# RetireSmart:Retirement Planner — Social Security & 401k Savings > Social Security & 401k Savings (iPhone/iPad app by Puffidea.) - Source: https://appshunter.io/ios/app/retiresmartretirement-planner/id6756541694 (this page in markdown: same URL + `.md`) - Developer: [Puffidea](https://appshunter.io/developer/301978759) - Category: Finance, Business - Price: Free with in-app purchases - Age rating: 9+ - Requires: iOS 17.6 · 13 MB - Languages: American English - Released: 2025-12-15 - Data updated: 2026-11-13 ## What is RetireSmart? Will your savings last through retirement? RetireSmart shows you, year by year, in plain numbers. Enter your savings, Social Security, pension and monthly budget. See exactly when your money would run out, or confirm that it never does. Then try a change, such as retiring two years later or claiming Social Security at 70, and see the difference in seconds. Built for people in their fifties, sixties and beyond: large, easy-to-read text, a calm design and no financial jargon. WHAT YOU CAN DO • See your savings, income and spending for every year of retirement • Spot shortfall years before they happen • Compare claiming Social Security at 62, 67 or 70 • Organize your monthly budget into Home, Everyday, Health and Travel • Account for inflation, market returns and taxes • Tap any year for a plain-language explanation of where the money comes from • Export the full year-by-year table to a spreadsheet RETIRESMART PRO • Will my money last? Test your plan against 1,000 possible market futures and get one clear percentage • Compare plans side by side, with a plain-English summary of the differences • Plan for two, including your partner's Social Security and savings • Add big life events, such as a home sale, an inheritance or a new car • Saving until you retire: see what you will have on retirement day Try each Pro tool once for free. Pro is $3.99 a month or $24.99 a year. PRIVATE BY DESIGN • No account and no sign-in • No ads and no tracking • Every calculation happens on your iPhone; your financial information never leaves it RetireSmart is a planning tool, not financial advice. Its projections depend on the assumptions you enter. Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy policy: https://www.adanatech.com/retiresmartprivacypolicy ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | RetireSmart Pro Monthly | $3.99 | per month | | RetireSmart Pro Annual | $24.99 | per year | ## Is RetireSmart safe? Not enough ratings yet to assess RetireSmart. ## Is RetireSmart legit? RetireSmart:Retirement Planner appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for RetireSmart is 65 out of 100 points across 7 verification signals from App Store and developer data. ## Version history (last 5 releases) ### 3.0.1 — 2026-11-09 3.0.1 New redesign with better user experience, larger fonts, and better graphics. ### 3.0 — 2026-09-25 RetireSmart 3.0 is our biggest update yet: a completely redesigned app that's easier to read, easier to use and more accurate. A FRESH, EASY-TO-READ DESIGN • Larger text and bigger buttons throughout, and support for your iPhone's text size setting • A calm new look, with pictures that make each section easy to find • A simple "How it works" guide on the home screen to get you started SIMPLER TO SET UP • Your numbers now sit on easy summary cards. Tap one to change just that part of your plan • Your monthly budget is organized into groups like Home, Everyday, Health and Travel, with a breakdown of where your money goes A FRIENDLIER WAY TO SEE YOUR PLAN • Your 30-year plan is now a clear timeline, grouped by decade • Every year shows your savings and whether your income covers your budget • Tap any year for a plain-language explanation of where the money comes from • View every 5 years or every year. The full detail table and spreadsheet export are still one tap away • Save your plan with one tap from the results, and find it again in My plans • A new note shows how your plan could hold up when markets go up and down PRO TOOLS, REDESIGNED • NEW: Saving until you retire. Not retired yet? Enter what you have today and what you add each year, and see what you'll have when you retire • Will my money last? Clearer results with one simple percentage, the range of possible outcomes, and ideas to try • Compare plans side by side, with a plain-English summary of the differences • Big life events, like a home sale or a new car, now appear on a timeline • Plan for two now includes your partner's Social Security and savings MORE ACCURATE RESULTS • "Will my money last?" is now more realistic. Earlier versions could show 100% even when savings ran out, so your number may be lower than before • Big life events now change your plan in the year they happen • Your partner's Social Security and savings are now counted in your plan Your information still stays on your iPhone. Thank you for using RetireSmart. We'd love your feedback: tap the info button on the home screen. ### 2.0.1 — 2026-02-16 Updated app metadata to improve App Store listing. ### 2.0 — 2026-01-20 Major update with Pro features and improved flexibility! NEW PRO FEATURES: • Monte Carlo Analysis - Run 1,000 simulations to see your success probability • Multiple Scenarios - Save and compare unlimited retirement plans • One-Time Events - Model inheritance, home sales, and major expenses • Spouse Planning - Plan together with combined income and survivor scenarios IMPROVEMENTS: • Decade-based withdrawal rates - Plan from any retirement age • Free trial system - Try each Pro feature once before subscribing • Enhanced charts with percentile bands • Side-by-side scenario comparison PRICING: • Free tier: Basic calculator + 1 scenario + one trial per Pro feature • Pro Monthly: $3.99/month • Pro Annual: $24.99/year (save 48%) Upgrade to Pro for unlimited access to all features! ### 1.0 — 2025-12-16 No release notes. ## Apps similar to RetireSmart | App | Rating | Price | Category | | --- | --- | --- | --- | | [RetireSmartIRA](https://appshunter.io/ios/app/retiresmartira/id6759405282) | 4.6 (15) | Free | Finance | | [My Money Life: Finance Planner](https://appshunter.io/ios/app/my-money-life-finance-planner/id6782193045) | — | Free | Finance | | [Retirement Planner: AssetPrism](https://appshunter.io/ios/app/retirement-planner-assetprism/id6757860463) | — | Free | Finance | | [Finny - Retirement Calculator](https://appshunter.io/ios/app/finny-retirement-calculator/id6502538486) | — | Free | Finance | | [Retirify](https://appshunter.io/ios/app/retirify/id6753145215) | 5.0 (7) | Free | Finance | | [Compound Interest Calculator Y](https://appshunter.io/ios/app/compound-interest-calculator-y/id6753896238) | — | Free | Finance | ## More apps by Puffidea - [TripBrief — Trip Planner](https://appshunter.io/ios/app/tripbrief-trip-planner/id6756742047) - [MarketRiskRadar](https://appshunter.io/ios/app/marketriskradar/id6756848290) - [ClaimsReady — Home Inventory](https://appshunter.io/ios/app/claimsready-home-inventory/id6758244506) - [Family Voices: Life Stories](https://appshunter.io/ios/app/family-voices-life-stories/id6758897264) - [ReloScout — City Relocation](https://appshunter.io/ios/app/reloscout-city-relocation/id6759199115) All apps by Puffidea: https://appshunter.io/developer/301978759 ## Related topics [usicg retirement plan](https://appshunter.io/ios/topics/usicg-retirement-plan) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-13.*