# Reward Architect — Maximize credit card benefits

> Maximize credit card benefits (iPhone/iPad app by Quarterdeck Software LLC.)

- Source: https://appshunter.io/ios/app/reward-architect/id6821454588 (this page in markdown: same URL + `.md`)
- Developer: [Quarterdeck Software LLC](https://appshunter.io/developer/6821454590)
- Category: Finance, Travel
- Price: Free with in-app purchases
- Age rating: 17+
- Requires: iOS 16.4 · 61 MB
- Languages: American English
- Released: 2026-10-29
- Data updated: 2026-10-31

## What is Reward Architect?

Reward Architect helps you get every dollar of value out of the credit cards you already carry. Stop losing money to unused annual credits, forgotten benefits, and annual fees that quietly outlast their value.

WHAT YOU CAN DO
• Track your card wallet — every card, its annual fee, and its anniversary date in one place
• Never miss a benefit — track travel, dining, and other credits with reset-cycle reminders so they don't expire unused
• Know which card to use — the Spend Optimizer tells you the best card for any purchase category
• See your real annual value — the Annual Review compares fees paid with benefits used, so you know which cards are worth keeping
• Track points & miles — every loyalty balance in one place, with estimated dollar value
• Lounges Near Me — at the airport, see every lounge and which ones your cards get you into
• Lounge access at a glance — a green check shows the card that gets you in; a red X shows which networks a lounge accepts
• Plan upcoming trips — add a trip and automatically see lounge options at every airport on your itinerary
• Share with household members — pool visibility across cards with people you trust (Master plan)

WHY REWARD ARCHITECT
Everything is entered by you. Reward Architect never connects to your bank or card accounts, and never asks for account numbers, CVVs, or online banking credentials you identify cards by product name only. Lounges Near Me uses approximate location only while you use it, and your location stays on your phone. No ads, no ad tracking, no selling your data.

PLANS
• Free Architect — track up to 3 cards with benefit tracking and the Spend Optimizer
• Pro Architect — up to 15 cards, alerts, Annual Review, lounge search, and AI features
• Master Architect — up to 50 cards, everything in Pro, plus household sharing

SUBSCRIPTIONS
Pro Architect and Master Architect are available as monthly or annual auto-renewing subscriptions. Payment is charged to your Apple ID account at confirmation of purchase. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours before the end of the current period. You can manage and cancel subscriptions in your Apple ID account settings after purchase.

Terms of Use: https://www.rewardarchitect.com/terms
Privacy Policy: https://www.rewardarchitect.com/privacy

Questions or feedback: info@rewardarchitect.com

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Pro Architect | $4.99 | per month |
| Pro Architect | $39.99 | per year |
| Master Architect | $8.99 | per month |
| Master Architect | $79.99 | per year |


## Is Reward Architect safe?

Not enough ratings yet to assess Reward Architect.

## Is Reward Architect legit?

Reward Architect has limited verification signals. The AppsHunter Legitimacy Score for Reward Architect is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 1 release)

### 1.3.0 — 2026-10-29

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-31.*