# Reloadable Target Circle Card — user reviews > 83 indexed App Store user reviews of Reloadable Target Circle Card by HI Technology Corp, rated 4.83/5 from 5,044 ratings. - Source: https://appshunter.io/ios/app/reloadable-target-circle-card/id1625095592/reviews - App overview in markdown: https://appshunter.io/ios/app/reloadable-target-circle-card/id1625095592.md - Rating breakdown: 5★ 4,567 · 4★ 269 · 3★ 89 · 2★ 17 · 1★ 86 ## What do users think of Reloadable Target Circle Card? Overall sentiment: negative **Pros** - 💳 Easy to use - 💰 5% off at Target - 🤑 Savings and cash back **Cons** - 🤯 Confusing to add funds - 🤔 Inconsistent customer service - 🤖 Buggy app and website - 🚫 Denied applications - 💸 Misleading fees and promotions **Commonly reported bugs** - Expired verification tokens - Incorrect account balances - Incompatible with external bank accounts **Most requested features** - Add funds via debit/credit card - Integrate with Target app - Improve login and password management ## Newest reviews (14 of 83) ### 2/5 — Design and functionality *2025-10-31, version 1.24.0* Terrible app design. The interface looks outdated and confusing. It’s almost impossible to transfer money between bank and card without getting frustrated. Basic functions like moving funds should be easy, but this app makes it unnecessarily hard. Needs a complete redesign. ### 2/5 — Loading Cash Cumbersome *2025-08-27, version 1.22.0* Neither of my banks would let me transfer money in. ### 1/5 — Add cash feature glitch *2025-04-15, version 1.19.0* Was working well until the app force closes when trying to add different denominations of cash to reload at Target stores. Please fix. ### 4/5 — Works great but could be better *2025-04-02, version 1.18.0* I would really like it if you could reload directly from another account or paypal. Being a but more convenient would be awesome. Edit: as per your response, I know all that. but I would prefer to go to the target reloadable app and add from paypay FROM there. I don't WANT to direct deposit. Listing options just shows me you didn't really read what you wrote you just saw a key word and copy-pasted a response. It could be a little more convenient. I know how to use the app. ### 4/5 — Works great but could be better *2025-03-25* I would really like it if you could reload directly from another account or paypal. Being a but more convenient would be awesome. **Developer response:** We’re happy to hear you are enjoying your Target Circle Card Reloadable Account. You can receive funds through transactions initiated from PayPal. In addition, you can add funds through cash reloads, Direct Deposit, checks deposited through our mobile app, and by receiving money from another Target Circle Card Reloadable Account accountholder. You may also add money from your checking or savings account by initiating a transfer from your bank account into your Target Circle Card Reloadable Account. ### 1/5 — Cant log in *2025-03-25, version 1.18.0* I am unable to log in. The button is gray stating illegal username and password ### 1/5 — App doesn’t even work *2025-03-20, version 1.18.0* Iv had my card for a year now and I always have to pay it online. The mobile app doesn’t work no matter how many times I reinstall it ### 1/5 — Allow us to reload via the app *2025-02-15, version 1.17.0* I got this card a while ago but haven’t been able to use it. Is there a way to reload it using a credit or debit card?? Starbucks does that, so why can’t Target? ### 1/5 — SCAM ALERT! *2025-01-14, version 1.16.0* The routing number returns invalid by THREE different banks, PayPal and ADP. Reported to FDIC and Comptroller of the Currency because they’ve failed to address this for nearly a YEAR. Support is rude and unhelpful - if you don’t talk like a monotone robot they will tell you “comply or I will disconnect”. They have also refused to close my account and delete my information. ### 1/5 — Paycheck Timing is Different *2025-01-10, version 1.16.0* Regardless of every card I have used, I've always gotten my paycheck at the correct time. Only with this one am I experiencing issues. I hope this corporation remembers that taking longer to process these transactions for no good reason could cost their users their place to live. ### 1/5 — Need help *2024-12-26, version 1.16.0* I just sign up and it said my card is on its way 7 to 10 business days and it sent me a email saying confirm your email so I did and it said oops and then it want let me login or confirm my email please help. ### 1/5 — Can’t even get past the first stage of logging in *2024-11-26, version 1.15.0* Just created an account, it’s sending the email to verify my email and now it’s saying verification token is expired. I hit resend and it says it over and over again. I try it from the actual website and yet again it says token is expired, this is already a red flag, I’m not using this nonsense, you have nothing but one star complaints yet continue to do nothing, what an absolute joke, whoever runs this app needs to retire! ### 4/5 — Usable, not bad, some advice *2024-11-21, version 1.15.0* I am writing a review regarding the Reloadable card. It’s easy to add cash into the account, but I could only add 20 dollars or more. If I could add any amount or even just 5 or 10 dollars at a time that would be great. ### 1/5 — Can’t login. *2024-11-14, version 1.14.0* I’ve tried logging in and it doesn’t recognize my password despite multiple attempts and restarting phone. I’ve tried resetting password and the app doesn’t recognize my card info. Useless app. ## Most critical reviews (10 lowest-rated) ### 1/5 — DO NOT USE THIS BANK *2026-06-03, version 1.29.0* So they canceled this and they said I have to wait for 60 days for my money to get back and still haven’t received it. Now they said I have to wait for another 60 days in July to receive my money! I will never put money or trust this anymore! Chase, or Bank of America or other banks are much better than this! ### 1/5 — TARGET IS ENDING THIS PROGRAM *2026-02-05, version 1.25.0* Effective April 2026 your money will be lost if you have funds in this account ### 1/5 — can’t even try logging in. *2026-01-27, version 1.25.0* THIS APP WONT LET YOU LOG IN . it doesn’t even register you typing in the letters to your password and just says enter valid password . ridiculous ### 1/5 — Say my password isn’t valid! *2026-01-10, version 1.25.0* I can login on a browser just fine but when I use the app it says my password is invalid. When I tried to reset it on the app it asked me to enter my card information and then says there’s an error and doesn’t email a reset link. It’s either a glitch or a ploy to get my card information. I don’t know for sure all I know is that this app sucks! Haven’t even been able to access it!!! ### 1/5 — Don’t bother *2025-10-22, version 1.24.0* If you want to be told your password is wrong every time you put it into this app even after resetting it on the same exact webpage that is counterpart to this app then go ahead and download and waste your time away! ### 1/5 — Don’t Trust It! *2025-09-02, version 1.22.0* I only signed up to get the promotion “spend $50 to get $50 back” but was face with nothing, but issues from the store not having any clue about the card and each time when I went to use it someone had to come over to complete the transaction then when I asked they said this is what they told them to do still not much to go on and when I called the # on the back I guess you can call it customer service cause it was anything but that just the run around.. first time I called everything was fine I just need it to wait a lil bit longer no problem then when I did call back I got a completely different story even tho I had proof and assistance from a store manager/ supervisor help me to make sure I did it right so I guess we’re both wrong makes no sense so I close my acct and pretty much everything to do with target I’ll go elsewhere.. Not to mention first time I called he asked lil to no info like my name, date of birth, card number etc.. but when I called the second time they asked for everything but my blood type “ super sketchy” think twice that’s all! P.s I email back the developer response as asked only to get a email back with “Thank you for your email, below are links for commonly asked questions that you might find helpful” then what was the point in the first place if nothing was gonna be done about it lol SMH! ### 1/5 — Can’t even sign in *2025-08-27, version 1.22.0* Bad. ### 1/5 — Every time!! *2025-08-10, version 1.22.0* For a very popular store, this app should have already been fixed!! A year ago I downloaded this app to have more control of my circle card, ended up deleting it because of all the issues with this app only to come back to it for a second chance and it still be inaccessible ### 1/5 — Don’t Trust It! *2025-08-06* I only signed up to get the promotion “spend $50 to get $50 back” but was face with nothing, but issues from the store not having any clue about the card and each time when I went to use it someone had to come over to complete the transaction then when I asked they said this is what they told them to do still not much to go on and when I called the # on the back I guess you can call it customer service cause it was anything but that just the run around.. first time I called everything was fine I just need it to wait a lil bit longer no problem then when I did call back I got a completely different story even tho I had proof and assistance from a store manager/ supervisor help me to make sure I did it right so I guess we’re both wrong makes no sense so I close my acct and pretty much everything to do with target I’ll go elsewhere.. Not to mention first time I called he asked lil to no info like my name, date of birth, card number etc.. but when I called the second time they asked for everything but my blood type “ super sketchy” think twice that’s all! **Developer response:** We’re sorry to hear we haven't provided a 5-star experience and we would love the opportunity to better assist with ensuring that you receive your earned promotional credit. Please email Mobile@app.targetcirclereloadable.com with your contact info and a short description of your issue, and we would be happy to assist you. ### 1/5 — Glitching *2025-04-16, version 1.19.0* Is there an update for this app? Every time I attempt to load my card the app glitches out and I am not able to do so. ## Most praised reviews (10 highest-rated) ### 5/5 — It’s ending! *2026-03-12, version 1.26.0* I’m sad to see this go away. Curse you Target for ditching the Reloadable card. ### 5/5 — Really Disappointed it is Being Discontinued *2026-03-03, version 1.25.0* I liked the program. ### 5/5 — Allow you to have circle card if you have bad credit *2025-06-25, version 1.21.0* Reloadable, bank account access, 2 days after. If you have bad credit it give you enough benefits of having a circle card ### 5/5 — Not able to load money remotely *2025-05-02, version 1.20.0* Wish this card worked , was looking forward to using it to get discount and etc and I have promoted it others in my family etc a lot , but finally it is not working for me ! Very disappointing , had to make a purchase (ultimately did two somewhat moderate total cost/price purchases for a little under $200) just regularly yesterday without the card cuz couldn’t load money to it in a way working out as okay for me ie convenient (and REASONABLE!!!) for me ! Have not tried loading money at the store because I do not wish to have to go all the way to store . Should have more ways to load money to the card like you should be able to do it over the phone at least . Better would be doing it online somehow like buying a gift card , but this jot [not!!!!!!] available ! Tried transfer to the account for the card from my bank account online - couldn’t do that . The Chime option ( Chime is my bank ) had it where you can find the financial institution for to transfer money to and it said Pathward business , I’m pretty sure that’s what it said and that was the only option to transfer money to a bank account w Pathward . Pathward is the bank for the reloadable card . Entering info I had under Pathward business as the holder of the account for the reloadable debit card by Target did not work . The info (can’t recall what it was ) did not fit for the Pathward business listing . So may try contacting Pathward idk if that is the thing to do . I called Customer Service on the back of the reloadable card by Target and they told me to ask my bank about how to transfer money but I contacted Chime customer service and they could not help me . Chime Customer Service , ie an actual associate said I could indeed transfer money or somehow get $ to the reloadable card BUT the virtual assistant said I could not but ONLY load money at the store w cash . Strange the virtual thing knows this but this is what the virtual thing said . Then also it looks like others are saying you can load money different ways and etc AND the info on the app AND the online account option SAY YOU CAN TRANSFER MONEY FROM ANOTHER BANK ACCOUNT ETC . I think it does say “may” be able to transfer from a bank to the Target reloadable . So it seems the Chime associate is possible to be right and other etc like the very info on the web site for the card BUT I THINK IT IS UNTRUE YOU CAN LOAD MONEY TO THE CARD BY ANY MEANS CONVENIENT AND EASY (ie any means other than loading cash at the store which is very inconvenient and a hassle and unwished and ridiculous this is the only way and it is unpleasant ) AND I ALSO THINK SOMEHOW THE CARD IS NOT REAL ABD DOES NOT WORK AND I THINK SOMETHING IS INTENTIONALLY MAKING THE CARD NOT WORK . I also tried sending money to the reloadable card as a debit card and not a bank account (which as told I also tried as a bank account) and it did not work , I can do an instant transfer to a debit card w Chime and I can do a 1 -3 day long transfer to a bank account w Chime - but neither of these options worked for the Target reloadable card . Also you cannot load the card to the wallet in iPhone or the in the Target app . The reloadable card , I think it is not real and does not really work , very unfortunate . I would like attention to this . There should be an option like this cuz other cards are more exclusive for people financially comfortable and also I have had trouble many years w the charge card . I don’t think I am able to get credit cards anymore I am declined a couple times for the Apple Card and the Old Navy card . I do not support the money system or poverty or the rule of the devil , btw , but was trying to take advantage of a good option for someone like me , poor and not having things work out here for them w the like credit cards etc . Hope the very very suspicious and strange issues w the card are resolved and hopefully someday soon the rule of the devil (and its money system and inequality and back door dealings and closed door society secrecy etc and poverty etc and covert and hidden brutal attacking of people that are not the devil ) will end ! ### 5/5 — Easy adding money *2025-03-11, version 1.17.0* Easy peasy ### 5/5 — Card *2025-01-07, version 1.16.0* Love this card very convenient for a reloadable card! My favorite and love that its Red too.! ❤️ ### 5/5 — Wish I could Zelle *2024-07-04, version 1.10.0* This application is good. If I could use Zelle and add cash electronically that would be great. ### 5/5 — Reloadable red card *2024-05-03, version 1.9.0* The app is nice to have but wish the card was easier to load without all the fees. I wish I could use my card more often if it was allowed to be loaded easier or from my bank directly. The app could use a modification like a PIN code to log in instead of constantly having to put my password ### 5/5 — Love lifts up where we belong where the Engels cry on a mountain high *2024-03-28, version 1.8.0* :) ### 5/5 — Great Card For Savings *2023-12-16, version 1.6.0* I signed up and after I loaded it gave me savings and I learned a lot more about Target. Great card to have if you shop at Target 👍 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-29.*