# RITO: AI Expense Tracker — Voice, Receipts & Budget

> Voice, Receipts & Budget (iPhone/iPad app by 洪 于.)

- Source: https://appshunter.io/ios/app/rito-ai-expense-tracker/id6762541279 (this page in markdown: same URL + `.md`)
- Developer: [洪 于](https://appshunter.io/developer/1740053772)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 26.0 · 44 MB
- Languages: American English, Chinese (Simplified, China)
- Released: 2026-06-07
- Data updated: 2026-10-24

## What is RITO?

RITO is an AI-powered expense tracker. Talk to it, and your finances stay in order.

- AI Expense Logging
Just say "coffee 28" or "rent 4500 last month" — AI extracts the amount, category, date, and notes for you. Voice input and receipt scanning included.

- Multi-Account · Multi-Currency
Manage cash, savings, credit cards, and digital wallets separately. 13 major currencies auto-converted at daily rates — perfect for travel and overseas spending.

- Budgets · Insights · Net Worth
Monthly budget rings show you exactly where you stand. Drill into categories, trends, and top merchants. Watch your net worth curve grow over time, not just this month's flow.

- Widgets & Lock Screen
Home screen and Lock Screen widgets in every size — log a transaction in one tap. Long-press any widget to jump straight to entry.

- Privacy First
No account required. Your data lives on your device (SwiftData) and syncs only through your own iCloud private database — even we can't read it. CSV import and export keep you in control.

- Built for iOS 26
Liquid Glass design that feels native to your phone. Optimized for iPhone, iPad, Home Screen widgets, and Lock Screen.

Who is RITO for?
· People who hate tapping through dropdowns just to log a coffee.
· Anyone juggling cash, credit cards, and foreign currencies.
· Privacy-minded users who want their data on their own device.
· Those migrating from Excel or other expense trackers.
· Anyone who cares about how their tools look and feel.

Subscription
Core tracking, statistics, and widgets are free forever. AI logging and receipt scanning unlock via subscription, cancellable anytime. Details shown in-app.

We listen
Every email and message gets read personally. New features are prioritized based on real user voices.
Reach out: 1415515984yuri@gmail.com

— Contact & Legal —
Contact:        https://www.lisanalgaib.site/contact.html
Privacy Policy: https://www.lisanalgaib.site/privacy-policy.html
Terms of Use:   https://www.lisanalgaib.site/user-agreement.html

Slip your wallet into your pocket — start with one sentence.

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| RITO Pro 1 Year | $3.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| RITO Pro Lifetime | $9.99 | one-time |


## Is RITO safe?

Not enough ratings yet to assess RITO.

## Is RITO legit?

RITO: AI Expense Tracker appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for RITO is 63 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 5 releases)

### 1.0.8 — 2026-10-21

- Manage receivables and payables by person, with partial repayments and transaction history.
- Explore your recent activity in a heatmap, and tap a date or member's spending to view related transactions.
- Browse account groups in a cardholder you can flip and pull cards out of.
- View investment profit and loss for individual accounts and across your portfolio.
- Quick entry remembers the last category used for each transaction type.
- Enjoy a landscape split view on iPad for browsing transactions and details.

### 1.0.7 — 2026-09-30

1. Introducing Apple Watch bookkeeping: record income and expenses, browse transactions and accounts, and save entries offline to sync when your iPhone is available.
2. New Savings Goal and Investment Return widgets let you track savings progress, market value, and investment returns from your Home Screen.
3. AI bookkeeping now supports images and text together, with image paste and drag-and-drop support.
4. Customize your transaction editor: choose which quick options appear and reorder them in Settings → Display & Experience.
5. Improved multi-currency net worth calculations and trend displays. Fund units and prices now display four decimal places.

### 1.0.6 — 2026-09-24

Added savings goals and return estimates
Added customizable avatars
Added customizable account card backgrounds

### 1.0.5 — 2026-09-15

What’s New in Version 1.0.5:

- Introducing Transaction Calendar—review daily income and expenses by month, and edit or delete transactions directly
- Enhanced asset management with support for stocks, funds, and gold accounts, including gold price updates
- Added an asset Sankey chart for a clearer view of your portfolio allocation and investment performance
- Redesigned account cards with flippable details, more card designs, and additional broker icons
- Turn transaction details into beautiful receipts for easy saving and sharing
- Added Quick Entry presets and calculator input to make everyday expense tracking faster

This update also includes various interaction improvements and stability enhancements.

### 1.0.4 — 2026-08-25

1. Update on the value of the gold account
2. Asset Allocation Sankey Diagram
3. Quick preset entry
4. AI Accounting Thought Process
5. Consumer Record Members

## Apps similar to RITO

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| --- | --- | --- | --- |
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| [Spendi: Expense Tracker](https://appshunter.io/ios/app/spendi-expense-tracker/id6760630364) | 5.0 (2) | Free | Finance |
| [Cocono - Beancount Made Easy](https://appshunter.io/ios/app/cocono-beancount-made-easy/id6497061011) | — | Free | Finance |
| [SubCal - Subscription Tracker](https://appshunter.io/ios/app/subcal-subscription-tracker/id6758028657) | 5.0 (3) | Free | Finance |

## More apps by 洪 于

- [Asset Note 资产本子](https://appshunter.io/ios/app/asset-note/id6483912348)

All apps by 洪 于: https://appshunter.io/developer/1740053772

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-24.*