# Rich & Joyful — Spend on what matters most

> Personal finance reflection app for mindful spending and goal achievement. (iPhone/iPad app by Quantum Branding.)

- Source: https://appshunter.io/ios/app/rich-and-joyful/id6792583164 (this page in markdown: same URL + `.md`)
- Developer: [Quantum Branding](https://appshunter.io/developer/6792583167)
- Category: Finance, Lifestyle
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 4+
- Requires: iOS 18.0 · 4 MB
- Languages: American English, French (France)
- Released: 2026-08-03
- Data updated: 2026-10-10
- Monetization: freemium

## What is Rich & Joyful?

Traditional finance apps tell you where your money went. Rich & Joyful helps you understand which purchases genuinely made your life richer — and which quietly didn't.

REVIEW A PURCHASE IN TEN SECONDS
Three gentle questions: how did it feel, will it last, what part of your life did it support. No guilt, no lectures.

JOY RETURN, EXPLAINED
Every score from 0 to 100 shows exactly how it was built — immediate satisfaction, lasting value, and alignment with your five Life Pillars.

JOY FUNDS
Create virtual funds for what matters — a trip, a sabbatical, a piano — and watch low-return spending become fuel for them. Rich & Joyful tracks the amounts; your money never moves.

BEFORE YOU BUY
A ten-second reflection before a meaningful purchase. Three honest answers instead of a fake prediction.

INSIGHTS WITHOUT JUDGMENT
Weekly summaries show your review coverage, spend-weighted Joy Return, strongest pillar, and — only when the evidence is real — up to three suggestions worth reconsidering.

PRIVATE BY DESIGN
No bank logins. No analytics. Your data lives on your device. Export everything or delete everything, any time.

Rich & Joyful Pro unlocks all five Life Pillars, unlimited history and Joy Funds, delayed reflections, monthly insights, CSV import, the Reallocation Board, and CSV exports.

SUBSCRIPTION DETAILS
Rich & Joyful Pro is an auto-renewable subscription, offered in two lengths:
• Pro Monthly — 1 month — $4.99 USD
• Pro Annual — 1 year — $39.99 USD (two months free compared with monthly)

Prices are shown in US dollars; your local price appears in the app before you buy. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically at the same price unless it is cancelled at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours before the current period ends. Manage or cancel your subscription in your App Store account settings. Pro is entirely optional — the free app stays fully usable, and if Pro ends none of your entries are deleted; only Pro features lock.

Privacy Policy: https://richandjoyful.com/privacy
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Rich & Joyful provides personal reflection and organizational tools. It does not provide financial, investment, tax or legal advice.

## Key features

- Ten-second purchase review
- Joy Return scoring
- Virtual Joy Funds
- Pre-purchase reflection
- Non-judgmental insights
- Private, on-device data

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Pro Monthly | $4.99 | per month |
| Pro Annual | $39.99 | per year |


## Is Rich & Joyful safe?

Not enough ratings yet to assess Rich & Joyful.

## Is Rich & Joyful legit?

Rich & Joyful has limited verification signals. The AppsHunter Legitimacy Score for Rich & Joyful is 48 out of 100 points across 7 verification signals from App Store and developer data.


## Frequently asked questions about Rich & Joyful

### Does Rich & Joyful have ads?

No, Rich & Joyful is ad-free. The app is free to use with optional Pro features available via subscription.

### What are the subscription options for Rich & Joyful Pro?

Rich & Joyful Pro offers two auto-renewable subscription plans: Pro Monthly for $4.99 USD and Pro Annual for $39.99 USD, which offers a discount.

### How do I cancel my Rich & Joyful Pro subscription?

You can manage or cancel your subscription at any time through your App Store account settings. Ensure cancellation occurs at least 24 hours before the end of the current period to avoid auto-renewal.

### Is my financial data secure with Rich & Joyful?

Yes, Rich & Joyful is designed for privacy. Your data resides solely on your device, and there are no bank logins or analytics collected. You can export or delete your data at any time.

### What kind of financial advice does Rich & Joyful provide?

Rich & Joyful provides personal reflection and organizational tools for spending. It does not offer financial, investment, tax, or legal advice.

### Can I use Rich & Joyful on devices other than iPhone?

Based on the provided data, Rich & Joyful is currently supported on iPhone devices.

### How often is Rich & Joyful updated?

The app was last updated on August 3, 2026, with version 1.0. Further update frequency is not specified in the provided data.

### What happens to my data if my Rich & Joyful Pro subscription ends?

If your Pro subscription ends, your entries are not deleted. Only the Pro features will become locked, while the core functionality of the free app remains fully usable.

## Version history (last 1 release)

### 1.0 — 2026-08-03

No release notes.

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## More apps by Quantum Branding

- [Durri Prayer](https://appshunter.io/ios/app/durri-prayer/id6793205964)

All apps by Quantum Branding: https://appshunter.io/developer/6792583167

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-10.*