# RichCash — user reviews > 42 indexed App Store user reviews of RichCash by NOVI-AGRO LTD, rated 3.99/5 from 1,055 ratings. - Source: https://appshunter.io/ios/app/richcash/id6445979340/reviews - App overview in markdown: https://appshunter.io/ios/app/richcash/id6445979340.md - Rating breakdown: 5★ 573 · 4★ 145 · 3★ 152 · 2★ 121 · 1★ 64 ## What do users think of RichCash? Overall sentiment: negative **Pros** - 🥰 Great app - 👍 Easy to use - 💖 Lovely app - 🤩 Best loan app **Cons** - 😡 Rude customer service - 🤬 Blackmailing customers - 💸 High interest rates - ⏰ Short loan durations - 🤥 Misleading information - 🚫 Scam/fraud - 🙅‍♀️ Unprofessional - 🤯 Terrible app **Commonly reported bugs** - Delayed loan approvals - Incorrect loan details - Unresponsive app **Most requested features** - Reduce interest rates - Increase loan amounts - Improve customer service ## Newest reviews (10 of 42) ### 4/5 — Bad people and stupid people *2023-07-22* This is the first bad experience I have in my life with all loan bank they are so stupid so dangerous so bad so stupid excruciating bank I can never have a business with them in my life they are so foolish so stupid and unmerciful can you imagine 6 levels without improvements so bad!!!!!! I learned from them and they will surely cry for their bad arrangements and interest So fool!!!!! ### 2/5 — Under review *2023-07-18* I have applied for this loan over 2hours ago and it’s still under review since then won’t you approve it and credit me? ### 3/5 — Minimize the interest rate with immediate effect!! *2023-07-13* You guys should minimize the interest rate a little, the interest rate is very very high. You guys should work on it so that some poor masses can be able to fit in, To be honest and sincere, this loan App is so wonderful and amazing. The time I was applying I thought it was a scam, not knowing it was real. God blessed you all. I prayed that this platform will last longer! ### 1/5 — HIGH INTEREST AND LOW DURATION PERIOD *2023-06-19* I regretted not reading other people review before applying, I tried to cancel before the loan was confirmed but they didn’t allow it now I am not paying them a dime ### 1/5 — SCAMMERS *2023-06-19* I took out a loan of #12,480 on the 30th of May 2023 ,and made part payment of #4,368 on the 31st of May 2023. Receipts were sent to their WhatsApp number and I also placed a call to them so they could deduct the amount I paid. The man picked and said the app would be updated on the due date which is to be on the 19th of June 2023. I started getting threats messages from the same person on the 19th asking me to pay #12,480. I asked him to check his database for proper update cos I made a part payment already and my outstanding is #8,112. I sent the #8,112 already and still nothing was updated on their app. He keeps insulting me and threatening my life with death and threatening to tarnish my image. Your service is so useless because you don’t have proper manner of approach and not even a good data base update. You’re trying to scam. !! Everyone should stay off this app. They are scammers !! ### 1/5 — Bad app *2023-06-15* Nawa for this app after I put all my details only for them to borrow me loan they refuse to borrow me the loan they refuse to borrow me the loan make una find something to do about it ### 5/5 — Great app *2023-06-13* Great App, easy access ### 5/5 — Complain *2023-06-12* The customer care WhatsApp is very slow is responds, and lot of delay in confirmation of loan repayment very high interest and deduction rate ### 3/5 — Quick response *2023-06-11* Marvelous but low budget loan ### 2/5 — ADE *2023-06-10* The amount you people gives out is very small ## Most critical reviews (10 lowest-rated) ### 1/5 — Bad reputation *2023-07-26* As una don decided to give me bad reputation, i swear i nor go pay una money again and i go delete una app, make una do una worse, i go post una app full everywhere tag am bad name, just watch, wicked and senseless people 😡 ### 1/5 — Fraudulent *2023-07-25* This is a highly fraudulent app that misleads people claiming to give you a comfortable loan during application they show you a different duration for loan and when you apply they automatically change it to 9 days and put you in total confusion and tight corner avoid this app they at every unprofessional they keep calling you and sending threat messages a day before loan expires and sending messages to your contacts even when you have not defaulted. Scam big one ### 1/5 — Useless app *2023-07-18* Don’t ever use them. They would text you and your contacts all sort of nasty messages before even the due date ### 1/5 — Blackmailers *2023-07-11* You all are scam, you blackmail your customers when they are unable to buy au quick even with an hour late ### 1/5 — Complain and your people are mean 🧐😒 *2023-07-07* I collected loan from your app and I haven’t received the money but you people are asking me to repay the loan that I didn’t even use What’s even wrong with you people 😡👿 ### 1/5 — You guys are just ripping us *2023-07-04* Your rate is so high and your processing fee ? What that necessary after that high rate charged yet you added another processing fee . ### 1/5 — Run for your life *2023-06-29* This is a loan shark app, they engage in serious blackmail and extortion of their customers. You don’t get the money you request for and there’s outrageous interest. I promise that you will envy your current situation and wished you never came across this app. I repeat don’t download this app no matter what!!! 29/June/2023 ### 1/5 — Worse loan app ever *2023-06-28* They go round harassing people even before their loan expire Sending messages to ruin their reputations They even go extra mile sending messages to people that don’t owe them Is the worse app anyone can think of, even the advert the show is is fake and the page too is fake, the percentage they collect is high and the give little period for payback. VERY USELESS APP!!! ### 1/5 — the application and the workers all are stupid and crazy nonsense *2023-06-23* This app is nothing but a scam joke waste of time and resources energy rubbish people lying about they will help you with loan and it’s a big fat lie ### 1/5 — It’s a Scam *2023-06-23* The charges is almost more than the loan itself, complete scrap, extortion at its peak…. They never respond to message!!!!! I’m highly disappointed. ## Most praised reviews (10 highest-rated) ### 5/5 — My loan *2023-07-19* Hello please when can I get paid ? ### 5/5 — Loan review *2023-07-18* This app is a good app out of all 🥰 keep it up guys ### 5/5 — Credit me *2023-07-16* Credit me the loan I apply ### 5/5 — I have not received the loan *2023-07-11* I have not received the money yet ### 5/5 — Best loan app to access *2023-07-02* Best to access so far, waiting for my loan to be approved though. Under review ### 5/5 — Best loan app ever but need to increase the amount *2023-06-25* Best loan app ever but need to increase the amount ### 5/5 — Best *2023-06-19* Love this app a lot They are really helping ### 5/5 — Lovely app *2023-06-17* Very lovely and easy to borrow I love the app it’s ver cool and impressive ### 5/5 — Great app *2023-06-16* You guys really came through for me ### 5/5 — RichCash *2023-06-14* I’m glad using this App, it’s one of best App ever❤️💖 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*