# Ribbon Global > Zero-fee financial super app with carbon tracking and AI analytics. (iPhone/iPad app by Ribbon Limited.) - Source: https://appshunter.io/ios/app/ribbon-global/id6474992323 (this page in markdown: same URL + `.md`) - Developer: [Ribbon Limited](https://appshunter.io/developer/1569838852) - Category: Finance - Price: Free - Rating: 2.33/5 from 3 App Store ratings · 17 written reviews indexed - Age rating: 17+ - Requires: iOS 14.0 · 67 MB - Languages: English - Released: 2024-03-20 - Data updated: 2026-06-01 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/ribbon-global/id6474992323/reviews.md ## What is Ribbon Global? A zero fee Hyper Personalised Carbon Neutral Financial Services Super App at your fingertips. Manage your money and financial wellbeing, all in one place. Open a personal account without any fees in a few minutes from your smartphone. Access Ribbon AI powered analytics and financial literacy tools such as Goals, Budget, and Piggy Bank. Account holders can view the carbon footprint generated by the purchases that they make from their Ribbon account, with an option to offset their carbon footprint. What more? Get rewarded with Ribbon Coins for all your transactions. A fully loaded Financial Services Super App: * No Joining or Monthly Fee * Open Current Account in Minutes * Free Contactless Debit Card * Smart Analytics * Budget Tool * CO2 Emission Tracking * Goals Set-up & Tracking * Piggy Bank for Spare Change * Split Bills * Money Transfers * Ribbon Coins * Lock and Unlock Card anytime * Easy Bank Transfers * Open Banking Integration * Link other bank accounts * AI driven Chatbot * Instant Payment Notifications * Send and Request Money Ribbon Plc (No. 119662) is authorised and regulated by the Gibraltar Financial Services Commission under Financial Services Act 2019 for issuance of electronic money and offering payment services. Registered address: 2 Irish Town, Gibraltar GX11 1AA. ## Key features - Zero-fee financial services - AI-powered analytics - Budgeting and goal setting - Carbon footprint tracking - Transaction rewards - Split bills and money transfers ## Recent user reviews (10 of 17) All indexed reviews: https://appshunter.io/ios/app/ribbon-global/id6474992323/reviews.md ### 1/5 — Useless *2026-01-21, version 2.1.4* I opened an account here to use as a substitute to Revolut and what a disappointment. Adding money to the account to long winded and complicated. Some features are not set up and not operational, and I have been trying to close my account for months now and it won’t allow me to. What a mistake to open an account this app. Utterly useless. ### 5/5 — Unbelievable great personal service. *2025-09-16, version 2.1.4* Great banking app and when you need to talk to someone they answer the phone without having to sit in a queue or talking to a AI machine and press a million options. No simply, hello I am so and so and this is my problem and it gets solved. Just so refreshing. ### 1/5 — Cannot make payments *2025-06-17, version 2.1.4* Had Ribbon for a while. For about the past 3 months have been unable to make ANY payments online. In app confirmations never appear and my requests to support go unanswered. What’s the point of a bank account if I can never use my card??!? Avoid these people and just use Monzo or Revolut instead. ### 1/5 — Not Ux friendly *2025-05-15, version 2.1.4* Unable to complete identity process. App would hang each time I tried to take reverse image of my driving licence! ### 1/5 — Too slow. *2025-05-09, version 2.1.4* Sadly everything takes ages. It can take more than a day just to simply convert GBP to EUR. It also takes hours to receive funds when depositing and also takes hours to add a recipient to be able to transfer funds out. When other online banks do this in seconds , sadly you’ll be pushed to use other banks. ### 5/5 — Best FX rates *2025-01-28, version 2.1.4* Excellent App ### 5/5 — Customer service *2025-01-21, version 2.1.4* Amazing service received from the Gibraltar Office regarding issues experienced by Ribbon. Well done to all ### 5/5 — Customer Service *2025-01-21, version 2.1.4* Fantastic Customer Service by Ribbon Plc, Gibraltar ### 5/5 — Speed and Good bank to use! *2024-12-18, version 2.1.1* 5 stars! ### 5/5 — Great product *2024-12-06, version 2.0.7* Very easy to sign up, and easy to use. Living in Gibraltar, it’s very handy to have a multi currency debit card that i can use in Spain as a local. Highly recommended. ## Frequently asked questions about Ribbon Global ### Is Ribbon Global safe to use? Ribbon Plc is authorized and regulated by the Gibraltar Financial Services Commission. It offers features like locking and unlocking your card anytime for added security. ### What are the fees associated with Ribbon Global? Ribbon Global is a zero-fee app, meaning there are no joining or monthly fees for its services. ### How often is Ribbon Global updated? The latest version, 2.1.4, was released on January 15, 2025, indicating regular updates to improve functionality and security. ### What devices can I use Ribbon Global on? While specific device compatibility isn't detailed, it is a mobile application, and the age rating of 17+ suggests it's designed for modern smartphones. ### What do users like most about Ribbon Global? Based on the description, users likely appreciate the zero-fee structure, comprehensive financial tools, and the unique carbon footprint tracking feature. ### What are the main financial services offered by Ribbon Global? Ribbon Global provides current account opening, contactless debit cards, money transfers, bill splitting, and AI-driven financial literacy tools. ### How does Ribbon Global help with budgeting? The app includes a dedicated budget tool and goal-setting features, allowing users to manage their spending and work towards financial objectives. ### Can I link my other bank accounts to Ribbon Global? Yes, Ribbon Global supports Open Banking integration, allowing you to link other bank accounts for a consolidated view of your finances. ## Version history (last 1 release) ### 2.1.4 — 2025-01-15 Minor bug fixes ## Apps similar to Ribbon Global | App | Rating | Price | Category | | --- | --- | --- | --- | | [Yonder Rewards Cards](https://appshunter.io/ios/app/yonder-rewards-cards/id1567607694) | 4.5 (24) | Free | Finance | | [Moneybase](https://appshunter.io/ios/app/moneybase/id1614797633) | 3.0 (8) | Free | Finance | | [Altery](https://appshunter.io/ios/app/altery/id6444398013) | 2.6 (5) | Free | Finance | | [Rova App](https://appshunter.io/ios/app/rova-app/id1552432331) | 4.0 (6) | Free | Finance | | [Metro Bank Mobile Banking](https://appshunter.io/ios/app/metro-bank-mobile-banking/id1175525592) | 4.8 (229,063) | Free | Finance | | [Zeal: Digital Wallet & Card](https://appshunter.io/ios/app/zeal-digital-wallet-and-card/id6474893137) | 4.9 (8) | Free | Finance | ## Related topics [ribbon global](https://appshunter.io/ios/topics/ribbon-global) · [ribbon](https://appshunter.io/ios/topics/ribbon) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-01.*