# Refinance Calculator-RateShift — Compare Loan Rates & Payments

> Compare loan rates, payments, terms, and total costs with scenario exploration. (iPhone/iPad app by TARIUS HOLT.)

- Source: https://appshunter.io/ios/app/refinance-calculator-rateshift/id6757621372 (this page in markdown: same URL + `.md`)
- Developer: [TARIUS HOLT](https://appshunter.io/developer/1867860626)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Rating: 5.00/5 from 4 App Store ratings · 2 written reviews indexed
- Age rating: 4+
- Requires: iOS 26.2 · 2 MB
- Languages: English
- Released: 2026-01-27
- Data updated: 2026-06-01
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/refinance-calculator-rateshift/id6757621372/reviews.md

## What is Refinance Calculator?

See your savings instantly before your refinance. RateShift helps you compare loan rates and payments so you can make better decisions with confidence. 

Use RateShift to:
• Compare interest rates and monthly payments
• Explore loan terms and scenarios
• Save and compare scenarios side-by-side
• See how rate changes impact your total cost

RateShift is designed for individuals who want clarity when evaluating loans and financing options. The app provides calculation and comparison tools only and does not offer financial advice or recommendations.

Premium Access

RateShift offers an optional one-time, non-consumable in-app purchase to unlock premium features.
• Payment is charged once to your Apple ID
• No subscriptions or recurring charges
• Purchase can be restored on supported devices

Terms of Use: https://sites.google.com/view/rateshift/terms-of-use
Privacy Policy: https://sites.google.com/view/rateshift/privacy-policy

## Key features

- Compare interest rates and monthly payments
- Explore different loan terms
- Save and export comparisons
- Understand rate change impact on total cost
- Unlock premium features with one-time purchase

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| RateShift Premium | $7.99 | one-time |


## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/refinance-calculator-rateshift/id6757621372/reviews.md

### 5/5 — Does it’s job well

*2026-05-01, version 1.9*

Streamlined app that makes it easy to calculate refinance rates

### 5/5 — Excellent Tool

*2026-01-27, version 1.0*

RateShift provided a seamless experience freeing up valuable time to make the best decision for my business endeavor.

## Frequently asked questions about Refinance Calculator

### What is Refinance Calculator?

Refinance Calculator is a tool that helps you compare loan rates and payment scenarios. It allows you to explore different loan terms and understand how rate changes affect the total cost of borrowing.

### Does Refinance Calculator offer financial advice?

No, Refinance Calculator provides calculation and comparison tools only. It does not offer financial advice or recommendations.

### How does the premium access work in Refinance Calculator?

Premium Access is an optional one-time, non-consumable in-app purchase. There are no subscriptions or recurring charges, and the purchase can be restored on supported devices.

### What devices is Refinance Calculator available on?

Refinance Calculator is available for iPhone and iPad.

### What is the age rating for Refinance Calculator?

Refinance Calculator has an age rating of 4+.

### How often is Refinance Calculator updated?

The latest version, 1.8, was released on March 25, 2026, indicating regular updates to the application.

### What are the benefits of using Refinance Calculator?

It helps you gain clarity on borrowing options by comparing interest rates, monthly payments, and loan terms. You can also save and export your comparisons for future reference.

### Does Refinance Calculator have ads?

No, Refinance Calculator does not contain advertisements.

## Version history (last 5 releases)

### 2.0 — 2026-05-31

• Completely redesigned Results experience
• New side-by-side comparison view
• Clearer savings visualization
• Improved Scenario Vault workflow
• Cleaner interface and navigation
• Performance and stability improvements

### 1.10 — 2026-05-03

Improved App Store screenshots to better highlight savings and comparison features. Minor UI refinements for a smoother experience.

### 1.8 — 2026-03-25

Improved App Store listing and screenshots. Enhanced clarity for comparing refinance scenarios.

### 1.7 — 2026-03-14

Improved App Store screenshots and listing updates. Minor interface refinements for a better experience.

### 1.2 — 2026-02-03

• Added daily free calculations so you can explore scenarios at your own pace
• Redesigned results with clearer savings insights
• Enhanced premium experience with improved side-by-side comparisons
• General UI polish and performance improvements

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-01.*