# Richify AI Financial Wellbeing — Net Worth & Retirement Tracker > Net Worth & Retirement Tracker (iPhone/iPad app by Richify AI Inc..) - Source: https://appshunter.io/ios/app/richify-ai-financial-wellbeing/id6737745254 (this page in markdown: same URL + `.md`) - Developer: [Richify AI Inc.](https://appshunter.io/developer/6786990389) - Category: Finance, Utilities - Price: Free with in-app purchases - Age rating: 17+ - Requires: iOS 15.0 · 87 MB - Languages: American English, European Portuguese, Chinese (Simplified, China), European Spanish, Turkish - Released: 2025-01-05 - Data updated: 2026-09-07 - User reviews in markdown: https://appshunter.io/ios/app/richify-ai-financial-wellbeing/id6737745254/reviews.md ## What is Richify AI Financial Wellbeing? The AI wealth tracker that sees everything you own — and everything you owe. Richify is your complete financial dashboard: a real-time net worth tracker, investment tracker, debt manager and AI money coach in one app. Track every asset and every debt across stocks, real estate, retirement and savings — then ask AI to explain what's happening to your money. YOUR REAL NET WORTH, IN REAL TIME Richify tracks every asset class you actually own: stocks, ETFs, mutual funds and bonds; real estate and rental properties; retirement accounts including 401k, IRA, super and SIPP; cash, savings and checking accounts; vehicles, valuables and collectibles; gold, silver and precious metals; and foreign currency holdings. It tracks every debt working against you too: mortgages with payoff curves, personal loans and student debt, credit cards and lines of credit, and auto loans and financing. Net worth is what you own minus what you owe. Updated as markets move. Multi-currency across global markets. The full financial picture, not the partial one. ADD ANYTHING IN SECONDS File import lets you upload statements and holdings, and AI categorizes them automatically. Manual entry handles offline assets and private holdings. Daily sync refreshes markets in the background. Multi-currency support tracks AUD, USD, GBP, EUR, TRY and more, side by side. Set goals and retirement targets and see if your trajectory hits them. No spreadsheets. No manual reconciliation. No more guessing what your net worth actually is. AI THAT UNDERSTANDS YOUR WEALTH Other money trackers show you charts. Richify explains them. Your AI Feed delivers daily insights tied to your actual holdings, not generic market news. You'll see things like "Your tech allocation is now 47% — concentration risk is rising," "Mortgage payoff is on track — you'll be debt-free 14 months early," "Your AUD/USD exposure shifted with this week's rate decision," or "Goal: $250K by 50 — you're 8 months ahead." Ask anything in your own words, by voice or text. Questions like "Is my portfolio too concentrated?", "Am I on track for retirement?", "Should I pay off my credit card or invest the bonus?", or "What's hurting my net worth this month?" all get personalized answers based on your actual holdings. Read the answer or listen to it. Your call. DEBT, DONE DIFFERENTLY Most money apps treat debt as an afterthought. Richify makes debt management part of your daily wealth view. Track mortgages, credit cards, auto loans and student debt in one place. See debt payoff timelines and exactly when you'll be debt-free. Get AI guidance on debt payoff versus investment trade-offs. Watch your debt-to-asset ratio shrink in real time. BUILT FOR REAL WEALTH Richify works whether your net worth is $5,000 or $5 million. It's built for first-time investors building wealth from zero, mid-career professionals across multiple accounts, real estate investors with multiple properties, retirees tracking drawdown across portfolios, and anyone with money in more than one place. WHY RICHIFY IS DIFFERENT Most wealth trackers are just dashboards. Robo-advisors are black boxes. Spreadsheets are work. Richify is the wealth tracker with a brain — a personal AI money manager that knows every dollar you own and every dollar you owe, and tells you what it means in plain language, every day. This is wealth tracking, not financial advice. PRIVACY Your financial data is yours. You control what gets tracked. Your data is never sold. PREMIUM SUBSCRIPTION Richify is free to download and try. Premium unlocks unlimited AI conversations, advanced analytics, daily AI insights and unlimited tracked assets. Plans available monthly or annual. Subscriptions auto-renew unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your account settings. Privacy Policy: https://www.richify.ai/privacy Terms of Service: https://www.richify.ai/terms ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Richify Premium - Yearly | $39.99 | per year | | Richify AI Monthly | $7.99 | per month | ## Version history (last 5 releases) ### 4.0.8 — 2026-09-02 Stay smarter about your money with Richify AI. Get daily financial news and market updates directly on your homepage, explore personalized financial insights, and quickly return to your Recent Topics to continue your AI conversations about personal finance, investing, wealth, and money management. We also improved the Recent Topics experience, refined the user interface across the app, and fixed small bugs to make your AI personal finance experience smoother, faster, and more reliable. ### 4.0.7 — 2026-08-30 Richify is now easier to use and more useful from day one. New users can follow a simple tutorial to get started. The new Recent Topics section on the homepage lets you quickly continue your latest conversation. You can now upload your portfolio directly from the Portfolio page using documents, screenshots, and other files. Richify can use this information to help you understand your portfolio and finances. We also improved What If scenarios, making it easier to explore different financial decisions and see how they could affect your future. ### 4.0.6 — 2026-08-19 We’ve redesigned Richify to make personal finance planning simpler and more powerful. The new homepage gives you faster access to your financial goals, AI team, and personal finance tools. Future simulations are now easier to explore. Run a quick financial scenario directly from the homepage, or chat with Sam to explore how different decisions could affect your financial future. We’ve also improved the Goals experience, making it easier to create and manage financial goals and plan your next steps. This update includes: * A completely redesigned homepage * Easier access to your Richify AI team * Improved financial and future simulations * Quick scenarios directly from the homepage * Deeper scenario planning with Sam * A simpler financial Goals experience * UX improvements and bug fixes Richify helps you understand your finances, explore future scenarios, manage financial goals, and make more informed personal finance decisions. ### 4.0.5 — 2026-08-17 **What’s New in Richify AI** Richify is getting more proactive and insightful. * **Felix is more proactive:** Tell Felix what you’re working toward — like early retirement, paying off debt, or another financial goal — and get personalized weekly updates based on your intention. * **Better conversations with AI agents:** We improved agent chats to make responses more useful, relevant, and natural. * **New Portfolio Insights:** See useful insights about your assets directly on your Portfolio page. * **Better debt & cash tracking:** Adding and managing debts and cash is now easier and more reliable. * **Bug fixes & improvements:** We fixed several issues and improved overall performance. ### 4.0.4 — 2026-07-19 We've refreshed the experience to make Richify even better. Enjoy a smoother app, improved performance, and bug fixes. ## Apps similar to Richify AI Financial Wellbeing | App | Rating | Price | Category | | --- | --- | --- | --- | | [WealthNX AI](https://appshunter.io/ios/app/wealthnx-ai/id6753972698) | 5.0 (6) | Free | Finance | | [Wealthy: Finance Reset](https://appshunter.io/ios/app/wealthy-finance-reset/id6749549195) | 4.6 (11) | Free | Finance | | [Casa Shares](https://appshunter.io/ios/app/casa-shares/id6667117553) | 4.6 (8) | Free | Finance | | [Forecast: Budget & Track Money](https://appshunter.io/ios/app/forecast-budget-and-track-money/id6755972808) | 4.7 (205) | Free | Finance | | [Mezzi Wealth](https://appshunter.io/ios/app/mezzi-wealth/id6449714926) | 4.7 (104) | Free | Finance | | [8FIGURES: Net Worth Tracker](https://appshunter.io/ios/app/8figures-net-worth-tracker/id1667632878) | 4.7 (53) | Free | Finance | ## Related topics [richify ai financial wellbeing](https://appshunter.io/ios/topics/richify-ai-financial-wellbeing) · [financial wellbeing](https://appshunter.io/ios/topics/financial-wellbeing) · [ai smart wealth tracker logree](https://appshunter.io/ios/topics/ai-smart-wealth-tracker-logree) · [wealth power financial tracker](https://appshunter.io/ios/topics/wealth-power-financial-tracker) · [ai wealth tracker](https://appshunter.io/ios/topics/ai-wealth-tracker) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-07.*