# Retain: Money Habits

> Finance app that links spending habits, mood, and goals to build wealth. (iPhone/iPad app by Eira Co..)

- Source: https://appshunter.io/ios/app/retain-money-habits/id6746071504 (this page in markdown: same URL + `.md`)
- Developer: [Eira Co.](https://appshunter.io/developer/1815031451)
- Category: Finance
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 30 MB
- Languages: American English
- Released: 2026-09-11
- Data updated: 2026-10-24
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/retain-money-habits/id6746071504/reviews.md

## What is Retain?

Your money doesn't vanish because you don't earn enough. It vanishes because your habits decide before you do, at 11pm, scrolling, tired, bored. Retain is built to catch that moment and give the rep back to you.

TRAIN YOUR MONEY HABITS LIKE YOU TRAIN YOUR BODY
Every purchase is a rep. Every check-in is a set. Retain tracks the patterns behind your spending, mood, and habits side by side, so you can actually see which habit is building your wealth and which one is quietly draining it.

TURN THE IMPULSE INTO THE WIN
You feel the pull to buy something you don't need. Retain gives you somewhere better to put that energy: a goal you actually care about. Same rush. Real result.

CASH IN YOUR OWN REWARD
Habit Rewards: Show up for your habit. Cash in your own reward.
Keep a promise to yourself, and Retain lets you pay yourself for it, from money you already set aside. Nobody is clapping for you but you, and that is the point.

A BUDGET BUILT AROUND YOUR NUMBER
Pick the percentage of your income you want to save. Retain builds your budget around that number and adjusts it as your income or spending changes. You set the target. We handle the math.

YOUR NUMBERS, NO SPIN
Analytics shows your top merchants and the real patterns behind where your money goes. Activities pulls in your income, expenses, and savings automatically, no manual entry, no guesswork. See something miscategorized? Fix it in two taps.

THE PART THAT ACTUALLY SETS RETAIN APART
Most finance apps stop at the transaction. Retain goes further: it connects your mood, habits, and goals to what you actually spend, so the pattern shows up before it costs you money, not after.

FEATURES
Behavioral Insights: the real reason behind your spending, tracked and surfaced, not buried in a spreadsheet.
Goal-Directed Saving: redirect the impulse buy toward the thing you actually want.
Habit Rewards: show up for your habit, cash in your own reward.
Adaptive Budgeting: set your savings percentage, let the plan adjust as you go.
Automatic Tracking: income, expenses, and savings organized without lifting a finger.
Analytics: your top merchants and spending trends, at a glance.
Private and Secure: your data is encrypted and never sold. Full stop.

WHO THIS IS FOR
If you already know the budgeting theory and still end up in the same spot every month, Retain isn't another lecture. It meets you at 11pm during the scroll, not at your annual budget review.
Download Retain. Start training.

Terms of Use: https://www.meetretain.com/terms
Privacy Policy: https://www.meetretain.com/privacy

## Key features

- Behavioral Insights
- Goal-Directed Saving
- Habit Rewards
- Adaptive Budgeting
- Automatic Tracking
- Spending Analytics

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Monthly Plan | $14.99 | per month |
| Annual Plan | $99.99 | per year |


## Is Retain safe?

Not enough ratings yet to assess Retain.

## Is Retain legit?

Retain: Money Habits has limited verification signals. The AppsHunter Legitimacy Score for Retain is 58 out of 100 points across 7 verification signals from App Store and developer data.

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/retain-money-habits/id6746071504/reviews.md

### 5/5 — Love this approach to money

*2026-09-15*

easy to use

## Frequently asked questions about Retain

### What is Retain's main focus?

Retain focuses on understanding and changing your money habits by connecting your mood, habits, and goals to your spending patterns. It aims to help you build wealth by addressing the root causes of financial decisions.

### How does Retain help with impulse spending?

Retain redirects the impulse to buy something unnecessary towards a goal you care about. It provides the same rush of satisfaction but with a real, positive financial result.

### Can I set my own savings goals with Retain?

Yes, Retain allows you to pick a percentage of your income you want to save. The app then builds your budget around this number and adjusts it as your income or spending changes.

### Does Retain require manual transaction entry?

No, Retain automatically pulls in your income, expenses, and savings, eliminating the need for manual entry or guesswork. You can easily fix any miscategorized items in just two taps.

### How does Retain ensure user data privacy and security?

Retain states that your data is encrypted and never sold. The app prioritizes privacy and security for all user information.

### What makes Retain different from other finance apps?

Unlike many finance apps that stop at transaction tracking, Retain connects your mood, habits, and goals to your spending. This allows you to identify and address spending patterns before they become costly.

### Is Retain available on multiple devices?

Based on the provided data, Retain is currently supported on iPhone devices.

### When was Retain last updated?

Retain was last updated on September 11, 2026, with its latest version being 1.0.

## Version history (last 2 releases)

### 1.0.1 — 2026-10-16

• Sleep insights: connect Apple Health to see how your sleep affects your spending, in the new Sleep vs Spending card and in your Spending Readiness score.
• Minor bug fixes

### 1.0 — 2026-09-11

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-24.*