# Repocket: Sub-Account Tracker — Debts between budget envelopes

> Debts between budget envelopes (iPhone/iPad app by Michel Ugochukwu Onwordi.)

- Source: https://appshunter.io/ios/app/repocket-sub-account-tracker/id6809761332 (this page in markdown: same URL + `.md`)
- Developer: [Michel Ugochukwu Onwordi](https://appshunter.io/developer/1707433145)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 18.0 · 19 MB
- Languages: American English
- Released: 2026-10-10
- Data updated: 2026-10-16

## What is Repocket?

Your bank gives you pockets so your money can do different jobs. Sometimes one pocket covers for another. Repocket keeps a tally of those moments, and when it's time to settle it shows exactly what to move back.

Repocket is the ledger for what you borrowed from yourself.

Log the borrow in one sentence: paid from Vacation, covering for Groceries, $30. Repocket derives the rest: which pocket owes which, how much, since when. When you move the money back at the bank, log the return. The row disappears. Everything is square.

Repocket keeps one thing: the entries you log. Your entries sync to your private iCloud.

Repocket is free with 3 active pockets, and the free tier is the whole ledger: log borrows and returns, see what each pocket owes, settle, and export to CSV or JSON. One purchase adds unlimited pockets, the Home Screen widgets (settle a debt with one tap, right on the widget), Siri and Shortcuts, and stats. Your ledger stays either way.

Your pockets can live at your bank, in a spreadsheet, or in envelopes. Repocket never connects to any of them.

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Repocket Full Unlock | $3.99 | one-time |


## Is Repocket safe?

Not enough ratings yet to assess Repocket.

## Is Repocket legit?

Repocket: Sub-Account Tracker appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Repocket is 63 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 2 releases)

### 1.0.1 — 2026-10-14

Spend from any pocket. Settle up when it's time.
Repocket now puts it that simply, in covers and what's left to settle.
Log a cover and it reads the way you'd say it: paid from Vacation, covering for Groceries.
New here? Pick two starter pockets and log your first cover in two taps.

### 1.0 — 2026-10-10

No release notes.

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## More apps by Michel Ugochukwu Onwordi

- [Fotospots: Find Photo Spots](https://appshunter.io/ios/app/fotospots-find-photo-spots/id6466506171)

All apps by Michel Ugochukwu Onwordi: https://appshunter.io/developer/1707433145

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-16.*