# RetireOS — FIRE & Retirement Planner

> Personalized FIRE and retirement financial planning tool. (iPhone/iPad app by RAM PRASADH KRISHNAN.)

- Source: https://appshunter.io/ios/app/retireos/id6762128531 (this page in markdown: same URL + `.md`)
- Developer: [RAM PRASADH KRISHNAN](https://appshunter.io/developer/1893039756)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 4+
- Requires: iOS 15.1 · 34 MB
- Languages: English
- Released: 2026-04-22
- Data updated: 2026-09-30
- Monetization: freemium

## What is RetireOS?

RetireOS turns the complexity of retirement planning into a clear, personalized action plan.
Enter your age, income, expenses, and goals. RetireOS instantly calculates your FIRE Number (the exact corpus you need), the monthly SIP to get there, and how your money should be structured from the day you retire until the very end.

WHAT YOU GET
→ FIRE Number & Net Corpus — gross amount needed, minus what you already have
→ Monthly SIP — with automatic step-up so your investment keeps pace with your income
→ Corpus Accumulation chart — watch your wealth grow year by year, interactively
→ Retirement Safety Net Zones — your corpus split across 5 time buckets (Income, Low Risk, Medium Risk, High Risk, Emergency Fund) so you never run out
→ Safe Landing Plan — a glide path that shifts your equity/fixed-income mix automatically as you age
→ Year-by-year SIP Schedule — see exactly what to invest for the next 10 years
→ Goals Planner — add big-ticket goals (home, education, travel) and see their impact on your retirement
→ PDF Report — export your full plan and share it with your advisor or family
→ NRI Mode — switch to USD or any currency; all figures shown in both INR and your home currency

BUILT FOR INDIAN INVESTORS and NRIs
Calculations use Indian inflation assumptions, equity/debt return rates relevant to Indian markets, and rupee-first display. NRI users can toggle to dual-currency view.

SIMPLE PRICING
Upgrade to RetireOS Pro to unlock charts, Safety Net Zones, Goals, PDF export, and unlimited plan updates.
Payments are processed securely by Apple and auto-renew annually until cancelled.

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- FIRE Number calculation
- Monthly SIP planning
- Corpus accumulation charts
- Retirement Safety Net Zones
- Safe Landing Plan
- Goals Planner
- PDF report export
- NRI Mode with dual currency

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| RetireOS Pro - Yearly | $19.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| RetireOS Pro — Lifetime | $49.99 | one-time |



## Frequently asked questions about RetireOS

### What is the FIRE Number in RetireOS?

The FIRE Number is the exact corpus you need to achieve financial independence and retire early. RetireOS calculates this gross amount and subtracts any existing assets to show your net corpus requirement.

### How does RetireOS help with monthly investments?

RetireOS provides a monthly SIP (Systematic Investment Plan) calculation, including an automatic step-up feature to ensure your investments keep pace with your income growth.

### Can RetireOS help plan for other financial goals?

Yes, the Goals Planner allows you to add significant expenses like a home purchase, education, or travel, and see how these impact your overall retirement plan.

### What is the 'Retirement Safety Net Zone' feature?

This feature divides your retirement corpus into five time-based buckets (Income, Low Risk, Medium Risk, High Risk, Emergency Fund) to ensure you have funds available throughout your retirement.

### Does RetireOS offer a free trial for Pro features?

The application offers a free version with core planning features. To unlock advanced features like charts, Safety Net Zones, Goals, and PDF export, users must upgrade to RetireOS Pro, which is a yearly subscription.

### How is my financial data secured in RetireOS?

Payments for RetireOS Pro are processed securely by Apple. While specific security measures for data within the app are not detailed, Apple's platform ensures secure transactions.

### How often is RetireOS updated?

The app was last updated on May 4, 2026, to version 1.1.0. This indicates a relatively recent update, suggesting ongoing development and maintenance.

### What devices does RetireOS support?

RetireOS is available on iPhone, iPad, and iPod. It is designed for Apple's ecosystem.

## Version history (last 2 releases)

### 1.1.0 — 2026-05-04

Bug fixes and performance improvements.

### 1.0 — 2026-04-23

No release notes.

## Apps similar to RetireOS

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [NestEgg: FIRE Calculator](https://appshunter.io/ios/app/nestegg-fire-calculator/id6794069830) | 5.0 (1) | Free | Finance |
| [Finalyse: AI Money Manager](https://appshunter.io/ios/app/finalyse-ai-money-manager/id6787582416) | — | Free | Finance |
| [Meribrium](https://appshunter.io/ios/app/meribrium/id6758763636) | — | Free | Finance |
| [FIRE: Retirement Projection](https://appshunter.io/ios/app/fire-retirement-projection/id6761552465) | — | Free | Finance |
| [Enveloop](https://appshunter.io/ios/app/enveloop/id6759178198) | 5.0 (5) | Free | Finance |
| [ThaiFundsInfo](https://appshunter.io/ios/app/thaifundsinfo/id6788794758) | — | Free | Finance |

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-30.*