# Resource One Credit Union

> Mobile banking app for account management, transactions, and customer support. (iPhone/iPad app by Resource One Credit Union.)

- Source: https://appshunter.io/ios/app/resource-one-credit-union/id523193920 (this page in markdown: same URL + `.md`)
- Developer: [Resource One Credit Union](https://appshunter.io/developer/523193923)
- Category: Finance
- Price: Free
- Rating: 4.86/5 from 14,417 App Store ratings · 106 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 124 MB
- Languages: English
- Released: 2012-05-04
- Data updated: 2026-09-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/resource-one-credit-union/id523193920/reviews.md

## What is Resource One Credit Union?

You can manage your accounts, make deposits, find ATMs and more.

Now it’s easy to bank 24/7, right from your phone. 

MONITOR YOUR ACCOUNT
• View account balances and transaction history

PERFORM TRANSACTIONS
• Pay bills
• Transfer money between accounts
• Deposit checks with Mobile Deposit
• Send money to friends with Person to Person

CONTACT
• Find the nearest branches and ATMs
• Speak with a customer service representative

## Key features

- Account balance monitoring
- Transaction history viewing
- Bill payment
- Money transfers
- Mobile check deposit
- ATM and branch locator

## What do users think of Resource One Credit Union?

Overall sentiment: positive

**Pros**

- 👍 Great customer service
- 👍 Zelle integration
- 👍 Excellent staff and professionalism
- 👍 Long-term customer satisfaction
- 👍 Easy to use app
- 👍 Convenient banking on the go

**Cons**

- 🐛 Verification code issues
- 🐛 Zelle integration problems
- 🐛 Snapshot feature not updating
- 🐛 Frequent app crashes and glitches
- 🐛 Deposits taking too long to process
- 🐛 Accounts missing or inaccessible

**Commonly reported bugs**

- Verification codes not working
- Zelle no longer functioning
- Snapshot feature not updating
- Frequent app crashes
- Accounts not displaying properly
- Inability to change phone number

**Most requested features**

- Add Zelle service
- Improve deposit processing times
- Integrate credit card transactions
- Provide more frequent app updates
- Improve app stability and reliability

## Recent user reviews (10 of 106)

All indexed reviews: https://appshunter.io/ios/app/resource-one-credit-union/id523193920/reviews.md

### 5/5 — The best bank ever

*2026-08-03, version 4021.1.3*

I’ve been with Resource 1 for many of years. They have treated me very well and I am so thankful for coming here. Thank you Resource 1.

### 5/5 — Anytime, anywhere

*2026-07-04, version 4021.1.3*

Love the ability to pay, transfer and move funds around.

### 5/5 — User friendly

*2026-07-02, version 4021.1.3*

Pretty easy to navigate.

### 1/5 — Zelle

*2026-07-01, version 4021.1.3*

Zelle doesn’t always work

### 5/5 — Overdraft fee

*2026-06-25, version 4021.1.3*

I’m so grateful and thankful to them that there have been some overdraft fees that they have returned to me. I forgot about a bill that was going to be taken out of my account and they were so gracious to waive the overdraft fees for not having the money in my account for that bill.

### 1/5 — slow

*2026-06-02, version 4021.0.2*

this is genuinely one of the slowest banking apps to exist

### 5/5 — Easy worry free

*2026-05-23, version 4021.0.2*

When ever I’ve had a question I’m only a one phone call away from the answer, everyone at Resource one acts and treats me like I’m their family.

### 5/5 — Satisfied

*2026-03-27, version 4020.0.0*

34 years with R1CU love it

### 4/5 — My review

*2025-12-17, version 4019.0.3*

It’s a great service I just wish it was faster with the Zelle service.

### 1/5 — Zelle not working

*2025-12-14, version 4018.0.0*

Zelle isn’t working

## Frequently asked questions about Resource One Credit Union

### What can I do with this banking app?

This app allows you to manage your accounts 24/7 from your phone. You can view account balances and transaction history, pay bills, transfer money between your accounts, deposit checks using your phone's camera, and send money to friends. It also helps you find nearby branches and ATMs and connect with customer service.

### Is this app free to use?

Yes, the app is free to download and use. While the app itself is free, standard carrier data rates may apply for internet access. There are no in-app purchases mentioned.

### How do I deposit a check using the app?

The app features a Mobile Deposit function. You can deposit checks by simply taking photos of the front and back of your endorsed check using your phone's camera. Follow the on-screen instructions to complete the deposit process.

### Can I find ATMs and branches with this app?

Yes, the app includes a feature to find the nearest branches and ATMs. This helps you locate convenient banking locations when you are on the go, ensuring you can access physical services when needed.

### What if I need to speak to someone?

The app provides a way to contact customer service. You can speak with a customer service representative directly through the app, offering a convenient channel for support and inquiries without needing to call separately.

## Version history (last 5 releases)

### 4021.1.3 — 2026-06-09

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4021.0.2 — 2026-05-04

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4020.2.0 — 2026-04-07

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4020.0.0 — 2026-02-11

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4019.1.0 — 2026-01-21

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

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## More apps by Resource One Credit Union

- [R1 Cha-Ching](https://appshunter.io/ios/app/r1-cha-ching/id1124197739)
- [Resource One Video Banking](https://appshunter.io/ios/app/resource-one-video-banking/id1553331192)

All apps by Resource One Credit Union: https://appshunter.io/developer/523193923

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-10.*