# Rental Kharma — Build Credit With Rent > Rent reporting service to build credit history and improve credit scores. (iPhone/iPad app by Rental Kharma, Inc..) - Source: https://appshunter.io/ios/app/rental-kharma/id6504291811 (this page in markdown: same URL + `.md`) - Developer: [Rental Kharma, Inc.](https://appshunter.io/developer/1751742819) - Category: Finance - Price: Free - Rating: 4.68/5 from 28 App Store ratings · 2 written reviews indexed - Age rating: 4+ - Requires: iOS 15.1 · 90 MB - Languages: English - Released: 2024-06-17 - Data updated: 2026-07-06 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/rental-kharma/id6504291811/reviews.md ## What is Rental Kharma? Getting a 720 Credit Score is easy! #1 Rated Rent Reporting service in the US! It does not matter how you pay your rent, you can use Rental Kharma! WE REPORT MORE TIME FOR MORE POINTS! We can report the ENTIRE HISTORY of your current rental property, from move-in until now, with just a short conversation with the landlord! Our service has helped hundreds of thousands of people build their credit score quickly, simply from adding their rental payments to their credit report. WHAT IS A GOOD CREDIT SCORE? At Rental Kharma, our goal is to get you to 720 and help you learn how to stay “720 CREDIT READY!” This app helps our members get access to tools, resources, and valuable information to help you achieve your financial goals! FREE BONUS FOR MEMBERS We offer FREE credit reviews for our members one-on-one, to get your goals on the fast track! Learn how to build credit, increase your credit score quickly, and reach your credit goals within weeks! 12 YEARS, HUNDREDS OF THOUSANDS OF LIVES CHANGED! “Free rental reporting” and other services either don’t report the full lease history without an upgrade, or require access to a checking account that your rent is paid from. We don’t! We can finish up your rental verification without access to your personal banking information. Raise your credit score to the next tier without hidden fees or sneaky contracts! * Results may vary, and you may not receive an improved credit score solely by adding rental payments. Most lenders use credit scores that include rental history, but not are guaranteed. INFORMATION ABOUT THE APP By signing up, you will get access to subscription(s) that include features such as progress tracking, and offline sync, available to subscribe free of charge. The download of Rental Kharma is free of charge. Read our full Terms of Service and our Privacy Policy: https://passion.io/terms-of-service https://passion.io/privacy-policy ## Key features - Report rent payments to credit bureaus - Build credit history - Achieve and maintain a 720 credit score - Free credit reviews - Access financial tools and resources - Report entire rental history ## Recent user reviews (2 of 2) All indexed reviews: https://appshunter.io/ios/app/rental-kharma/id6504291811/reviews.md ### 5/5 — Great *2025-11-22* 🏆 ### 5/5 — Great and helpful tips *2025-09-01* I was actually connected with a live person and when the owner of my property was hesitant about giving information she reinsured him that everything was legit and made very easy and made him comfortable to answer all questions necessary and had my rent reported and back history within 2-4 days 🙌🏾 🖤❄️🖤 ## Frequently asked questions about Rental Kharma ### How does Rental Kharma help build credit? Rental Kharma reports your on-time rent payments to credit bureaus, which can help establish or improve your credit history. This can contribute to a higher credit score over time, though results may vary. ### Can Rental Kharma report my entire rent history? Yes, Rental Kharma can report the entire history of your current rental property from move-in until now, often with a brief landlord conversation. This is a key feature that differentiates it from services that may only report recent history or require specific payment methods. ### What is the goal credit score with Rental Kharma? The primary goal for members using Rental Kharma is to reach a 720 credit score and learn how to stay '720 CREDIT READY!' The app provides tools and information to help members achieve and maintain this target. ### Does Rental Kharma require access to my bank account? No, Rental Kharma does not require access to your personal banking information to complete your rental verification. This is a significant advantage for users concerned about sharing sensitive financial data. ### Is Rental Kharma free to download and use? The download of Rental Kharma is free of charge. The app offers subscription(s) that include features like progress tracking and offline sync, which are available to subscribe to free of charge. ### Does Rental Kharma have ads? Yes, Rental Kharma contains advertisements. As a free service with in-app purchases, ads are part of the monetization model. ### What devices is Rental Kharma available on? Rental Kharma is available on iPhone, iPad, and iPod. It is designed for Apple devices. ### How often is Rental Kharma updated? The latest version of Rental Kharma is 3.12.11, and it was last updated on September 16, 2025. This indicates a relatively recent update and ongoing development. ## Version history (last 4 releases) ### 3.12.11 — 2025-09-16 Bugfixes ### 3.11.10 — 2025-07-25 Bugfixes ### 3.11.9 — 2025-07-23 Bugfixes ### 3.10.0 — 2024-06-17 No release notes. ## Apps similar to Rental Kharma | App | Rating | Price | Category | | --- | --- | --- | --- | | [Boom - Build credit with rent.](https://appshunter.io/ios/app/boom-build-credit-with-rent/id1534466495) | 4.6 (1,215) | Free | Finance | | [RentReporters](https://appshunter.io/ios/app/rentreporters/id6477802434) | 4.1 (19) | Free | Finance | | [Esusu: Build Credit with Rent](https://appshunter.io/ios/app/esusu-build-credit-with-rent/id6482578399) | 4.7 (139) | Free | Finance | | [eCredable LiftLocker](https://appshunter.io/ios/app/ecredable-liftlocker/id1579967403) | 1.8 (9) | Free | Finance | | [Kovo - Fast Credit Builder](https://appshunter.io/ios/app/kovo-fast-credit-builder/id6480379937) | 4.9 (9,608) | Free | Finance | | [TomoCredit](https://appshunter.io/ios/app/tomocredit/id6504301873) | 3.4 (523) | Free | Finance | ## Related topics [rental kharma](https://appshunter.io/ios/topics/rental-kharma) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-06.*