# ReFi算账 — 瑞菲科技

> AI financial planner with dynamic family balance sheet and planning advice. (iPhone/iPad app by Beijing Financial World Technology Co.,Ltd..)

- Source: https://appshunter.io/ios/app/refi/id6761893170 (this page in markdown: same URL + `.md`)
- Developer: [Beijing Financial World Technology Co.,Ltd.](https://appshunter.io/developer/923934026)
- Category: Social Networking
- Price: Free
- Rating: 5.00/5 from 1 App Store ratings · 3 written reviews indexed
- Age rating: 17+
- Requires: iOS 15.0 · 134 MB
- Languages: Chinese
- Released: 2026-06-24
- Data updated: 2026-08-24
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/refi/id6761893170/reviews.md

## What is ReFi算账?

ReFi算账是一款面向个人与家庭，以动态家庭资产负债表为核心的AI财务规划工具。本工具动态汇聚家庭资产、负债与收支数据，借助AI识别、推演财务数据之间的关联与变化。为用户建立清晰、可追溯的家庭财务档案，将静态的财务数据转化为动态的规划建议。
结合“财达人”提供的沟通、解读与规划支持，形成动态财务管理、智能分析与专业服务协同的财务规划模式。帮助每个家庭看清财务现状、科学规划未来。

## Key features

- Dynamic family asset-liability balance sheet
- AI financial data analysis
- Personalized financial planning advice
- Track assets, liabilities, income, and expenses
- Clear financial record keeping
- Financial data interpretation and support

## Recent user reviews (3 of 3)

All indexed reviews: https://appshunter.io/ios/app/refi/id6761893170/reviews.md

### 5/5 — 不错

*2026-08-06*

挺好用的

### 5/5 — 超乎意料的好用，不愧是标委会指定的，专业又这么贴合普通人家庭理财场景，很难得

*2026-06-30*

不只是记账，更重要的是能看清家庭资产和负债。把房子、存款、投资、贷款整理到一起后，对自己家的财务状况终于有了比较完整的认识，操作也比较容易上手。
里面的AI问财功能挺实用，不只是回答一些简单的理财问题，还会结合家庭资产、负债和收支情况进行分析。对于不知道该从哪里开始做家庭财务规划的人来说，是一个不错的辅助工具。

### 5/5 — 挺有创意

*2026-06-24*

挺好用的

## Frequently asked questions about ReFi算账

### What is ReFi算账?

ReFi算账 is an AI financial planning tool designed for individuals and families. It focuses on creating a dynamic family balance sheet by tracking assets, liabilities, income, and expenses, using AI to provide planning advice.

### What devices does ReFi算账 support?

ReFi算账 is currently available for iPhone and iPod devices.

### How often is ReFi算账 updated?

The app was last updated on July 17, 2026, with version 1.0.9. This indicates a recent update, suggesting ongoing development and support.

### What is the age rating for ReFi算账?

ReFi算账 has an age rating of 17+, which is important for users to consider regarding content appropriateness.

### Does ReFi算账 have ads?

Based on the provided data, ReFi算账 does not contain advertisements.

### What is the user rating for ReFi算账?

ReFi算账 has a perfect rating of 5.0 stars based on 1 review, indicating a highly positive initial user experience.

### How does ReFi算账 help with financial planning?

ReFi算账 uses AI to identify and analyze the relationships within your financial data, transforming static numbers into dynamic planning suggestions and a clear financial profile.

### Is ReFi算账 free to use?

Yes, ReFi算账 is available for free, with no in-app purchases or advertisements mentioned in the data.

## Version history (last 5 releases)

### 1.1.2 — 2026-08-20

新增多文件上传功能，可帮助您更便捷的使用智能体，期待您的体验和反馈，期待与您共同探索更多可能。

### 1.1.0 — 2026-08-10

1、智能体功能上线

### 1.0.9 — 2026-07-17

更新语音识别方式

### 1.0.8 — 2026-07-01

1、集成微信打开小程序功能

### 1.0.7 — 2026-06-27

1、优化文档预览、下载

## More apps by Beijing Financial World Technology Co.,Ltd.

- [金拐棍教学版](https://appshunter.io/ios/app/id1134413797)
- [财富大赢家NMZH](https://appshunter.io/ios/app/nmzh/id1367814074)

All apps by Beijing Financial World Technology Co.,Ltd.: https://appshunter.io/developer/923934026

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-24.*