# RichCash — Fast credit loan > Online loan platform for individuals offering collateral-free credit with low interest. (iPhone/iPad app by NOVI-AGRO LTD.) - Source: https://appshunter.io/ios/app/richcash/id6445979340 (this page in markdown: same URL + `.md`) - Developer: [NOVI-AGRO LTD](https://appshunter.io/developer/1675233752) - Category: Finance - Price: Free - Rating: 3.99/5 from 1,055 App Store ratings · 42 written reviews indexed - Age rating: 4+ - Requires: iOS 11.0 · 68 MB - Languages: English - Released: 2023-03-23 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/richcash/id6445979340/reviews.md ## What is RichCash? Richcash is a platform that provides online loan services for individuals. It provides high loan amount with low interest rates, which can meet all your daily consumption needs without any collateral. After approval, the loan will be directly disburse to your bank account. [Loan Details] Loan amount: NGN10,000- NGN 500,000 Loan term: From 180 days to 365 days. Interest rates: the daily interest rates is as low as 0.05%, and the annual interest rates is as high as 18% For example: If you choose a loan amount of ₦ 10,000 with loan period of 360 days and annual interest rates of 18%, the repayment details are as follows: Interests: ₦ 10,000*18% = ₦ 1,800; Total repayment: ₦ 10,000+₦ 1,800=₦ 11,800； Since the repayment period is 12 months, monthly repayment amount: ₦10,000/12+₦10,000*18%/12 = ₦958.33 [Requirements for applying for a loan] • Nigerian residents • Age 18-55 • Have a bank account • Have a steady job or source of income [How to apply for a loan quickly] • Download the Richcash APP from the Apple Store. • Sign up for an account with your phone number. • Fill in the basic information correctly and submit the loan application. • Loan will be disbursed directly to your bank account. • Remember repayment dates and make payments on time, which increases your credit and the term of your loan. [Privacy protection] Richcash personal loan app is safe and secure, we use the highest security standards to protect your data security and personal privacy, we will not share customer information with third parties without consent. [Contact us] If you have any problems and questions, we are always at your service. Email: richcash@richcash-loan.com Customer service hours: Monday to Sunday 9:00 am to 6:00 pm Address: 98 5th Ave, Gwarinpa 900108, Abuja, Federal Capital Territory, Nigeria ## Key features - Online loan services - High loan amounts - Low interest rates - No collateral required - Direct bank disbursement - Easy application process ## What do users think of RichCash? Overall sentiment: negative **Pros** - 🥰 Great app - 👍 Easy to use - 💖 Lovely app - 🤩 Best loan app **Cons** - 😡 Rude customer service - 🤬 Blackmailing customers - 💸 High interest rates - ⏰ Short loan durations - 🤥 Misleading information - 🚫 Scam/fraud - 🙅‍♀️ Unprofessional - 🤯 Terrible app **Commonly reported bugs** - Delayed loan approvals - Incorrect loan details - Unresponsive app **Most requested features** - Reduce interest rates - Increase loan amounts - Improve customer service ## Recent user reviews (10 of 42) All indexed reviews: https://appshunter.io/ios/app/richcash/id6445979340/reviews.md ### 1/5 — Bad reputation *2023-07-26* As una don decided to give me bad reputation, i swear i nor go pay una money again and i go delete una app, make una do una worse, i go post una app full everywhere tag am bad name, just watch, wicked and senseless people 😡 ### 1/5 — Fraudulent *2023-07-25* This is a highly fraudulent app that misleads people claiming to give you a comfortable loan during application they show you a different duration for loan and when you apply they automatically change it to 9 days and put you in total confusion and tight corner avoid this app they at every unprofessional they keep calling you and sending threat messages a day before loan expires and sending messages to your contacts even when you have not defaulted. Scam big one ### 4/5 — Bad people and stupid people *2023-07-22* This is the first bad experience I have in my life with all loan bank they are so stupid so dangerous so bad so stupid excruciating bank I can never have a business with them in my life they are so foolish so stupid and unmerciful can you imagine 6 levels without improvements so bad!!!!!! I learned from them and they will surely cry for their bad arrangements and interest So fool!!!!! ### 5/5 — My loan *2023-07-19* Hello please when can I get paid ? ### 2/5 — Under review *2023-07-18* I have applied for this loan over 2hours ago and it’s still under review since then won’t you approve it and credit me? ### 1/5 — Useless app *2023-07-18* Don’t ever use them. They would text you and your contacts all sort of nasty messages before even the due date ### 5/5 — Loan review *2023-07-18* This app is a good app out of all 🥰 keep it up guys ### 5/5 — Credit me *2023-07-16* Credit me the loan I apply ### 3/5 — Minimize the interest rate with immediate effect!! *2023-07-13* You guys should minimize the interest rate a little, the interest rate is very very high. You guys should work on it so that some poor masses can be able to fit in, To be honest and sincere, this loan App is so wonderful and amazing. The time I was applying I thought it was a scam, not knowing it was real. God blessed you all. I prayed that this platform will last longer! ### 1/5 — Blackmailers *2023-07-11* You all are scam, you blackmail your customers when they are unable to buy au quick even with an hour late ## Frequently asked questions about RichCash ### What is RichCash? RichCash is a platform that provides online loan services for individuals. It offers high loan amounts with low interest rates, allowing users to meet daily consumption needs without collateral. Approved loans are disbursed directly to the user's bank account. ### What are the loan details and interest rates? Loan amounts range from NGN10,000 to NGN500,000 with terms from 180 to 365 days. Daily interest rates are as low as 0.05%, translating to an annual rate of up to 18%. For example, a NGN10,000 loan at 18% annual interest for 360 days would have total repayment of NGN11,800. ### Who is eligible to apply for a loan? To apply for a loan, you must be a Nigerian resident between the ages of 18 and 55. You also need to have a bank account and a steady job or source of income. ### How do I apply for a loan through RichCash? Download the RichCash app, sign up with your phone number, and fill in your basic information accurately. Submit the loan application, and if approved, the loan will be disbursed directly to your bank account. Remember to repay on time to improve your credit. ### Is my personal information safe with RichCash? Yes, RichCash uses the highest security standards to protect your data and personal privacy. Your information is kept safe and will not be shared with third parties without your consent. ## Version history (last 1 release) ### 1.0.0 — 2023-03-23 No release notes. ## Apps similar to RichCash | App | Rating | Price | Category | | --- | --- | --- | --- | | [Sycamore - Save Invest Borrow](https://appshunter.io/ios/app/sycamore-save-invest-borrow/id1592757960) | 4.3 (111) | Free | Finance | | [Monthly NG - Quick Rent Loans](https://appshunter.io/ios/app/monthly-ng-quick-rent-loans/id1634279024) | 2.7 (21) | Free | Finance | | [Surethrift](https://appshunter.io/ios/app/surethrift/id1528975095) | 3.8 (8) | Free | Finance | | [Advancly](https://appshunter.io/ios/app/advancly/id1609750373) | 2.7 (6) | Free | Finance | | [Airopay](https://appshunter.io/ios/app/airopay/id1472055418) | 3.3 (48) | Free | Finance | | [Nirra](https://appshunter.io/ios/app/nirra/id1566928276) | 2.2 (17) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*