# RefiPoint — Refinance Calc

> RefiPoint — Refinance Calc (iPhone/iPad app by mintaek lee.)

- Source: https://appshunter.io/ios/app/refipoint-refinance-calc/id6767257037 (this page in markdown: same URL + `.md`)
- Developer: [mintaek lee](https://appshunter.io/developer/1862176346)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 13.0 · 21 MB
- Languages: English
- Released: 2026-05-10
- Data updated: 2026-07-06
- User reviews in markdown: https://appshunter.io/ios/app/refipoint-refinance-calc/id6767257037/reviews.md

## What is RefiPoint?

Should you refinance your mortgage?
RefiPoint shows your break-even point in seconds.

Enter your current loan and a new offer. We calculate:
• Break-even months — when closing costs are recovered
• Monthly savings on your payment
• Lifetime savings vs your current loan
• Visual chart showing when refinancing pays off

Built for U.S. homeowners. No accounts. Works offline.

KEY FEATURES
— Standard P&I calculation (matches Bankrate)
— Optional PITI with property tax & insurance
— Verdict cards: Worth it / Borderline / Not worth
— Term extension warning when you'd pay more interest over the life of the loan
— Saves your last entry, pick up where you left off
— Light & dark mode
— No login. No data leaves your phone.

DISCLAIMER
RefiPoint is a calculator. Results are estimates based on standard amortization formulas and may differ from actual lender quotes due to PMI, points, taxes, insurance, prepayment penalties, and other fees. Always consult a licensed mortgage professional before refinancing.


## Version history (last 1 release)

### 1.0.0 — 2026-05-11

No release notes.

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All apps by mintaek lee: https://appshunter.io/developer/1862176346

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-06.*