# RewardSmart - Card Rewards — Best Card for Every Purchase > Intelligent credit card rewards optimizer for maximizing cashback, points, and miles. (iPhone/iPad app by SkillClick Technologies Private Limited.) - Source: https://appshunter.io/ios/app/rewardsmart-card-rewards/id6759599242 (this page in markdown: same URL + `.md`) - Developer: [SkillClick Technologies Private Limited](https://appshunter.io/developer/1879740798) - Category: Finance, Lifestyle - Price: Free with in-app purchases - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 16.0 · 95 MB - Languages: English - Released: 2026-04-01 - Data updated: 2026-07-06 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/rewardsmart-card-rewards/id6759599242/reviews.md ## What is RewardSmart? MAXIMIZE YOUR CREDIT CARD REWARDS - EVERY PURCHASE, EVERY TIME Stop leaving money on the table! RewardSmart is the intelligent credit card rewards optimizer that tells you exactly which card to use for maximum cashback, points, and miles. Do you have multiple credit cards but never know which one to use? RewardSmart solves that problem instantly. SMART CARD RECOMMENDATIONS Know instantly which card gives you the best rewards for any purchase: • Groceries and Supermarkets • Dining and Restaurants • Gas and Fuel Stations • Travel and Hotels • Online Shopping • Streaming Services • And 16+ more categories! ROI ANALYSIS - KNOW YOUR TRUE VALUE RewardSmart is the ONLY app that calculates your TRUE return on investment for each credit card. We factor in: • Rewards earned vs. annual fees paid • Spending caps and category limits • Sign-up bonus tracking • Net value calculations Finally know if your annual fee cards are actually worth keeping! ANNUAL FEE TRACKING AND ALERTS Never be surprised by an annual fee again: • Get notified 30 days before renewal • See if your card value exceeds the fee • Make informed decisions about keeping or canceling • Track all fee dates in one place KEY FEATURES • 300+ Pre-loaded Credit Cards - Popular cards with accurate reward structures • Custom Card Support - Add ANY credit card with your own reward rates • Real-time Recommendations - Know which card to use at any store • Location-based Alerts - Get notified near stores with your best card • Voice Transaction Entry - Add purchases by speaking • Receipt Scanning - Snap a photo to log transactions • Cloud Sync - Access your wallet on all devices • Spending Analytics - Track spending by category and card • Alternative Card Suggestions - See when another card beats yours PERFECT FOR • Credit card enthusiasts maximizing every dollar • People with multiple cards unsure which to use • Anyone paying annual fees wanting to know the true value • Shoppers looking to optimize cashback and points • Travelers wanting to maximize miles and hotel points • Families tracking household card rewards WHY CHOOSE REWARDSMART? Unlike basic card trackers, RewardSmart provides INTELLIGENCE: Other apps: Just list your cards RewardSmart: Tells you which card to use and WHY Other apps: Ignore annual fees RewardSmart: Calculates if fees are worth it Other apps: No personalized advice RewardSmart: Suggests better cards when yours underperform WORKS WITH ANY CARD • Chase Sapphire Preferred and Reserve • American Express Gold and Platinum • Citi Double Cash and Custom Cash • Capital One Venture and Savor • Discover it Cash Back • Store cards, business cards and more! START MAXIMIZING TODAY Download RewardSmart now and never wonder which card to use again. Smart rewards, every time. Questions or feedback? Contact us: Email: support@rewardsmart.app Web: www.rewardsmart.app Privacy: We never access your actual credit card numbers or financial accounts. Your data stays on your device with optional cloud sync. ## Key features - Smart card recommendations for any purchase - ROI analysis including annual fees - Annual fee tracking and alerts - Supports 300+ pre-loaded and custom cards - Real-time and location-based alerts - Voice transaction entry and receipt scanning - Cloud sync across devices ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Elite Annual | $44.99 | per year | | Elite Monthly | $4.99 | per month | ## Frequently asked questions about RewardSmart ### Does RewardSmart have ads? Yes, RewardSmart contains advertisements to support its free service. ### What are the subscription options for RewardSmart? RewardSmart offers an Elite Monthly plan for $4.99 and an Elite Annual plan for $44.99, providing enhanced features. ### How does RewardSmart calculate the true value of my credit cards? RewardSmart calculates the true return on investment by factoring in rewards earned versus annual fees, spending caps, and sign-up bonuses. ### Can I add custom credit cards to RewardSmart? Yes, RewardSmart allows you to add any credit card with your own reward rates, in addition to over 300 pre-loaded popular cards. ### How does RewardSmart notify me about annual fees? RewardSmart provides notifications 30 days before your card's renewal date, helping you decide if the card's value exceeds its fee. ### What devices does RewardSmart support? RewardSmart is available for iPhone and iPad devices. ### Is my financial data safe with RewardSmart? Yes, RewardSmart states that it never accesses your actual credit card numbers or financial accounts, keeping your data on your device. ### How often is RewardSmart updated? The latest version, 1.3.1, was released on June 10, 2026, indicating regular updates to the application. ## Version history (last 3 releases) ### 1.3.1 — 2026-06-10 Fixed Plaid integration Improved cashback tracking Improved UX on Feed screen ### 1.2.1 — 2026-05-13 Plaid import fixes ### 1.0 — 2026-04-01 No release notes. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-06.*