# Retirement Income Calc — Retire: Savings & Income Plan

> Retire: Savings & Income Plan (iPhone/iPad app by Megabyte Software Inc..)

- Source: https://appshunter.io/ios/app/retirement-income-calc/id6461267560 (this page in markdown: same URL + `.md`)
- Developer: [Megabyte Software Inc.](https://appshunter.io/developer/1143972928)
- Category: Finance, Utilities
- Price: Free
- Age rating: 4+
- Requires: iOS 15.1 · 30 MB
- Languages: American English
- Released: 2024-02-21
- Data updated: 2026-08-04
- User reviews in markdown: https://appshunter.io/ios/app/retirement-income-calc/id6461267560/reviews.md

## What is Retirement Income Calc?

Will your savings last? Find out in seconds.

Retirement Calculator turns the hardest money questions of your life into clear, instant answers. Enter a few numbers and see how your savings grow, how much income you can safely withdraw, and what estate you'll leave behind — every figure shown in today's dollars, all calculated privately on your device.

No accounts. No uploads. No spreadsheets. Just answers.

What you can do

• Savings Growth — Project how your nest egg grows from today to retirement based on contributions and expected returns.

• Required Savings — Calculate the total savings required at retirement to achieve your desired annual income.

• Retirement Income — Find the sustainable annual income your savings can support over your lifetime, with the option to leave a target estate behind.

• Estate Value — See how much you'll leave to your heirs based on your savings and spending.

• Monte Carlo Simulation — Stress-test your plan against thousands of realistic market scenarios. See the typical (median) outcome, a downside (10th-percentile) outcome, and the probability your money runs out — with an adjustable volatility control to model anything from a steady to a swing-prone portfolio.

• Growth Rate Calculator — Work out the annual return between any two values over time.

Every number, inflation-adjusted

See both the headline figure and its inflation-adjusted value side by side — for income, savings, and estate — so you know what your money is really worth in the future, not just on paper.

Built for real decisions

• Interactive charts and year-by-year tables
• Adjust current age, retirement age, life expectancy, growth, volatility, and inflation
• Fast, clean, and easy — no finance degree required

Private by design

All calculations run entirely on your phone. Your financial details never leave your device and are never sent to a server.

Whether you're decades from retirement or planning the next chapter today, Retirement Calculator helps you answer the only question that matters: Will I have enough?

Download free and start planning your future.

EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://www.knownpoint.com/retirement-calculator-privacy-policy


## Version history (last 5 releases)

### 2.1.1 — 2026-08-03

New "Required Savings" screen — calculate the total savings needed at retirement for a desired annual income. Includes minor bug fixes. Please send your feedback to support@knownpoint.com

### 2.0.1 — 2026-07-09

Minor bug fixes including age limits.  Please send your feedback to support@knownpoint.com

### 2.0.0 — 2026-07-07

remove ads

### 1.13 — 2026-06-22

Rebuilt Monte Carlo engine: more realistic market modeling, a clearer downside (10th-percentile) projection, and a true "odds of running out" estimate. New adjustable Volatility setting. Inflation-adjusted values now shown across Income, Savings, and Estate. Various refinements including iPad Split View and fixes.

### 1.12 — 2024-12-16

bug fixes including inflation calculation

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All apps by Megabyte Software Inc.: https://appshunter.io/developer/1143972928

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-04.*