# Riko: AI CFO for Tally — Cash, GST & who owes you

> AI-powered financial insights and reporting layer for Tally users. (iPhone/iPad app by NXTLVL Tech Solutions Private Limited.)

- Source: https://appshunter.io/ios/app/riko-ai-cfo-for-tally/id6752279548 (this page in markdown: same URL + `.md`)
- Developer: [NXTLVL Tech Solutions Private Limited](https://appshunter.io/developer/1838632236)
- Category: Finance, Business
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.1 · 34 MB
- Languages: American English
- Released: 2026-08-13
- Data updated: 2026-10-11
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/riko-ai-cfo-for-tally/id6752279548/reviews.md

## What is Riko?

Your books, but they talk back.

Riko is the AI operating layer above Tally. It reads your ledgers, invoices and ageing — read-only — and turns them into answers and next steps, in the language you actually think in.

Ask a question. Get an answer in seconds. Trust every number.

WHAT YOU CAN ASK
• "How much profit this month?"
• "Who owes me the most, and for how long?"
• "Kitna cash bachega agle mahine?" (How much cash next month?)
• "Show me my GST input vs liability."

Riko answers in plain English or Hindi — and shows the exact calculation and the source rows behind every figure. No black box.

WHAT YOU GET
• Daily Brief — cash, overdue receivables, runway and what changed, every morning.
• Outstanding (AR/AP) — who owes you, ageing buckets, oldest open bill per party, one-tap reminders.
• Live Dashboard — revenue, net profit, cash & bank, top customers — straight from your books.
• MIS & P&L reports — a CA-grade Monthly MIS and P&L deep dive, generated in seconds, exportable to Excel and Word.
• Sales & Inventory — month-by-month sales, top customers, dead stock and slow movers.
• Payment Reminders — polite, on-brand reminders to overdue parties over email and WhatsApp click-to-chat.
• GST view — input tax credit vs liability, refundable balance, at a glance.

BUILT FOR INDIA

Rupees, lakhs and crores, GST, and Indian accounting are baked in — not bolted on. Hindi and English are peers. Made in Mumbai, for Bharat.

ABOVE, NEVER INSIDE

Riko sits on top of Tally and reads your books in read-only mode. It never writes to, changes, or replaces Tally. Your CA stays your CA. Your data stays yours.

TRUST BY DESIGN
• Read-only — Riko never edits your books.
• Every number is sourced — tap any figure to see the calculation and the underlying entries.
• Honest about limits — if Riko isn't sure, it says so.
• Secure — encrypted in transit and at rest, hosted in India.

HOW IT WORKS

1. Install the free Riko Tally Sync connector on the Windows PC where Tally runs (about 2 minutes).
2. Sign in on this app with the same account.
3. Your books sync, and the app fills with your real numbers.

PRICING

Try free for 7 days — the whole product, no card. Then ₹5,000 a year for one business on Tally (about ₹417/month). One business, one price — no per-seat maths, no credit-counting. A Team plan for multiple entities is on the way.

Riko — the AI operating layer above Tally.

Terms of Use (EULA): https://rikoai.in/eula 

Questions? [support@rikoai.in](mailto:support@rikoai.in)

## Key features

- AI-driven financial analysis
- Read-only Tally ledger access
- Plain English and Hindi Q&A
- Daily financial brief
- Accounts receivable/payable tracking
- Customizable reports (MIS, P&L)
- Payment reminder system

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| English | $49.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| English | $0.99 | one-time |
| English | $2.99 | one-time |
| English | $12.99 | one-time |
| English | $29.99 | one-time |


## Is Riko safe?

Not enough ratings yet to assess Riko.

## Is Riko legit?

Riko: AI CFO for Tally has limited verification signals. The AppsHunter Legitimacy Score for Riko is 58 out of 100 points across 7 verification signals from App Store and developer data.

## Recent user reviews (3 of 3)

All indexed reviews: https://appshunter.io/ios/app/riko-ai-cfo-for-tally/id6752279548/reviews.md

### 5/5 — Riko

*2026-09-23*

Was honestly sceptical about AI product giving incorrect info but this is quite useful. I mainly use it for sales comparison, receivables and checking party details without calling my accounts guy every time. Still cross check some complicated queries with Tally but for normal day to day questions it does the job.

### 5/5 — Helps get real work done

*2026-09-23*

With Riko i connect my Tally and unlock a new companion with whom i can speak of advanced analysis questions, understand reports and make my accountants work less on the data entry. We have huge amount of ledgers and vouchers so it really saves us time. Plus for ledger and invoice I use WhatsApp integration where I can just type and Riko gives me the ledger pdf or invoice pdf

### 5/5 — Riko

*2026-09-22*

Once the data is synced, I mostly just ask questions instead of opening multiple reports - sales, receivables, payments, inventory and more. The answers come from the same data used by the dashboard, so the numbers stay consistent. That made Riko much more practical for everyday use.

## Frequently asked questions about Riko

### What is Riko's primary function for Tally users?

Riko acts as an AI operating layer above Tally, reading your ledgers and invoices in a read-only mode. It then translates this data into plain language answers and actionable insights, such as profit margins, outstanding payments, and GST liabilities.

### How does Riko ensure the security of my Tally data?

Riko operates in a read-only mode, meaning it never writes to, changes, or replaces your Tally data. All data is encrypted in transit and at rest, and the service is hosted in India for enhanced security and compliance.

### What kind of financial reports can Riko generate?

Riko can generate a CA-grade Monthly MIS and P&L deep dive in seconds. It also provides insights into sales, inventory, dead stock, and slow movers, all exportable to Excel and Word.

### What are the pricing details for Riko?

Riko offers a 7-day free trial of the entire product. After the trial, the pricing is ₹5,000 per year for one business on Tally, with a team plan for multiple entities coming soon. This pricing is per business, not per user.

### Does Riko support multiple languages?

Yes, Riko is built for India and supports both Hindi and English as peer languages. You can ask questions and receive answers in either language, making it accessible for a wider range of users.

### How often is Riko updated?

The app was last updated on September 14, 2026, with version 1.0.3. While specific update frequency isn't detailed, the consistent updates suggest ongoing development and support.

### On which devices can I use Riko?

Riko is currently supported on iPhone and iPod devices. The core functionality requires installing a free Riko Tally Sync connector on the Windows PC where Tally runs.

### What is the age rating for Riko?

Riko has an age rating of 4+, making it suitable for a broad audience. This indicates that the content and functionality are not considered inappropriate for younger users.

## Version history (last 4 releases)

### 1.0.3 — 2026-09-14

Minor Performance Improvements

### 1.0.2 — 2026-09-08

Minor Performance Improvements

### 1.0.1 — 2026-08-22

Fixed a crash that occurs when uploading a file from device.

### 1.0 — 2026-08-13

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-11.*