# Rewirement - Financial Freedom — Rewire your financial thinking

> Rewire your financial thinking (iPhone/iPad app by NICHOLAS IAIN MULLEY.)

- Source: https://appshunter.io/ios/app/rewirement-financial-freedom/id6759249806 (this page in markdown: same URL + `.md`)
- Developer: [NICHOLAS IAIN MULLEY](https://appshunter.io/developer/1876974614)
- Category: Finance, Lifestyle
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 18.6 · 42 MB
- Languages: American English
- Released: 2026-02-24
- Data updated: 2026-10-28

## What is Rewirement?

Rewirement answers one question: at what age can you stop working without running out of money?

It answers it with three numbers, and it shows you all three at once.

BRIDGE - the years between your last day of work and the day you can touch your pension. The pension is rarely the problem. Reaching it is.

FIRE - the pot that means work becomes optional. Your annual spending, against a withdrawal rate you set yourself.

COAST - the point where you can stop paying in. Past it, growth alone carries you to your FIRE number. You are still working; you have just stopped saving.

// What you put in

Your date of birth, what you spend, what you have, what you pay in. Eight short screens. Nothing is asked twice, and nothing is asked that does not change a number.

// What you get back

A timeline that moves when your assumptions do. Net worth split into property equity and productive capital, because only one of them pays for anything. Equity counts towards your net worth and not towards your bridge - you cannot spend a house.

You also get a warning when your net worth is high and your accessible savings are not. It is a real position, and it looks exactly like success until you try to leave.

// Built for the UK and the US

Pension and ISA rules, or 401(k), IRA and Social Security. Access ages, state pension ages and contribution limits are built in and applied for you. Set your currency and the app uses the right rules, the right ages and the right words.

// Inflation, always counted

Your living costs rise every year, and every number allows for it. No switch to make the plan look better than it is.

// Plan as a couple

Add your partner — their age, their pension, their state pension, their savings, their spending. Their pension opens on their birthday, not yours, so an older partner can close the gap before your own pension does. One switch shows the plan for you alone, or for the two of you together.

// Money in, money out

An inheritance. A deposit for the children. The house you sell to buy a smaller one. Add one-off sums on the date they happen, and every figure moves to meet them.

// Rewirement Pro - one payment, no subscription, developer support

· Plan together with a partner · Lump sums in and out, up to ten · Years of Freedom and Productive Capital, unblurred · Your own pension access age, withdrawal rate, inflation rate and State Pension amount, in place of the standard assumptions · An extra Coast reading: what your contributions could do once you have passed your Coast number · Private channels in the Discord

All three trackers are free. Pro buys detail, not access.

// Your data does not leave your device

No account, no sign-in, no servers. We could not sell your figures, lose them or hand them over if we wanted to, because we never have them. They are on your phone and nowhere else.

// Questions

Send Feedback, on the Help screen. Or join the Discord and talk to us directly.

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Rewirement Pro (Lifetime) | $2.99 | one-time |


## Is Rewirement safe?

Not enough ratings yet to assess Rewirement.

## Is Rewirement legit?

Rewirement - Financial Freedom appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Rewirement is 65 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 5 releases)

### 2.3 — 2026-10-13

Feedback from you is super useful and based on recent input, this is the first feedback lead update.

// Plan together

Add your partner and see the plan for the two of you: their pension, their state pension, their savings and their spending, each arriving at the right age. There is a new couples button on the homepage and throughout the calculations pages, you can switch it on and off to see the difference between parsonal and collective amounts.

// Lump sums

Money in or out on a date - an inheritance, a house deposit, downsizing. All recognised on your Bridge chart.

// Inflation is now always counted

IAR switch is gone: it only ever made a plan look better than it was. If you had it off, some ages will move later. They are the honest ones. If you're Pro, you can adjust back down to ZERO if you want to.

// The calculation

There's now a reworked calculation behind every figure, so Bridge, FIRE, Coast and the chart always agree. You may see that FIRE ages may come earlier, a fix to how savings grow.

You can access these new features through our Pro upgrade. Its worth it.

### 2.2 — 2026-09-30

Hello to all the new users of Rewirement, you legends! Your feedback is always grateful, please send feedback through the feedback email in the app, or within the Discord link.

// What's new in 2.2
• Bridge chart, clearer at a glance. When your savings last until you can draw your pension, the Withdrawal marker turns green. When they run out early, a red line marks the gap, so you can see exactly how many years need covering.
• A calmer menu. It now opens in place, so the rest of the app stays where it was.
• Pro, tidied. The Pro panel sits neatly at the bottom of the screen, and closing it takes you back to where you were.

// Bug fix
With inflation adjustment on, the Bridge now inflates your living costs from today, not from the day you retire. The amount you need is higher, and more honest.

### 2.1 — 2026-09-11

A clearer onboarding flow when you first open the app.

A redesigned menu that opens in place, with a cleaner, faster way in and out.

New improved UI features for the financial profile to guide you through, an help indicate when you're complete.

Easier access to the full Bridge Calculator breakdown.

Updated interactive data tools and animations.

Enjoy!

### 2.0 — 2026-09-09

// A complete redesign and rebuild.

New dashboard - New financial profile - A third tracker: Coast — the age at which you can stop contributing and still arrive.

Your profile starts fresh. The new one asks different questions, in a different order. A few minutes to fill in, and the walkthrough is there if you want it.

If you bought Pro, you still have it. Nothing to restore.

// Coast Tracker

The pot you need today for growth alone to reach your FIRE number

// Rebuilt Financial Profile

Interactive dials instead of forms

// New tutorial walkthrough

Five short videos, on the Help screen

// The inflation switch 

Now reaches every tracker

### 0.9 — 2026-04-05

Hello USA!
We’ve crossed the Atlantic! Rewirement now fully supports US (as well as the UK) users with dedicated 401(k), IRA, and Social Security anchors.

What’s New:
• Regional Support: Choose between UK and US configurations for localized retirement rules.
• Performance Overhaul: Under-the-hood stability fixes to ensure a lightning-fast experience on physical devices.
• Visual Refinement: Improved dashboard layout for a cleaner view of your Productive Capital and a new and improved Financial Tools view.
• Bug Squashing: We’ve ironed LOADS of bugs and leaks for a much smoother experience.
• Join the FiHub Discord community: Connect with a global network of financial planners. Share strategies, discuss tax-efficient bridges," and get direct support from the developers.

If you're enjoying your path to freedom, please leave us a review!

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## More apps by NICHOLAS IAIN MULLEY

- [Stocker](https://appshunter.io/ios/app/stocker/id6760771862)
- [Compounder - The Interest Tool](https://appshunter.io/ios/app/compounder-the-interest-tool/id6762137175)

All apps by NICHOLAS IAIN MULLEY: https://appshunter.io/developer/1876974614

## Related topics

[whelan financial](https://appshunter.io/ios/topics/whelan-financial)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-28.*