# Risp: Budget & Savings — Plan, save, reach your goals

> Plan, save, reach your goals (iPhone/iPad app by Marco Tini.)

- Source: https://appshunter.io/ios/app/risp-budget-and-savings/id6766310169 (this page in markdown: same URL + `.md`)
- Developer: [Marco Tini](https://appshunter.io/developer/544232459)
- Category: Finance, Education
- Price: $9.99
- Age rating: 4+
- Requires: iOS 16.0 · 3 MB
- Languages: American English, Italian
- Released: 2026-05-05
- Data updated: 2026-08-12
- User reviews in markdown: https://appshunter.io/ios/app/risp-budget-and-savings/id6766310169/reviews.md

## What is Risp?

Risp helps you take control of your money with proven budgeting strategies, savings goals, and bite-sized financial education — all on your device, no account required.

PROVEN BUDGETING STRATEGIES
Pick the rule that fits your life:
• 50/30/20 — the classic balance of needs, wants, and savings
• 60/30/10 and 70/20/10 — for higher fixed costs
• 80/20 — keep it simple, just save 20%
• Pay Yourself First — save before you spend
Switch any time. Your dashboard shows how each category is tracking against your plan.

TRANSACTIONS WITHOUT FRICTION
Log expenses, income, and savings in seconds. Set up recurring entries for rent, salary, subscriptions, and bills — Risp generates the future ones automatically.

GOALS THAT STICK
Create goals for trips, big purchases, or long-term plans. Add or withdraw funds as you go. Flag one as your emergency fund and track 3 to 12 months of essential expenses.

LEARN AS YOU SAVE
Built-in education covers 8 essential principles: Pay Yourself First, the Emergency Fund, the Rule of 72, the 4% Rule, Compound Interest, the Debt Avalanche, Diversification, and Automation. Three quick calculators put the formulas to work.

100% PRIVATE
• No account
• No sign-in
• No tracking
• No ads
Your data stays on your device. Always.

Start small. Build the habit. Watch it grow.


## Version history (last 1 release)

### 1.0 — 2026-05-05

No release notes.

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## More apps by Marco Tini

- [Grandma's Tips & Remedies](https://appshunter.io/ios/app/grandmas-tips-and-remedies/id544232456)
- [Shiatsu: Meridians & Points](https://appshunter.io/ios/app/shiatsu-meridians-and-points/id564484104)
- [Galateo plus](https://appshunter.io/ios/app/galateo-plus/id572112826)
- [Girarrosti Santa Rita](https://appshunter.io/ios/app/girarrosti-santa-rita/id579604627)
- [Cocktail](https://appshunter.io/ios/app/cocktail/id604382284)
- [Aforisma del giorno](https://appshunter.io/ios/app/aforisma-del-giorno/id605396894)

All apps by Marco Tini: https://appshunter.io/developer/544232459

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-12.*