# RetireSmart: Retirement Plan — See if your money will last > See if your money will last (iPhone/iPad app by Puffidea.) - Source: https://appshunter.io/ios/app/retiresmart-retirement-plan/id6756541694 (this page in markdown: same URL + `.md`) - Developer: [Puffidea](https://appshunter.io/developer/301978759) - Category: Finance, Business - Price: Free with in-app purchases - Age rating: 9+ - Requires: iOS 17.6 · 13 MB - Languages: American English - Released: 2025-12-15 - Data updated: 2026-10-06 ## What is RetireSmart? Will your savings last through retirement? RetireSmart gives you the answer — visually and clearly. Unlike complicated spreadsheets or expensive financial advisors, RetireSmart lets you build retirement scenarios in minutes. Adjust your savings, growth rates, Social Security benefits, tax rates, and monthly budget to see exactly what happens to your money year by year. Whether you’re five years from retirement or already living on a fixed income, RetireSmart shows you the truth about your money — no guesswork, no jargon, just clear numbers and charts. WHAT YOU CAN DO: • Test different retirement strategies by adjusting 8 key variables • See your balance, income, and expenses for every single year of retirement • Visualize your savings trajectory with clear, interactive charts • Compare income vs. budget to spot years where you may fall short • Identify surpluses and shortfalls before they become problems • Model different Social Security start ages (62, 67, or 70) and see the impact • Factor in inflation, market returns, and tax rates for realistic projections 8 ADJUSTABLE VARIABLES: • Current savings (401k, IRA, brokerage, and total nest egg) • Annual growth rate (conservative, moderate, or aggressive portfolios) • Monthly retirement budget (housing, food, healthcare, and lifestyle) • Social Security benefit amount and start age • Federal and state tax rates • Inflation rate assumption • Retirement start age • Life expectancy for planning horizon CLEAR YEAR-BY-YEAR PROJECTIONS: • See your account balance at every age from retirement through the end of the plan • Track annual income from all sources (withdrawals, Social Security, pensions) • View annual expenses, including taxes and inflation adjustments • Spot the exact year your money runs out — or confirm it never does • Export-ready charts that make complex numbers easy to understand WHO IT’S FOR: • Planning to retire in the next 5–15 years and want to see if you’re on track • Already retired and want to adjust your withdrawal strategy • Couples planning retirement together who need a shared picture • Financial planners who want a quick visualization tool for client conversations • Anyone with a 401k, IRA, or pension who wants to understand their future income COMPARE SCENARIOS: • What if you retire at 62 vs. 67? • What if the market returns 5% instead of 7%? • What if you cut your budget by $500/month? • What if you delay Social Security to age 70? • Test every scenario and see the outcome in seconds Your data stays on your device. No account required. No subscriptions. No financial data shared with anyone. Just clear answers about your financial future. Download RetireSmart and see your retirement clearly. **YOUR DATA, YOUR DEVICE** We take privacy seriously. RetireSmart never transmits your financial information anywhere. All calculations happen on your device, and your data never leaves it. No account required, no cloud storage, no tracking. **ACTIVELY DEVELOPED** We're constantly improving RetireSmart based on user feedback. Have a feature request or suggestion? We'd love to hear from you! **DOWNLOAD TODAY** Start planning your retirement with confidence. Download RetireSmart and take control of your financial future. No subscriptions. No ads. No data collection. Just powerful retirement planning tools. LICENSED APPLICATION END USER LICENSE AGREEMENT: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.adanatech.com/retiresmartprivacypolicy ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | RetireSmart Pro Monthly | $3.99 | per month | | RetireSmart Pro Annual | $24.99 | per year | ## Is RetireSmart safe? Not enough ratings yet to assess RetireSmart. ## Is RetireSmart legit? RetireSmart: Retirement Plan appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for RetireSmart is 65 out of 100 points across 7 verification signals from App Store and developer data. ## Version history (last 4 releases) ### 3.0 — 2026-09-25 RetireSmart 3.0 is our biggest update yet: a completely redesigned app that's easier to read, easier to use and more accurate. A FRESH, EASY-TO-READ DESIGN • Larger text and bigger buttons throughout, and support for your iPhone's text size setting • A calm new look, with pictures that make each section easy to find • A simple "How it works" guide on the home screen to get you started SIMPLER TO SET UP • Your numbers now sit on easy summary cards. Tap one to change just that part of your plan • Your monthly budget is organized into groups like Home, Everyday, Health and Travel, with a breakdown of where your money goes A FRIENDLIER WAY TO SEE YOUR PLAN • Your 30-year plan is now a clear timeline, grouped by decade • Every year shows your savings and whether your income covers your budget • Tap any year for a plain-language explanation of where the money comes from • View every 5 years or every year. The full detail table and spreadsheet export are still one tap away • Save your plan with one tap from the results, and find it again in My plans • A new note shows how your plan could hold up when markets go up and down PRO TOOLS, REDESIGNED • NEW: Saving until you retire. Not retired yet? Enter what you have today and what you add each year, and see what you'll have when you retire • Will my money last? Clearer results with one simple percentage, the range of possible outcomes, and ideas to try • Compare plans side by side, with a plain-English summary of the differences • Big life events, like a home sale or a new car, now appear on a timeline • Plan for two now includes your partner's Social Security and savings MORE ACCURATE RESULTS • "Will my money last?" is now more realistic. Earlier versions could show 100% even when savings ran out, so your number may be lower than before • Big life events now change your plan in the year they happen • Your partner's Social Security and savings are now counted in your plan Your information still stays on your iPhone. Thank you for using RetireSmart. We'd love your feedback: tap the info button on the home screen. ### 2.0.1 — 2026-02-16 Updated app metadata to improve App Store listing. ### 2.0 — 2026-01-20 Major update with Pro features and improved flexibility! NEW PRO FEATURES: • Monte Carlo Analysis - Run 1,000 simulations to see your success probability • Multiple Scenarios - Save and compare unlimited retirement plans • One-Time Events - Model inheritance, home sales, and major expenses • Spouse Planning - Plan together with combined income and survivor scenarios IMPROVEMENTS: • Decade-based withdrawal rates - Plan from any retirement age • Free trial system - Try each Pro feature once before subscribing • Enhanced charts with percentile bands • Side-by-side scenario comparison PRICING: • Free tier: Basic calculator + 1 scenario + one trial per Pro feature • Pro Monthly: $3.99/month • Pro Annual: $24.99/year (save 48%) Upgrade to Pro for unlimited access to all features! ### 1.0 — 2025-12-16 No release notes. ## Apps similar to RetireSmart | App | Rating | Price | Category | | --- | --- | --- | --- | | [RetireSmartIRA](https://appshunter.io/ios/app/retiresmartira/id6759405282) | 4.7 (14) | Free | Finance | | [My Money Life: Finance Planner](https://appshunter.io/ios/app/my-money-life-finance-planner/id6782193045) | — | Free | Finance | | [Retirement Planner: AssetPrism](https://appshunter.io/ios/app/retirement-planner-assetprism/id6757860463) | — | Free | Finance | | [Finny - Retirement Calculator](https://appshunter.io/ios/app/finny-retirement-calculator/id6502538486) | — | Free | Finance | | [Retirify](https://appshunter.io/ios/app/retirify/id6753145215) | 5.0 (7) | Free | Finance | | [Retirement Calculator Tracker](https://appshunter.io/ios/app/retirement-calculator-tracker/id6745152761) | — | Free | Finance | ## More apps by Puffidea - [TripBrief — Trip Planner](https://appshunter.io/ios/app/tripbrief-trip-planner/id6756742047) - [MarketRiskRadar](https://appshunter.io/ios/app/marketriskradar/id6756848290) - [ClaimsReady — Home Inventory](https://appshunter.io/ios/app/claimsready-home-inventory/id6758244506) - [LegacyWhisper](https://appshunter.io/ios/app/legacywhisper/id6758897264) - [ReloScout — City Relocation](https://appshunter.io/ios/app/reloscout-city-relocation/id6759199115) All apps by Puffidea: https://appshunter.io/developer/301978759 ## Related topics [inflation calculator retirement](https://appshunter.io/ios/topics/inflation-calculator-retirement) · [retirement calculator pension](https://appshunter.io/ios/topics/retirement-calculator-pension) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-06.*