# Retirement Planing — Track gap and savings progress

> Retirement planning and savings progress tracker with gap estimation. (iPhone/iPad app by Libing Deng.)

- Source: https://appshunter.io/ios/app/retirement-planing/id6761031181 (this page in markdown: same URL + `.md`)
- Developer: [Libing Deng](https://appshunter.io/developer/911273977)
- Category: Finance, Productivity
- Price: Free with in-app purchases (on sale, was $0.99)
- Age rating: 4+
- Requires: iOS 16.0 · 4 MB
- Languages: American English, Japanese, Chinese (Simplified, China), Chinese (Traditional, Taiwan)
- Released: 2026-04-09
- Data updated: 2026-09-10
- Monetization: paid
- User reviews in markdown: https://appshunter.io/ios/app/retirement-planing/id6761031181/reviews.md

## What is Retirement Planing?

Retirement Planner helps you turn retirement preparation into something measurable, trackable, and easier to review over time.

Start by entering your age, target retirement age, life expectancy, expected monthly living cost after retirement, current assets, and monthly cash flow. The app then estimates how much you may need, how large your current retirement gap is, and what monthly savings pace may be required to stay on track.

Instead of stopping at a one-time estimate, you can keep updating assets, income, expenses, and monthly savings as life changes. This turns retirement planning into an ongoing process rather than a static number.

Key features:
- Estimate retirement target assets, current funding gap, and retirement countdown
- Track asset progress and see how far you are from your goal
- Review monthly savings pace against your current target
- View plan details, milestones, and recent records in one place
- Revisit your plan with annual reminders and review summaries
- Keep financial data stored locally on your device by default

Premium is a one-time purchase that unlocks:
- Full history records
- Visual dashboards and trend charts
- Plan observations and review prompts
- Annual review and yearly reminders
- Local JSON backup export and import
- Purchase restore after reinstalling the app

Retirement Planner is a planning and tracking tool. It does not provide investment advice, promise returns, or make financial decisions for you.

## Key features

- Estimate retirement target assets
- Track current funding gap
- Monitor monthly savings pace
- View plan details and milestones
- Receive annual review reminders
- Store financial data locally

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Retired VIP | $3.99 | one-time |


## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/retirement-planing/id6761031181/reviews.md

### 5/5 — 个人看法

*2026-05-20*

整体使用体验超好，功能贴合需求，没有多余广告，稳定，适合我已经退休了年龄了

### 5/5 — 退休指日可待

*2026-04-16*

居然有退休计划的应用，计算精准、还能跟踪资产，数据清晰明了，界面简单顺手，做养老规划特别清晰，强烈推荐！

## Frequently asked questions about Retirement Planing

### What is Retirement Planing?

Retirement Planing is a tool designed to help you estimate your retirement needs, track your current savings progress, and determine the necessary monthly savings to reach your goals. It focuses on making retirement preparation measurable and trackable.

### How does Retirement Planing estimate my retirement needs?

You input your current age, target retirement age, life expectancy, expected monthly living costs in retirement, current assets, and monthly cash flow. The app then uses this data to estimate your target retirement assets and current funding gap.

### Can I update my financial information in Retirement Planing?

Yes, you can continuously update your assets, income, expenses, and monthly savings as your life circumstances change. This allows for ongoing adjustments to your retirement plan.

### What are the benefits of the premium version of Retirement Planing?

The premium version, a one-time purchase of $0.99, unlocks full history records, visual dashboards, trend charts, plan observations, and annual review reminders. It also includes local JSON backup and import functionality.

### Does Retirement Planing provide investment advice?

No, Retirement Planing is strictly a planning and tracking tool. It does not offer investment advice, promise specific returns, or make financial decisions on your behalf.

### What devices is Retirement Planing available on?

Retirement Planing is available for iPhone and iPad devices.

### How often is Retirement Planing updated?

The app was last updated on May 16, 2026, with version 1.2.1. This indicates a recent update, suggesting ongoing development and support.

### Is my financial data secure with Retirement Planing?

By default, Retirement Planing keeps your financial data stored locally on your device, enhancing privacy. The premium version also offers local JSON backup and import for further control.

## Version history (last 5 releases)

### 1.3.0 — 2026-08-30

- Added a trusted retirement baseline showing your target fund, projected assets at retirement, and funding gap in today’s purchasing power
- Every result now includes its formulas, inputs, and assumptions, so you can understand where the numbers come from
- Streamlined setup to five essential inputs and two steps
- Added monthly calibration for updating current assets and actual monthly savings, with a clear explanation of why your funding gap changed
- Core retirement calculations are now free, while Premium remains a one-time purchase

### 1.2.3 — 2026-08-02

- Home now shows clearer retirement readiness, record status, and today’s suggested action
- Peace Plan has been upgraded into daily actions for saving, exercise, learning, and more
- Added accumulated benefits and a 7-day rhythm view so steady progress is easier to see
- History records can now be edited, with chart data updated after date or amount changes
- Improved chart amount formatting and month alignment for a cleaner trend view

### 1.2.2 — 2026-07-18

What’s new:
- Added Scenario Simulation to compare plan changes by adjusting savings, retirement age, living costs, and return rate
- Simplified Home to focus on retirement countdown, asset progress, and this month’s action insight
- Improved monthly action guidance so the next step is easier to see
- Refined the calculation and explanation for estimated assets at retirement

### 1.2.1 — 2026-05-16

- Simplified the Home, Settings, and Review pages
- Improved the setup and retirement settings editing experience
- Streamlined Premium entry points and supporting copy
- Refined interface details for a cleaner experience

### 1.2.0 — 2026-05-04

- Improved bottom tab and chart entry experience
- Premium charts now support preview with auto refresh after unlock
- Fixed duplicate titles in Monthly and Annual Review pages

## More apps by Libing Deng

- [RelaTree](https://appshunter.io/ios/app/relatree/id6742101752)
- [三国霸业重置版](https://appshunter.io/ios/app/id6744382643)
- [Not Dizzy: Motion Sickness](https://appshunter.io/ios/app/not-dizzy-motion-sickness/id6745770352)
- [伏魔记重置版](https://appshunter.io/ios/app/id6747572873)
- [一起动动脑](https://appshunter.io/ios/app/id6758763252)

All apps by Libing Deng: https://appshunter.io/developer/911273977

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-10.*