# Rilio - Smart Expense Tracker — AI Budget & Money Manager > AI Budget & Money Manager (iPhone/iPad app by Raja Niketh Reddy Nallapareddy.) - Source: https://appshunter.io/ios/app/rilio-smart-expense-tracker/id6766959348 (this page in markdown: same URL + `.md`) - Developer: [Raja Niketh Reddy Nallapareddy](https://appshunter.io/developer/1896340945) - Category: Finance, Lifestyle - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 17.0 · 85 MB - Languages: American English - Released: 2026-06-06 - Data updated: 2026-08-04 - User reviews in markdown: https://appshunter.io/ios/app/rilio-smart-expense-tracker/id6766959348/reviews.md ## What is Rilio? Stop wondering where your money went. Rilio is the expense tracker that thinks for you. AI automatically categorises every purchase the moment you log it. No bank logins. No spreadsheets. Just clear answers about where your money is going. Full access to Rilio requires an active subscription. All features are available at subscription pricing, shown at app launch. LOG YOUR WAY 5 WAYS TO ADD A TRANSACTION Type it — "Spent 230 at Starbucks" and Rilio fills in the rest Say it — tap the mic, speak naturally, done hands-free in seconds Paste it — copy a bank SMS, and Rilio parses the amount, merchant, and account instantly Share it — forward any transaction SMS from your phone directly into Rilio Bulk import — paste multiple bank messages at once and import them all in one tap Every method auto-fills the merchant, amount, category, and payment method. You review, confirm, and move on. WHAT YOU GET AI auto-categorisation — type a merchant name, Rilio assigns the right category instantly Real-time budgets — set monthly limits per category and track live progress Deep analytics — top merchants, spending trends, weekday patterns, custom date ranges 165+ currencies — switch anytime, from INR to USD to AED to NGN and beyond AI Insights — plain-language summaries that explain your spending patterns every day HOW IT WORKS • Log a transaction in under 5 seconds: merchant, amount, done • AI categorises automatically — Swiggy becomes Food Delivery, Blinkit becomes Grocery Delivery • Set monthly budget limits per category — watch a live progress bar as you spend • Open Analytics for your 15-day or 30-day breakdown: categories, merchants, and trends • Track payment methods — know exactly which card or account each expense came from 59 CATEGORIES. EVERY KIND OF SPENDING. From Groceries to Gaming, Salary to Dividends, Rent to Healthcare, every transaction type is covered. Cash, credit, debit, or digital wallet. YOUR PRIVACY, PROTECTED Rilio never connects to your bank. No screen scraping. No credentials. AI categorisation uses only anonymised merchant names; your amounts and personal details stay private. SUBSCRIPTION REQUIRED All features in Rilio are available with a subscription. Subscription options and pricing are displayed when you first open the app. Payment is charged to your Apple ID account at confirmation. Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period. You can manage or cancel your subscription anytime in your Apple ID account settings. Privacy Policy: https://getrilio.com/privacy Terms of Use (EULA): https://getrilio.com/terms ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Rilio Pro Monthly | $4.99 | per month | | Rilio Pro Yearly | $44.99 | per year | ## Version history (last 3 releases) ### 1.2.0 — 2026-07-13 This update brings a smarter way to see where your money stands: • Safe-to-Spend — a live number showing what you can safely spend today, after bills and savings goals • Cash-flow forecast — preview your upcoming balance based on recurring income and expenses • Refund tracking — mark any transaction as refunded and it's cleanly netted out of your spending • Insights feed — fresh, personalized spending insights as they happen • Bill reminders — push notifications before upcoming bills are due • Faster app startup ### 1.1.0 — 2026-06-24 Introducing Rilio Split — the easiest way to share expenses with friends, family, and roommates. Create a group, add who paid, and Rilio handles the rest. This update also brings: • A fresh, cleaner look across the app • Monthly Recap to see where your money went • Multi-currency support, set during a smoother onboarding • Plenty of performance improvements and bug fixes Thanks for using Rilio! ### 1.0 — 2026-06-06 No release notes. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-04.*