# Rio Grande CU Mobile

> Mobile banking app for managing credit union accounts, transactions, and payments. (iPhone/iPad app by Rio Grande Credit Union.)

- Source: https://appshunter.io/ios/app/rio-grande-cu-mobile/id680251403 (this page in markdown: same URL + `.md`)
- Developer: [Rio Grande Credit Union](https://appshunter.io/developer/680251406)
- Category: Finance
- Price: Free
- Rating: 4.80/5 from 7,007 App Store ratings · 92 written reviews indexed
- Age rating: 4+
- Requires: iOS 16 · 33 MB
- Languages: American English, European Spanish
- Released: 2013-08-07
- Data updated: 2026-08-26
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/rio-grande-cu-mobile/id680251403/reviews.md

## What is Rio Grande CU Mobile?

Rio Grande Credit Union Mobile Banking puts the power of managing your finances right at your fingertips—anytime, anywhere.

With our secure and easy-to-use app, you can:

Account Balances - Check account balances in real-time.

Transactions - View transaction history with detailed insights.

Transfers – Easily transfer money between your RGCU accounts.

Bill Pay – Schedule payments, view recent payments and pay bills.

Find Us – Get GPS-enabled directions to nearby branches and ATMs.

Contact Us – Send secure messages to our support team for assistance.

Text Messaging – See your balance and recent transactions via text message.

Your security is our top priority. RGCU's mobile banking app is as secure as Internet Banking, protected by advance technology such as SSL encryption. No private data - including your account information - is ever stored on your mobile device.

Learn more at https://www.rgcu.org/resources/privacy-policy.

For more information about mobile banking, please visit https://www.rgcu.org or contact the Member Resource Center at (505) 262-1401.

* Must be enrolled in online banking.

**Your mobile device carrier’s standard charges may apply. System availability and response time is subject to market conditions.

***Location permissions are necessary to determine your current location to display nearby branches and ATMs.

## Key features

- Real-time account balances
- Detailed transaction history
- Inter-account transfers
- Bill payment scheduling
- ATM and branch locator
- Secure messaging
- Text banking

## What do users think of Rio Grande CU Mobile?

Overall sentiment: neutral

**Pros**

- 👍 Easy to use
- 🚀 Streamlined functionality
- 💯 Excellent customer service
- 🔒 Secure banking experience

**Cons**

- 🐛 Frequent app crashes
- 🔑 Password reset issues
- 📱 Unreliable biometric login
- 🔄 Frustrating app updates
- 💰 Unexpected fees and charges

**Commonly reported bugs**

- Pending transactions not shown in balance
- Accounts disappearing after updates
- Unable to log in on desktop site
- Mobile deposit repeatedly rejecting checks

**Most requested features**

- Integrate with password managers
- Allow transfers between accounts
- Provide more detailed transaction history
- Improve mobile check deposit reliability
- Add option to view credit card details

## Recent user reviews (10 of 92)

All indexed reviews: https://appshunter.io/ios/app/rio-grande-cu-mobile/id680251403/reviews.md

### 5/5 — Ease of access and Use

*2026-08-12, version 5.14.93*

Since I started to use the Rio Grande CU Mobile App, I have never had any issues, its velocity of ease in checking your transactions and navigating through is truly seamless.

### 5/5 — Reset

*2026-07-31, version 5.14.93*

Patient and helpful

### 1/5 — POPs

*2025-11-16, version 5.14.93*

I have been with the Rio Grand for several years now and my only complaint is that they take money out of my account and charge me a $20 fee when I still have funds in my account. I was charged $80 in one day, $20 each time. I spent $1.69 and I was charged a $20 pops. Whatever pops mean. It was not an overdraft because there was an abundant amount of money to cover $1.69. As soon as I can, I will be closing my account and moving to another bank that gives me 24 hours to put money in the bank.

### 5/5 — El mejor banco

*2025-11-14, version 5.14.93*

El mejor banco

### 1/5 — Updates are frustrating

*2025-10-17, version 5.11.104*

I’m really getting sick of the app updates. It logs me out every time and I use Face ID. It removes it with each update and I have to redo the info. The password fill doesn’t work either. I miss the old app, stop changing.

### 5/5 — The Best

*2025-10-11, version 5.11.104*

Great service and very streamlined

### 1/5 — New update lots of glitches

*2025-10-09, version 5.11.104*

Ever since the new update, I am unable to use the password manager to fill out my password when I sign in. It shuts down as soon as I open up my passwords or if I’m quick enough, it won’t even type in the actual password into it. The new update also seems to have weird issues with pending transactions.

### 5/5 — Good

*2025-09-12, version 5.11.104*

Good

### 3/5 — New Update

*2025-06-21, version 5.11.104*

Overall the new update is fine. I like how it looks visually. The only big issue I have is it keeps having me accept terms and conditions almost everytime I open the app, and it won’t ever save my username like it used to. I’ve pressed accept and had to go through it too many times to even remember the count. I’m not sure if this is something you can fix or just have it saved in there that we already accepted the terms. 

Thank you.

### 1/5 — No more rewards

*2025-05-31, version 5.11.104*

They removed there visa rewards program and didn’t reimburse current standing reward balances. Will not be banking with them anymore.

## Frequently asked questions about Rio Grande CU Mobile

### What can I do with the Rio Grande CU Mobile app?

The app allows you to check your account balances in real-time, view detailed transaction history, transfer money between your RGCU accounts, and schedule bill payments. You can also find nearby branches and ATMs, and send secure messages to the support team.

### Is the Rio Grande CU Mobile app secure?

Yes, your security is a top priority. The app is protected by advanced technology such as SSL encryption, making it as secure as Internet Banking. No private data, including your account information, is stored on your mobile device.

### How do I use the text messaging feature?

The text messaging feature allows you to quickly check your account balance and view recent transactions by sending a text message. Specific instructions for using this feature can be found within the app or by contacting the Member Resource Center.

### What are the requirements to use the app?

You must be enrolled in online banking to use the Rio Grande CU Mobile app. Additionally, standard charges from your mobile device carrier may apply for data usage.

### What if I need help or have questions about the app?

You can send secure messages directly to the support team through the app for assistance. For more general information or inquiries, you can visit https://www.rgcu.org or contact the Member Resource Center at (505) 262-1401.

## Version history (last 5 releases)

### 5.14.93 — 2025-11-12

Thanks for using the RGCU Mobile App! This update brings a smoother experience and some fantastic new features:
 
• New seamless user interface
• Added quality of life features to make your digital banking life easier
 
We’re always working to improve your mobile banking experience. Stay tuned for more updates!

### 5.11.104 — 2025-04-08

Thanks for using the RGCU Mobile App! This update brings a smoother experience and some fantastic new features:
 
• New seamless user interface
• Added quality of life features to make your digital banking life easier
 
We’re always working to improve your mobile banking experience. Stay tuned for more updates!

### 4.40.1230 — 2023-09-11

Thanks for using the RGCU App. New features in this release include: 

You can now view your reward points and transfer funds to other members easily.

### 4.40.123 — 2023-06-28

Thanks for using the RGCU App. New features in this release include: 

You can now view your reward points and transfer funds to other members easily.

### 4.38.185 — 2021-02-01

Thanks for using the RGCU App. New features in this release include: 

• The ability to pay a person using their cell number or email address 
• The ability to initiate a stop payment on a check 
• The ability to activate a new credit or debit card 
• Online loan and account applications 
• The ability to monitor your FICO score 
• Make an appointment to visit a branch 
• Initiate a VideoCONNECT session 
• Get answers to frequently asked questions

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## More apps by Rio Grande Credit Union

- [Rio Grande VideoCONNECT](https://appshunter.io/ios/app/rio-grande-videoconnect/id1512840332)

All apps by Rio Grande Credit Union: https://appshunter.io/developer/680251406

## Related topics

[rio grande credit union](https://appshunter.io/ios/topics/rio-grande-credit-union) · [rio grande cu mobile](https://appshunter.io/ios/topics/rio-grande-cu-mobile) · [rio grande](https://appshunter.io/ios/topics/rio-grande) · [rio grande movil](https://appshunter.io/ios/topics/rio-grande-movil) · [rio bank](https://appshunter.io/ios/topics/rio-bank) · [rrcu](https://appshunter.io/ios/topics/rrcu)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*