# RIAFCU Mobile Banking — user reviews > 44 indexed App Store user reviews of RIAFCU Mobile Banking by RIA Federal Credit Union, rated 4.80/5 from 2,220 ratings. - Source: https://appshunter.io/ios/app/riafcu-mobile-banking/id514447658/reviews - App overview in markdown: https://appshunter.io/ios/app/riafcu-mobile-banking/id514447658.md - Rating breakdown: 5★ 1,928 · 4★ 194 · 3★ 46 · 2★ 8 · 1★ 44 ## What do users think of RIAFCU Mobile Banking? Overall sentiment: positive **Pros** - 👍 Easy to use - 🚀 Convenient and fast - 💯 Awesome app - 🔒 Secure and dependable - 📱 Great mobile experience **Cons** - 🐛 Glitches and bugs - ⏱️ Balance update delays - 🔄 Frequent app changes/updates - 🔑 Forced password changes **Commonly reported bugs** - App not working on weekends - Incorrect account balance display **Most requested features** - Increase mobile check deposit limit - Improve account balance accuracy and real-time updates ## Newest reviews (11 of 44) ### 5/5 — Excellent app *2015-12-15, version 4.5.0.0* Most banking apps have too much going on, in a banking app where the number one issues are ease of use and security? This does it! Definitely handy and you can control multiple accounts, especially the low ones! Normal status lol ### 5/5 — RIA App *2015-03-05, version 4.1.1.1* The RIA app is easy to use and allows you to do all of the functions of the web banking. ### 5/5 — RIA app *2014-10-31, version 4.1.1.1* Very simple to use. Updates instantly and so far has always been accurate. I love it ### 5/5 — Simple and accurate *2014-06-12, version 4.1.1.1* It's simple, doesn't glitch, updates quickly, and is always accurate. I just transferred money and it took 30 seconds. I love it! ### 5/5 — Good app! *2014-03-03, version 4.0.0.0* I like it. ### 5/5 — Great App! *2013-08-01, version 3.3.1.0* Great app, very easy to use! Very user friendly. ### 5/5 — Great app *2013-07-11, version 3.3.1.0* This app is the greatest thing that has happened to online banking ### 5/5 — Great App! *2013-06-29, version 3.3.1.0* Now that I have this app, I don't know what I'd do without it! ### 5/5 — Best decision I made *2013-06-27, version 3.3.1.0* Very easy to use very handy on the go! ### 5/5 — RIA Banking App *2013-06-21, version 3.3.1.0* Great app. Convenient and easy to use. ### 5/5 — RIA BANKING *2013-04-26, version 3.3.1.0* This app has everything you could ever want from a bank. Easy to use. ## Most critical reviews (10 lowest-rated) ### 1/5 — Online Banking Made Difficult *2025-12-19* Great for checking daily balance, terrible for anything else when compared to other banks/credit unions ### 1/5 — Password *2023-03-28, version 2022.9.2.1* I think it is stupid that I have to change my password.. I don’t like the fact you make me change it. I pick a password I like and would like to keep that one. Very upsetting that you make me change it. ### 1/5 — Lots of glitches *2019-02-15, version 5.11.48* Sometimes the app won’t work at all, specifically on the weekends when the bank is not open. Balances and transactions are not always up to date and the app will put the money you just spent back into your account to take it out again. Not sure if the bank is trying to overdraft customers accounts or what. ### 1/5 — Won't show account info *2015-09-03, version 4.5.0.0* This app is totally useless. Just keeps waiting and waiting. Does nothing. Will log in and that's about it. I expected much more. ### 2/5 — The new update *2025-09-27, version 2025.7.2.1* Ever since they switched over to the new format, I’ve had nothing but issues and it got me into getting some late bills and time where I couldn’t make any payments or schedule any payment because it was loading or had an error I wish I’d go back to the old format it worked ### 3/5 — Balance delay *2025-02-14, version 2024.10* Account balance does not change right away when you make bill pay payments. It’s easy to think you have more than you do in your account because there is a time period where you can’t tell if your payment was deducted from your running total or not. ### 3/5 — Normally good *2015-04-15, version 4.1.1.1* Getting sick of the recent issues. ### 4/5 — Good and easy *2018-06-27, version 5.9.1.44* Easy ap to guide threw to keep in touch with your money ### 4/5 — Rate *2016-12-08, version 5.2.7.0* I like the updates great for a quick check and go. ### 4/5 — Happy customer *2012-10-18, version 3.0.0* Love love love it! My only complaint is that i wish RIAFCU would have done this sooner! ## Most praised reviews (10 highest-rated) ### 5/5 — I wish I knew of you guys sooner! *2026-04-07, version 2026.01* I will NEVER put my MONEY in a BANK ever again! 30+ years never bounced a check, never asked for money. However, they were taking a lot from me. Fee here fee there!!! I asked for a used car loan and was denied because my income ratio didn’t match👌 A lot of people told me to go to Rock Island Credit Union and I have not regretted that decision ever since!!!! When you walk in you feel welcomed for a conversation. They will literally shut the door if you wanna have a deeper type conversation lol I was with y’all less than six months asked for a car loan and y’all gave it to me and it wasn’t on in a NADA listing it was 200,000 miles but it had to be kind of worth it in that range 😊 I recommend y’all everywhere I go that banking is mentioned 😉 ### 5/5 — Awesome App *2025-02-19, version 2024.10* This App is so easy to use and the functionality is top notch!! ### 5/5 — Bank *2023-06-04, version 2023.03* I like R I A BANK ### 5/5 — Amazing *2022-12-12, version 2022.6.0.1* I titled this amazing because every time I come into the bank I get amazing customer service even if I’m upset about some thing. I will never use another credit union I love the employees that work there everyone is kind and gracious merciful and understanding so many things have happened for me because of RIA I love you so much more than you will ever understand thank you for all you do for me to make my life easier thank you for trusting me when you give me alone thank you from the bottom of my heart Shona ### 5/5 — Dependability *2022-06-03, version 2021.11* It is always working! Our RIA is one of a kind. Thanks for being here. I love R.I.A. , their staff are friendliest ever. The know you by name I love my credit union ### 5/5 — Mobile check *2021-11-29, version 2021.06.0.83* I would like to see the amount increase for mobile check deposits. Other local credit unions allow up to 3500$. That would save me a trip to the branch once a month. ### 5/5 — Great app and credit union!! *2017-07-24, version 5.3.4* This app is continually improving. ### 5/5 — I LOVE this app! *2017-04-28, version 5.2.7.0* The RIA is way ahead of their fellow credit union competitors with their app. It makes managing bills and accounts super easy. Love this app. ### 5/5 — Ease of Access *2017-03-19, version 5.2.7.0* Love having my bank account on the go and easily accessible! ### 5/5 — Thanks *2017-02-13, version 5.2.7.0* This app along with the staff make my life easier. Thanks RIA --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-04.*