# Rio Grande CU Mobile — user reviews

> 92 indexed App Store user reviews of Rio Grande CU Mobile by Rio Grande Credit Union, rated 4.80/5 from 7,007 ratings.

- Source: https://appshunter.io/ios/app/rio-grande-cu-mobile/id680251403/reviews
- App overview in markdown: https://appshunter.io/ios/app/rio-grande-cu-mobile/id680251403.md
- Rating breakdown: 5★ 6,116 · 4★ 547 · 3★ 147 · 2★ 41 · 1★ 156

## What do users think of Rio Grande CU Mobile?

Overall sentiment: neutral

**Pros**

- 👍 Easy to use
- 🚀 Streamlined functionality
- 💯 Excellent customer service
- 🔒 Secure banking experience

**Cons**

- 🐛 Frequent app crashes
- 🔑 Password reset issues
- 📱 Unreliable biometric login
- 🔄 Frustrating app updates
- 💰 Unexpected fees and charges

**Commonly reported bugs**

- Pending transactions not shown in balance
- Accounts disappearing after updates
- Unable to log in on desktop site
- Mobile deposit repeatedly rejecting checks

**Most requested features**

- Integrate with password managers
- Allow transfers between accounts
- Provide more detailed transaction history
- Improve mobile check deposit reliability
- Add option to view credit card details

## Newest reviews (10 of 92)

### 3/5 — New Update

*2025-06-21, version 5.11.104*

Overall the new update is fine. I like how it looks visually. The only big issue I have is it keeps having me accept terms and conditions almost everytime I open the app, and it won’t ever save my username like it used to. I’ve pressed accept and had to go through it too many times to even remember the count. I’m not sure if this is something you can fix or just have it saved in there that we already accepted the terms. 

Thank you.

### 3/5 — It’s a little better

*2025-05-10, version 5.11.104*

It’s better than before it has a long ways to go compared to Bank of America.

### 2/5 — Ridiculous

*2025-04-22, version 5.11.104*

Hello?!? Thanks for letting other people see my banking info. And your resolution is for them to go into the bank to be removed from my account? Ummm backwards much? And! How do I enable Face ID?!

### 4/5 — Clicking from a phone

*2025-04-14, version 5.11.104*

I would like to rate it 5 but I’ve tried seeing my history it take about 5 or 6 taps. This one is much easier than the last, this one is more user friendly

### 2/5 — Recent update

*2025-04-13, version 5.11.104*

While I appreciate an upgrade in this instance some features are missing. I would prefer that any pending transactions show in the overall account balance rather than having to look at upcoming and doing the math. This is really inconvenient. Also I lost accounts that were previously linked and apparently I have to go into the branch and take time out of my day to set this up again when I did not chose to remove those accounts. This bank is just becoming increasingly inconvenient for me and my friends and family share who are also members share the sentiment.

### 2/5 — Update

*2025-04-13, version 5.11.104*

The new update stinks, liked the old one better

### 3/5 — Always down on weekends

*2025-03-21, version 4.40.1230*

The app and the website go down on Sunday’s.

### 4/5 — My little bank

*2024-10-15, version 4.40.1230*

Today, I went to RGCU for $650 in cash to pay for repairs to my 1973 D 35 Martin guitar. Over the weekend, the bank website had gone down and lost my fingerprint entry ID. When I mentioned it to the teller, he said, “I can take care of that while you’re here.“ He took both of my phones and got them working. The website is back to its good old, reliable self..

### 1/5 — Slow glitchy app that occasionally works

*2024-06-17, version 4.40.1230*

App struggles to load, for some reason only shows recent transactions which is only the last day or so, and can’t load older transactions even when you try to see them.

### 1/5 — On Line Accounts

*2024-03-29, version 4.40.1230*

I have been unable to log into my account using my laptop computer and was forced to use the mobile app on my phone. This has been an ongoing issue, and no one can explain why I am unable to use my laptop.

## Most critical reviews (10 lowest-rated)

### 1/5 — POPs

*2025-11-16, version 5.14.93*

I have been with the Rio Grand for several years now and my only complaint is that they take money out of my account and charge me a $20 fee when I still have funds in my account. I was charged $80 in one day, $20 each time. I spent $1.69 and I was charged a $20 pops. Whatever pops mean. It was not an overdraft because there was an abundant amount of money to cover $1.69. As soon as I can, I will be closing my account and moving to another bank that gives me 24 hours to put money in the bank.

### 1/5 — Updates are frustrating

*2025-10-17, version 5.11.104*

I’m really getting sick of the app updates. It logs me out every time and I use Face ID. It removes it with each update and I have to redo the info. The password fill doesn’t work either. I miss the old app, stop changing.

### 1/5 — New update lots of glitches

*2025-10-09, version 5.11.104*

Ever since the new update, I am unable to use the password manager to fill out my password when I sign in. It shuts down as soon as I open up my passwords or if I’m quick enough, it won’t even type in the actual password into it. The new update also seems to have weird issues with pending transactions.

### 1/5 — No more rewards

*2025-05-31, version 5.11.104*

They removed there visa rewards program and didn’t reimburse current standing reward balances. Will not be banking with them anymore.

### 1/5 — Nuevo app

*2025-04-14, version 5.11.104*

Este app es mas facial y rapido gracias !!

### 1/5 — Bugs need to be fixed

*2025-04-12, version 5.11.104*

Signs me out every time and I have to reset the biometrics every time I sign in. Open the app to see my stuff is signed out and not saved. Dumb.

### 1/5 — My Money

*2025-04-12, version 5.11.104*

My account was cleaned out and I had no notification of it and since there are customer service isn’t 24 hours, I had to wait till the next day to call and see about anything

### 1/5 — Digital Conversion Re-Enrollment is wacked

*2025-03-28, version 4.40.1230*

When I finally have time to sit down and read the 4 page instruction guide I get “something went wrong “

### 1/5 — Disappointed

*2024-12-18, version 4.40.1230*

I just opened a new loan for a truck. The app doesn’t show how much much the payment is. It only show balance.

### 1/5 — Clunky

*2024-08-15, version 4.40.1230*

This app is representative of RGCU: not user friendly. You can only see 5 days worth of transactions at a time without clicking “load more” each time you go back further. And recently it stopped letting me log in with Face ID. It doesn’t integrate with my password manager, so I just have the app keep me logged in, which is of course far from ideal. My message to RGCU in general: get your ish together, you’re a joke.

## Most praised reviews (10 highest-rated)

### 5/5 — Ease of access and Use

*2026-08-12, version 5.14.93*

Since I started to use the Rio Grande CU Mobile App, I have never had any issues, its velocity of ease in checking your transactions and navigating through is truly seamless.

### 5/5 — Reset

*2026-07-31, version 5.14.93*

Patient and helpful

### 5/5 — El mejor banco

*2025-11-14, version 5.14.93*

El mejor banco

### 5/5 — The Best

*2025-10-11, version 5.11.104*

Great service and very streamlined

### 5/5 — Good

*2025-09-12, version 5.11.104*

Good

### 5/5 — Change is good

*2025-04-16, version 5.11.104*

Nice new look, great functionality!

### 5/5 — 53 Years

*2025-04-13, version 5.11.104*

What makes me stay a member for all these years? Fantastic service and caring employees.

### 5/5 — So much better!

*2025-04-12, version 5.11.104*

The app before was just ok there were features I was hoping for but ever since the new look came out the app look more welcoming when logging In and not so boring. Love the new layout and more added options! Over all it’s a great experience!

### 5/5 — Update new app

*2025-04-09, version 5.11.104*

Once I was assisted in creating my accounts with the new app, navigating is easy.

### 5/5 — Best bank app

*2024-11-06, version 4.40.1230*

i have a total of 3 different of bank apps and RGCU app is hands down the best

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*
