# Redwood Credit Union — Bank on your schedule anywhere

> Mobile banking app for managing accounts, loans, payments, and cards. (iPhone/iPad app by Redwood Credit Union.)

- Source: https://appshunter.io/ios/app/redwood-credit-union/id1631392008 (this page in markdown: same URL + `.md`)
- Developer: [Redwood Credit Union](https://appshunter.io/developer/551776162)
- Category: Finance, Business
- Price: Free
- Rating: 4.90/5 from 42,332 App Store ratings · 241 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 40 MB
- Languages: American English, French (France), European Spanish
- Released: 2023-04-30
- Data updated: 2026-08-29
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/redwood-credit-union/id1631392008/reviews.md

## What is Redwood Credit Union?

Mobile Lending—Our best loans, credit cards, and rates, right in the palm of your hand.
Looking for a low-rate credit card, that new vehicle you’ve had your eye on, or maybe your dream home? Applying for a loan is easier than ever!


¿Habla español? Nosotros también. Haga clic en "ES" en el menú para cambiar la aplicación a español.


Access Your Account:
• Register your account in the app to use digital banking.
• Fast and secure login with Face ID® & Touch ID®
• Forgot your username or password? Get it through the app!
• Update your address, email, phone number.
• Use the new Quick Balance widget to see balances without signing in.
• View an overview of accounts, loans, credit cards, and investments in Account Summary. Select an account to view transaction history.
• Overdraft controls—set a backup option for when there's not enough in your account.
• Fast transaction search.
• Order new checks.
• Stop payment on a check.
• Set up and edit account alerts. View sent alert history.
• Questions about your account? Contact us securely through the app!


Payments Simplified:
• RCUpay: easily send money to friends and family—even if they aren't an RCU Member!
• Schedule one-time or recurring transfers and payments.
• Set up and make payments or transfers to and from your accounts at other financial institutions.
• Keep track of transfers and payments you've scheduled.
• Get your loan payoff amount for any time in the next 30 days.
• Free Bill Pay service—pay your bills on the go!


Card Services:
• Add cards to Apple Pay® directly from the app.
• View and redeem your RCU credit and debit rewards points for cash or other rewards.
• Not using your debit or credit card? Freeze it for extra security until you’re ready to use it again.
• Report your credit or debit card lost or stolen. (This will cancel your card and issue a new one, so if it’s only misplaced, freeze it instead.)
• Gain control over your spending with debit and credit card alerts and controls. Block online transactions or set alerts for purchases above certain amounts.
• Add upcoming travel notes to ensure access when you’re out of town.
• Adjust ATM and debit card purchase limits to meet your needs.
• Set your PIN on all your cards. Update your PIN on existing cards or set the PIN on your new card.
• Activate new credit and debit cards.


Mobile Features:
• Landscape view for iPad—adjust the app to your preferred orientation.
• Autocapture for mobile deposit takes the pictures for you—just align your camera over the check.
• Check current holds and pending deposits
• Use Security under Settings to view devices accessing your account and set your authentication preferences.



*Please Note:
• Apple Pay® is made available by Apple. Load your RCU credit or debit card into Apple Pay today!
• iPhone, iPad, Face ID, Touch ID, and Apple Pay are registered trademarks of Apple Inc.

## Key features

- Apply for loans and credit cards
- Secure account access with Face ID/Touch ID
- Send money with RCUpay
- Schedule transfers and payments
- Free Bill Pay service
- Card management and security controls
- Mobile check deposit with autocapture

## What do users think of Redwood Credit Union?

Overall sentiment: neutral

**Pros**

- 🚀 Easy online banking
- 👍 Convenient features
- 🚀 Fast and easy vehicle loans
- 👍 Reliable and organized app
- 🚀 Simplified user interface
- 👍 Helpful account summary
- 🚀 Seamless account linking

**Cons**

- 🐛 Inconsistent bill pay functionality
- 🔍 Confusing navigation and UI changes
- 🐛 Unreliable mobile deposit
- 🔍 Lack of customization options
- 🐛 Frequent app loading issues
- 🔍 Smaller font and less readable
- 🐛 Broken or missing features

**Commonly reported bugs**

- Repeated password reset issues
- Inability to download app on devices
- Freezing during mobile deposit
- Inconsistent account linking between devices

**Most requested features**

- Dark mode option
- Improved bill pay scheduling
- Easier check deposit process
- More customizable landing screen
- Clearer transaction details
- Restore quick account balance view

## Recent user reviews (10 of 241)

All indexed reviews: https://appshunter.io/ios/app/redwood-credit-union/id1631392008/reviews.md

### 5/5 — RCU APP Easy!!

*2026-08-11, version 1.5.0*

Hello, yes the online banking works very well and it’s clear and efficient!!!

### 5/5 — RCU is STILL the BEST!!

*2026-08-09, version 1.5.0*

I’ve been banking with RCU since 2005.  I’ve lived in other countries and in various other states where there are no RCUs.  Of all the banks I’ve tried, RCU is the rose among thorns!  I’ve done an auto loan with them, international transfers, a business loan, you name it.  They are second to NONE!  The customer service is top-notch, super-friendly, and totally helpful.  And the app, you ask?  I’ve used various banking apps, and they are all found wanting in comparison with RCU’s banking apps for iPhone AND iPad.  They are always front of the pack!  Keep up the amazing work!

### 5/5 — Exceptional

*2026-07-28, version 1.5.0*

The app is excellent, easy to navigate, user friendly for those of us that aren’t as tech savvy.

### 5/5 — Love RCU

*2026-07-22, version 1.5.0*

I’ve been using the RCU mobile app for years, and it makes managing my finances simple and easy. It’s very reliable for moving money between accounts, paying bills, checking my balances, and sending money to others. I love all the features that give me control over my accounts and cards. It’s one of the easiest and most convenient banking apps I’ve used. I highly recommend RCU and the mobile app.

### 1/5 — Update App asap

*2026-07-02, version 1.5.0*

Love the bank but…. The app needs help . The Face ID is NOT great at working .

### 1/5 — Stuck on loading screen

*2026-06-16, version 1.5.0*

App doesn’t open

### 2/5 — Falta Tabla de amortización

*2026-06-14, version 1.5.0*

Es indispensable que la app tenga esta información para todos los préstamos y no la he encontrado por ningún lado.

### 5/5 — Best Bank ever

*2026-06-03, version 1.5.0*

This bank has been good to me and I plan on staying a customer for as long as I am able to be a loyal customer. five star customer service and five star banking service.

### 5/5 — Credit Unions Matter

*2026-06-02, version 1.5.0*

I have been a long time member of the Redwood Credit Union and have reaped many benefits from this financial relationship. I have been given personal loans, credit cards and manage all of my personal and savings accounts with RCU. The customer service I receive here is exemplary and how my money is used to support my community gives me ethical peace. Keeping my money available to my community is important to me and why I think credit unions have tremendous value. I am grateful to have opportunities like this available to me and my family. Thank you Redwood credit union for your fine work.

### 5/5 — Un banco extraordinario

*2026-05-24, version 1.5.0*

Un muy buen servicio al cliente

## Frequently asked questions about Redwood Credit Union

### What can I do with the Redwood Credit Union app?

The app allows you to manage your accounts, apply for loans and credit cards, send money to friends and family, schedule payments, and control your debit and credit cards. You can also view transaction history, set up alerts, and contact customer support securely.

### Is the Redwood Credit Union app free to use?

Yes, the app is free to download and use. While the app itself is free, standard carrier data rates may apply for internet access. There are no additional fees for using the core banking features within the application.

### How do I access my accounts securely?

You can register your account within the app to use digital banking services. The app offers fast and secure login options including Face ID® and Touch ID®. If you forget your username or password, you can retrieve them directly through the app.

### Can I make payments and transfers with this app?

Yes, the app simplifies payments and transfers. You can use RCUpay to send money to friends and family, schedule one-time or recurring transfers, and make payments to your accounts at other financial institutions. It also includes a free Bill Pay service.

### What card services are available through the app?

The app provides comprehensive card services, including adding cards to Apple Pay®, viewing and redeeming rewards points, freezing cards for security, reporting lost or stolen cards, and setting transaction alerts and limits. You can also set or update your PIN and activate new cards.

## Version history (last 5 releases)

### 1.5.0 — 2026-01-21

Minor bug fixes in this update

### 1.4.1 — 2025-12-12

This new version includes some bug fixes!

### 1.2.2 — 2024-09-24

App refresh

### 1.1.2 — 2024-06-12

Quick Balance for Apple Watch.

### 1.1.1 — 2024-06-05

What’s new section verbiage: Quick Balance for Apple Watch

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## More apps by Redwood Credit Union

- [RedwoodCU](https://appshunter.io/ios/app/redwoodcu/id551776156)

All apps by Redwood Credit Union: https://appshunter.io/developer/551776162

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*
