# RetireScenarios — Plan Your Financial Future

> Retirement planning tool to model scenarios, track investments, and optimize financial future. (iPhone/iPad app by Charles Rieger.)

- Source: https://appshunter.io/ios/app/retirescenarios/id6759460242 (this page in markdown: same URL + `.md`)
- Developer: [Charles Rieger](https://appshunter.io/developer/1878684658)
- Category: Finance, Education
- Price: Free with in-app purchases
- Rating: 5.00/5 from 2 App Store ratings
- Age rating: 4+
- Requires: iOS 17.5 · 16 MB
- Languages: English
- Released: 2026-04-20
- Data updated: 2026-07-09
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/retirescenarios/id6759460242/reviews.md

## What is RetireScenarios?

Take Control of Your Retirement Planning

RetireScenarios helps you visualize and compare different retirement strategies so you can make informed decisions about your financial future. Model various scenarios, test different withdrawal strategies, and see how your money will accumulate while working and last throughout retirement.


Key Features:

Multiple Scenarios
Create and compare up to 5 different retirement scenarios side-by-side to find the strategy that works best for you.

Investment Account Tracking
Model Traditional IRAs, Roth IRAs, and taxable brokerage accounts and investment properties, all with customizable return rates and balances.

Income Planning
Track Social Security, pensions, rental income, and other income sources with automatic COLA adjustments.

Roth Conversion Planning
Plan tax-efficient Roth conversions to optimize your long-term tax strategy and minimize RMDs and IRMAA surcharges.

Flexible Withdrawal Strategies
Choose from multiple withdrawal approaches including fixed percentage, inflation-adjusted, and custom withdrawal orders.

Expense Modeling
Plan for retirement expenses with optional inflation adjustments (Premium feature) to ensure realistic projections.

Comprehensive Projections
See year-by-year breakdowns of account balances, withdrawals, taxes, and income to understand exactly how your retirement will unfold. View both accumulation phase and retirement drawdown projections.

Tax-Smart Planning
Understand federal and state tax implications of your withdrawals and conversions with built-in tax calculations for all 50 states.

Premium Features:

Unlock the full power of RetireScenarios with a one-time premium purchase:
• Up to 5 retirement scenarios (vs. 1 for free)
• Unlimited income sources (vs. 2 for free)
• Expense inflation modeling for accurate projections
• Unlimited Roth conversion planning
• Ad-free experience

Perfect For:
• Pre-retirees planning their withdrawal strategy
• Financial advisors modeling client scenarios
• Anyone wanting to optimize their retirement savings
• People comparing early vs. traditional retirement
• Those planning Roth conversion ladders

Privacy First:
All your data stays on your device. No account required, no data collected, complete privacy.

Start planning your retirement today with RetireScenarios!

Privacy Policy & Terms of Use: This app uses Apple's standard End User License Agreement: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- Multiple retirement scenario modeling
- Investment account tracking (IRA, taxable)
- Social Security and pension income planning
- Roth conversion optimization
- Flexible withdrawal strategy options
- Expense modeling with inflation
- Year-by-year financial projections
- Federal and state tax calculations

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Premium Features | $9.99 | one-time |



## Frequently asked questions about RetireScenarios

### What is RetireScenarios?

RetireScenarios is a finance app designed to help users visualize and compare different retirement strategies. It allows you to model various scenarios, test withdrawal approaches, and understand how your money will accumulate and last throughout retirement.

### Does RetireScenarios have ads?

No, RetireScenarios is ad-free. An ad-free experience is a premium feature unlocked with a one-time purchase.

### What are the premium features of RetireScenarios?

Premium features include up to 5 retirement scenarios, unlimited income sources, expense inflation modeling, unlimited Roth conversion planning, and an ad-free experience. The free version offers a more limited set of these capabilities.

### How does RetireScenarios handle user data privacy?

RetireScenarios prioritizes privacy by keeping all user data on the device. No account is required, and no data is collected, ensuring complete user privacy.

### What types of investment accounts can I model in RetireScenarios?

You can model Traditional IRAs, Roth IRAs, and taxable brokerage accounts. Investment properties can also be modeled with customizable return rates and balances.

### Can RetireScenarios help with tax planning?

Yes, RetireScenarios includes built-in tax calculations for all 50 states, helping you understand the federal and state tax implications of your withdrawals and conversions. It also aids in planning tax-efficient Roth conversions.

### What devices is RetireScenarios available on?

RetireScenarios is available on iPhone and iPad, supporting users on Apple's mobile and tablet platforms.

### How often is RetireScenarios updated?

The latest version of RetireScenarios is 2.0, and it was last updated on June 22, 2026. This indicates a commitment to ongoing development and improvements.

## Version history (last 3 releases)

### 2.0 — 2026-06-22

New simplified guided onboarding wizard. Bug fixes.

### 1.9 — 2026-04-27

bug fixes

### 1.6 — 2026-04-20

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-09.*
