# Refi Scout — Know when to refinance

> Mortgage rate monitoring and refinancing alerts based on personalized loan data. (iPhone/iPad app by Dappled Company LLC.)

- Source: https://appshunter.io/ios/app/refi-scout/id6761666778 (this page in markdown: same URL + `.md`)
- Developer: [Dappled Company LLC](https://appshunter.io/developer/1890729281)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 1 MB
- Released: 2026-04-17
- Data updated: 2026-09-26
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/refi-scout/id6761666778/reviews.md

## What is Refi Scout?

Refi Scout watches mortgage rates every day and tells you when refinancing could save you money — so you never have to think about it.

Most homeowners miss their best chance to refinance. Rates move weekly, but life is busy. Refi Scout makes sure you're always on alert.

Add your mortgage once. We monitor national rates from the Federal Reserve daily and alert you when refinancing may make financial sense for your specific loan — based on your rate, your balance, and your break-even timeline.

What makes Refi Scout different:
• Your Refi Score — a 0-100 rating that shows how beneficial refinancing is right now for your loan
• Custom alerts — set your own thresholds for rate drop, monthly savings, and break-even timeline
• Multiple properties — track every home you own
• Rate history — 12 months of 30-year, 15-year, and ARM rate data
• Private by design — all mortgage data stays on your device. Always.

How it works:
1. Add your mortgage details in under a minute
2. We watch rates daily using Federal Reserve data
3. You get alerted only when the numbers actually may make sense

Refi Scout is not affiliated with any lender and receives no referral fees. We have no incentive to push you toward refinancing — we just tell you when the math works.

Subscription required after 7-day free trial. 

Terms of use: https://refiscout.app/terms
Privacy policy: https://refiscout.app/privacy

Refi Scout is for informational purposes only and does not constitute financial advice. Always consult a licensed mortgage professional before making refinancing decisions.

## Key features

- Daily mortgage rate monitoring
- Personalized refinance score
- Customizable refinance alerts
- Support for multiple properties
- 12-month rate history
- On-device data privacy

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Annual | $39.99 | per year |
| Monthly | $6.99 | per month |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Lifetime | $99.99 | one-time |


## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/refi-scout/id6761666778/reviews.md

### 5/5 — Does exactly what I needed!

*2026-04-17*

I wanted a way to track my mortgage, not have to think about rates, and know when it would make sense to refinance, without getting spam calls from lenders. This app does exactly that. I can put zero thought into my mortgage and get alerted when I can save. Love it!

## Frequently asked questions about Refi Scout

### What is Refi Scout?

Refi Scout is a finance application that monitors daily mortgage rates and provides personalized alerts when refinancing your home loan could be financially beneficial. It uses national rate data and your specific mortgage details to calculate savings.

### How does Refi Scout determine if refinancing is beneficial?

Refi Scout calculates a 'Refi Score' from 0-100 based on your current rate, loan balance, break-even timeline, and national mortgage rate trends. It alerts you when this score indicates a potential financial advantage.

### What mortgage details do I need to provide to Refi Scout?

You need to add your mortgage details, including your current rate, balance, and the loan term. The app is designed to make this process quick, taking under a minute to input the necessary information.

### Does Refi Scout have ads?

Yes, Refi Scout contains advertisements. As a free application with in-app purchases for its subscription service, users should expect to see ads within the app.

### What are the subscription costs for Refi Scout?

Refi Scout offers a 7-day free trial. After the trial, a monthly subscription costs $6.99, and an annual subscription is available for $39.99. These plans unlock full access to the app's features.

### Is my mortgage data safe with Refi Scout?

Yes, Refi Scout is designed with privacy in mind, stating that all mortgage data stays on your device. The app is private by design, ensuring your sensitive financial information is not shared.

### Can Refi Scout track multiple properties?

Yes, Refi Scout supports tracking multiple properties. This feature allows homeowners with more than one property to monitor refinancing opportunities for each of their homes.

### How often is Refi Scout updated?

Refi Scout was last updated on April 18, 2026, with version 1.0.1. The app monitors national rates daily, indicating a commitment to providing timely information for its users.

## Version history (last 2 releases)

### 1.0.1 — 2026-04-18

Fixed an issue where lifetime access wasn't immediately recognized after redemption. The app now correctly reflects your subscription status as soon as you upgrade.

### 1.0 — 2026-04-17

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-26.*