# Rich Geek

> Rich Geek (iPhone/iPad app by DISCOUNT AI INC..)

- Source: https://appshunter.io/ios/app/rich-geek/id6459196004 (this page in markdown: same URL + `.md`)
- Developer: [DISCOUNT AI INC.](https://appshunter.io/developer/1701664741)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 15.0 · 130 MB
- Released: 2023-10-05
- Data updated: 2026-06-10
- User reviews in markdown: https://appshunter.io/ios/app/rich-geek/id6459196004/reviews.md

## What is Rich Geek?

Rich Geek is a financial digital assistant available to you free through an invitation from the Rich Geek team.  We help you get mortgage ready and manage your financial life. 

Organize in one place:
Your Rich Geek dashboard summarizes important financial information such as: account balances, transactions, net worth, budgeting, credit score, cash flow analysis, estimated home value, spending analysis, offers and promotions from your financial institution, and an information center with personal finance articles and videos, all in one place. 


Budgeting:
Understand what you are spending and where. Track your spending by categories and drill down into subcategories. Receive alerts if you are off track or confirmation if you are on track. 


Free Credit Score, Report and Monitoring:
Your credit score is prominently displayed in your dashboard - and it doesn't cost you anything. Track changes month to month and learn the key factors that make up your score like length of credit, timely payment history, utilization of credit, total accounts opened and inquiries. Don't worry, this is a "soft credit pull" meaning there is no impact to your score by checking it.  Look through your credit report for accuracy.  Access helpful articles that explain credit bureaus, credit score, and more. 


Prepare:
Use your Rich Geek app to best prepare you for home ownership by planning for a down payment, establishing reserves, managing your debt to income ratio, improving or maintaining your credit, loan scenarios through our calculators, establish your projected loan to value, and more. Visit the readiness assessment in your app to see a snapshot of your credit overview, debt to income ratio, cash reserves, employment, down payment and sales price.


Search Properties:
Looking for your first home? Want to move up, or downsize? Use your locker to search local and nationwide real estate listings. Find homes that match what you can afford. See open houses, customize searches, favorite properties you like and save your searches. 


Share:
When you are ready to move forward with a financial transaction, you choose what accounts to share with a financial institution. All data is always encrypted.  


Security:
Security is our #1 job so you can feel confident that the financial accounts you’ve connected and documents you’ve uploaded are secure. See more here: https://www.finlocker.com/security/


Privacy:
Your privacy is important to us. To learn how we protect your privacy, visit: https://www.finlocker.com/privacy-policy/


## Version history (last 5 releases)

### 4.14 — 2025-07-23

Easier sign in experience. Better error logging. Easier sharing and a smoother BuyerVision experience. Minor bugs eliminated!

### 4.13 — 2025-06-14

Introducing BuyerVision! A new way for you to view your full financial picture, just as your mortgage lender would view it, and get their personalized coaching on your mortgage approvability odds and more. New users will see a smoother first time on boarding experience.

### 4.12.1 — 2025-05-20

Fix data sharing popup scrollable issue under large text

### 4.12 — 2025-05-15

Readiness, credit, property and financial account on boarding improvements for a better user experience.
Readiness snapshot interface improvements and affordability calculator integration allows users to update values to see changes in real time!

### 4.11 — 2025-04-09

Dashboard and financial account enrollment experience enhancements!

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*