# Rent vs. Buy Calculator — Home Ownership Cost Analyzer

> Home Ownership Cost Analyzer (iPhone/iPad app by John Manion.)

- Source: https://appshunter.io/ios/app/rent-vs-buy-calculator/id6768829509 (this page in markdown: same URL + `.md`)
- Developer: [John Manion](https://appshunter.io/developer/1896608657)
- Category: Finance, Education
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.1 · 42 MB
- Languages: English
- Released: 2026-05-21
- Data updated: 2026-07-20
- User reviews in markdown: https://appshunter.io/ios/app/rent-vs-buy-calculator/id6768829509/reviews.md

## What is Rent vs. Buy Calculator?

Renting and buying both have hidden costs. Rent vs. Buy Calculator accounts for the opportunity cost of your down payment, home equity, and invested savings, so you can see the full financial picture.

Most calculators only compare monthly payments. This one runs a true long-term analysis using real numbers: mortgage interest, property taxes, insurance, maintenance, HOA fees, closing costs, PMI, rent appreciation, home appreciation, investment returns, and tax deductions.

FREE MODE
• Monthly cash-out comparison (rent vs. mortgage costs)
• See which option costs less over 1, 5, 10, 20, or 30 years
• Adjust home price, rent, down payment, and mortgage rate

PRO MODE (One-time purchase, no subscription)
• Full net worth comparison. Includes home equity, invested savings, and opportunity cost
• All advanced inputs: HOA, maintenance, closing costs, rent appreciation, home appreciation, stock return, tax deductions, and more
• See exactly how much better or worse off you might be financially over any time horizon given these assumptions

Perfect for first-time homebuyers, renters weighing their options, or anyone who wants to make a confident, data-driven decision.

For educational purposes only. Not financial advice.

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Rent vs. Buy Pro | $4.99 | one-time |



## Version history (last 3 releases)

### 1.0.2 — 2026-06-10

Minor updates and improvements.

### 1.0.1 — 2026-05-22

Bug fixes and performance improvements.

### 1.0 — 2026-05-21

No release notes.

## More apps by John Manion

- [Topside: Classic](https://appshunter.io/ios/app/topside-classic/id6771165837)
- [Topside: Dice Drop](https://appshunter.io/ios/app/topside-dice-drop/id6778957322)

All apps by John Manion: https://appshunter.io/developer/1896608657

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-20.*