# Retirement Advisor — Retirement calculator > Retirement savings and early retirement planning simulator. (iPhone/iPad app by Eric Chang.) - Source: https://appshunter.io/ios/app/retirement-advisor/id6740252670 (this page in markdown: same URL + `.md`) - Developer: [Eric Chang](https://appshunter.io/developer/1789237775) - Category: Finance - Price: Free - Rating: 5.00/5 from 5 App Store ratings · 3 written reviews indexed - Age rating: 4+ - Requires: iOS 15.6 · 39 MB - Languages: American English - Released: 2025-06-15 - Data updated: 2026-08-31 - Monetization: ad-supported - User reviews in markdown: https://appshunter.io/ios/app/retirement-advisor/id6740252670/reviews.md ## What is Retirement Advisor? The Ultimate Early Retirement & Savings Planner Tired of guessing whether you'll achieve your dream retirement? Retirement Advisor provides the clarity and detailed analysis you need to confidently manage your financial future, whether you're aiming for FIRE (Financial Independence, Retire Early) or simply seeking peace of mind. Know Your Future: Answers to Your Biggest Questions Stop wondering and start planning. Our powerful simulator gives you essential financial insights: • How long will my retirement savings last? Get a clear, year-by-year projection. • Can I afford an early retirement? Test different scenarios to find your freedom date. • When is the optimal time to claim Social Security? Maximize your lifetime benefits. • Am I saving enough? See exactly how your current contributions affect your future. Powerful Features for Comprehensive Planning Retirement Advisor doesn't just calculate; it offers a detailed, holistic view of your financial journey. • Intuitive Dashboard: Get a summary view of your total savings, projected lifespan, and retirement success rate at a glance. • Interactive Savings Chart: Visualize the growth and depletion of your savings with an interactive chart. Easily see the impact of different income/expense adjustments. • Detailed Financial Breakdown: Drill down into detailed views of your income (distributions, SS, pension) and expenses during your retirement phase. Advanced Calculation Factors for Informed Planning Our sophisticated model incorporates all key variables, providing a foundation for financial projections and informed decision-making:: • Tax Optimization: Factor in Tax-deferred (IRA, 401(k), 403(b)) and Tax-free (Roth IRA, Roth 401(k)) savings to understand your real cash flow. • All Income Streams: Accurately incorporate Pension (defined benefit) and Social Security benefits. • Tax & Penalties: Includes complex variables like Income tax from distributions, Required Minimum Distribution (RMD), and Early withdrawal penalty calculations. • Future Contributions: Account for new contributions you plan to make before retirement. Install Retirement Advisor today and turn your retirement dreams into a detailed, achievable plan! ## Key features - Retirement savings projections - Early retirement scenario testing - Social Security optimization - Savings growth visualization - Tax and penalty calculations - Income and expense breakdown ## Recent user reviews (3 of 3) All indexed reviews: https://appshunter.io/ios/app/retirement-advisor/id6740252670/reviews.md ### 5/5 — A gem for retirement planning *2025-12-31* What a nice tool. You don’t need to create an account to use it, nor you need to link to any real accounts. You give your what-if and it tells you what’s expected. Simple to use and yet detailed enough to capture your detail plan. Highly recommended. Give it a try, and you ‘d love it. (Dear developer, thanks so much for giving us this gem. it would be extremely helpful if you can add an Roth-conversion plan to let user input their planned schedule, and show the tax for years. It’s a such a hot topic today, people would pay for this feature.) ### 5/5 — Very Helpful *2025-07-06* Easy to use. Having clearer picture on future retirement financial planning . ### 5/5 — Excellent tool estimator *2025-07-01* No need to link any accounts 👍 Does not require internet to use the app👍 Can create multiple profiles: different states, different % return and inflation, different age claiming SSI, multiple short/long-term expenses in additions to regular monthly expenses, AND the app allows a quick and easy visual comparison of the profiles to help with the FIRE questions that are on our mind a lot - can we retire early? Should we move to a different state? Can we afford to splurge during the Go Go years? What extra cash may be available if the mortgage is paid off early? ## Frequently asked questions about Retirement Advisor ### What is Retirement Advisor? Retirement Advisor is a financial planning tool designed to help users simulate retirement scenarios, project savings growth, and plan for early retirement. It provides detailed breakdowns of income, expenses, and the impact of taxes and contributions. ### How does Retirement Advisor calculate retirement savings? Retirement Advisor uses a sophisticated model that incorporates tax-deferred and tax-free savings accounts, pension and Social Security benefits, income tax from distributions, RMDs, and early withdrawal penalties. It provides year-by-year projections. ### Can I test early retirement scenarios with Retirement Advisor? Yes, Retirement Advisor allows you to test different scenarios to determine if you can afford an early retirement and find your potential freedom date. It helps answer questions about when to claim Social Security and if you are saving enough. ### What devices does Retirement Advisor support? Retirement Advisor is available on iPhone, iPad, and iPod devices. It is designed for Apple's mobile operating system. ### How often is Retirement Advisor updated? The latest version of Retirement Advisor is 3.6.0, which was last updated on December 14, 2025. This indicates a relatively frequent update cycle for the application. ### What is the age rating for Retirement Advisor? Retirement Advisor has an age rating of 4+, making it suitable for users of all ages. This suggests the content is generally appropriate and non-offensive. ### Does Retirement Advisor have ads? Yes, Retirement Advisor contains advertisements. As it is a free application, ads are used to support its development and maintenance. ### What are the key features of Retirement Advisor? Key features include an intuitive dashboard for a summary view, an interactive savings chart to visualize growth and depletion, and detailed financial breakdowns of income and expenses during retirement. ## Version history (last 5 releases) ### 3.8.9 — 2026-08-12 Sticky Table Headers: Easily track your data while scrolling through large tables. Headers now stick to the top of your screen automatically. Enhanced Security: We’ve rolled out improved privacy features and security updates to keep your information safe and secure. ### 3.8.8 — 2026-08-10 Sticky Table Headers: Easily track your data while scrolling through large tables. Headers now stick to the top of your screen automatically. Enhanced Security: We’ve rolled out improved privacy features and security updates to keep your information safe and secure. ### 3.8.2 — 2026-06-07 • Smarter Calculations: Enhanced the underlying logic for better performance. • Latest Tax Data: Updated with the newest tax codes and rates. ### 3.6.0 — 2025-12-14 • New RMD Calculator: Instantly determine your Required Minimum Distribution (RMD) to ensure you remain compliant and avoid costly penalties. • Retirement Glossary: Quickly look up financial and retirement terms with our new in-app dictionary. • Latest Tax Data: Calculations are updated with the most recent tax data and rates for informed retirement planning. • As always, includes general bug fixes and performance improvements. ### 3.5.6 — 2025-10-07 Expense manager updates: 【New】Calculating tool right next to each entry field. No more switching apps! 【New】Buttons let you effortlessly Clear All entries to start fresh, or Restore All if you change your mind. ## Apps similar to Retirement Advisor | App | Rating | Price | Category | | --- | --- | --- | --- | | [When Can I Retire](https://appshunter.io/ios/app/when-can-i-retire/id1375094561) | 3.6 (60) | Free | Finance | | [Retirement Investing Simulator](https://appshunter.io/ios/app/retirement-investing-simulator/id1468286155) | 4.2 (61) | Free | Finance | | [The Retirement Planner](https://appshunter.io/ios/app/the-retirement-planner/id6462524908) | 4.0 (4) | Free | Finance | | [Best Retirement Calculator](https://appshunter.io/ios/app/best-retirement-calculator/id6736375058) | 4.3 (3) | Free | Finance | | [FIREcalc: Early Retirement Age](https://appshunter.io/ios/app/firecalc-early-retirement-age/id6473696858) | 4.8 (12) | Free | Finance | | [RetireWhen](https://appshunter.io/ios/app/retirewhen/id6743419791) | 5.0 (8) | Free | Finance | ## Related topics [retirement planner](https://appshunter.io/ios/topics/retirement-planner) · [the retirement planner](https://appshunter.io/ios/topics/the-retirement-planner) · [missionsquare retirement](https://appshunter.io/ios/topics/missionsquare-retirement) · [riskradar](https://appshunter.io/ios/topics/riskradar) · [income calculator retirement](https://appshunter.io/ios/topics/income-calculator-retirement) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-31.*