# RIAFCU Mobile Banking

> Mobile banking app for managing accounts, payments, and deposits. (iPhone/iPad app by RIA Federal Credit Union.)

- Source: https://appshunter.io/ios/app/riafcu-mobile-banking/id514447658 (this page in markdown: same URL + `.md`)
- Developer: [RIA Federal Credit Union](https://appshunter.io/developer/514447662)
- Category: Finance, Productivity
- Price: Free
- Rating: 4.80/5 from 2,220 App Store ratings · 44 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 176 MB
- Languages: American English, Chinese (Traditional, Taiwan)
- Released: 2012-05-01
- Data updated: 2026-09-04
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/riafcu-mobile-banking/id514447658/reviews.md

## What is RIAFCU Mobile Banking?

RIA Federal Credit Union allows you to check balances, view transaction history, transfer funds, pay bills, deposit checks, view and activate your cash back offers and pay loans on the go!

To learn how we protect your privacy, please visit https://www.riafcu.com/

## Key features

- Check account balances
- View transaction history
- Transfer funds
- Pay bills
- Deposit checks
- Activate cash back offers
- Pay loans

## What do users think of RIAFCU Mobile Banking?

Overall sentiment: positive

**Pros**

- 👍 Easy to use
- 🚀 Convenient and fast
- 💯 Awesome app
- 🔒 Secure and dependable
- 📱 Great mobile experience

**Cons**

- 🐛 Glitches and bugs
- ⏱️ Balance update delays
- 🔄 Frequent app changes/updates
- 🔑 Forced password changes

**Commonly reported bugs**

- App not working on weekends
- Incorrect account balance display

**Most requested features**

- Increase mobile check deposit limit
- Improve account balance accuracy and real-time updates

## Recent user reviews (10 of 44)

All indexed reviews: https://appshunter.io/ios/app/riafcu-mobile-banking/id514447658/reviews.md

### 5/5 — I wish I knew of you guys sooner!

*2026-04-07, version 2026.01*

I will NEVER put my MONEY in a BANK ever again! 

30+ years never bounced a check, never asked for money. However, they were taking a lot from me. Fee here fee there!!!

I asked for a used car loan and was denied because my income ratio didn’t match👌

A lot of people told me to go to Rock Island Credit Union and I have not regretted that decision ever since!!!!

When you walk in you feel welcomed for a conversation. They will literally shut the door if you wanna have a deeper type conversation lol 

I was with y’all less than six months asked for a car loan and y’all gave it to me and it wasn’t on in a NADA listing it was 200,000 miles but it had to be kind of worth it in that range 😊

I recommend y’all everywhere I go that banking is mentioned 😉

### 1/5 — Online Banking Made Difficult

*2025-12-19*

Great for checking daily balance, terrible for anything else when compared to other banks/credit unions

### 2/5 — The new update

*2025-09-27, version 2025.7.2.1*

Ever since they switched over to the new format, I’ve had nothing but issues and it got me into getting some late bills and time where I couldn’t make any payments or schedule any payment because it was loading or had an error I wish I’d go back to the old format it worked

### 5/5 — Awesome App

*2025-02-19, version 2024.10*

This App is so easy to use and the functionality is top notch!!

### 3/5 — Balance delay

*2025-02-14, version 2024.10*

Account balance does not change right away when you make bill pay payments. It’s easy to think you have more than you do in your account because there is a time period where you can’t tell if your payment was deducted from your running total or not.

### 5/5 — Bank

*2023-06-04, version 2023.03*

I like R I A BANK

### 1/5 — Password

*2023-03-28, version 2022.9.2.1*

I think it is stupid that I have to change my password.. I don’t like the fact you make me change it. I pick a password I like and would like to keep that one. Very upsetting that you make me change it.

### 5/5 — Amazing

*2022-12-12, version 2022.6.0.1*

I titled this amazing because every time I come into the bank I get amazing customer service even if I’m upset about some thing. I will never use another credit union I love the employees that work there everyone is kind and gracious merciful and understanding so many things have happened for me because of RIA I love you so much more than you will ever understand thank you for all you do for me to make my life easier thank you for trusting me when you give me alone thank you from the bottom of my heart Shona

### 5/5 — Dependability

*2022-06-03, version 2021.11*

It is always working! Our RIA is one of a kind. Thanks for being here. I love R.I.A. , their staff are friendliest ever. The know you by name I love my credit union

### 5/5 — Mobile check

*2021-11-29, version 2021.06.0.83*

I would like to see the amount increase for mobile check deposits.   Other local credit unions allow up to 3500$.    That would save me a trip to the branch once a month.

## Frequently asked questions about RIAFCU Mobile Banking

### What can I do with this mobile banking app?

This app allows you to perform a variety of banking tasks on your mobile device. You can check your account balances, review your transaction history, transfer funds between accounts, and pay your bills. Additionally, you can deposit checks, activate cash back offers, and make loan payments.

### Is this app free to use?

The app itself is free to download and use. However, as with many mobile applications, there may be in-app purchases available for certain features or services. Standard carrier data rates may apply for usage.

### How does this app protect my privacy?

The app provider has a privacy policy in place to protect your information. For detailed information on how your privacy is protected, you can visit their official website at https://www.riafcu.com/.

### What are the main benefits of using this app?

The primary benefit is the convenience of managing your finances anytime, anywhere. It streamlines common banking activities like checking balances, transferring money, paying bills, and depositing checks, saving you time and trips to a physical branch.

## Version history (last 5 releases)

### 2026.04.02 — 2026-07-07

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2026.01 — 2026-04-07

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2025.10.1.2 — 2025-12-09

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2025.7.2.1 — 2025-09-15

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2025.5.0.3 — 2025-07-08

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

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## Related topics

[ria federal credit union](https://appshunter.io/ios/topics/ria-federal-credit-union) · [rbank](https://appshunter.io/ios/topics/rbank)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-04.*
