# Rizoka — Rizoka Technologies Limited

> African financial services, travel booking, and bill payment app with rewards. (iPhone/iPad app by Rizoka Technologies Limited.)

- Source: https://appshunter.io/ios/app/rizoka/id6751489748 (this page in markdown: same URL + `.md`)
- Developer: [Rizoka Technologies Limited](https://appshunter.io/developer/1835365085)
- Category: Finance, Business
- Price: Free
- Rating: 4.00/5 from 12 App Store ratings · 2 written reviews indexed
- Age rating: 17+
- Requires: iOS 15.5 · 118 MB
- Languages: American English
- Released: 2025-09-08
- Data updated: 2026-08-24
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/rizoka/id6751489748/reviews.md

## What is Rizoka?

‎Driving Nigeria and Africa’s Economic Growth through Finance, Innovation and Technology while creating unparalleled values.
‎
‎Banking Service
‎Create your Rizoka NGN, USD and Euro account to receive, save and spend  seamless  with friends, family and associates.

USD & EURO Account
Receive payment globally without hassle—Rizoka’s USD & Euro account makes global transactions simple and smooth.
‎
‎Flight Booking
‎With Rizoka, you can easily book local and international flights at airline-standard prices, with no hidden fees, great flight deals and exclusive discounts that saves you more.
‎
‎Gift Cards
‎Buy Gift Cards from top merchants instantly on Rizoka App and convert unused Gift cards to cash in minutes. Rizoka makes every purchase easy, and rewarding. Start from $2.
‎
‎Bill Payment
‎Take control of your bills with Rizoka—easy payments, no extra fees, zero stress, and total convenience.
‎
‎Electricity
‎Running out of units? Recharge your prepaid meter in seconds, stay powered, stay in control.
‎
‎Airtime & Data
‎Top-up Airtime and Data, browse more, talk more and save more only and enjoy up to 2% cashback.
‎
‎Rewards
‎Earn rewards every time you refer a friend to use Rizoka—just share your Referral link or code and start earning. Don’t wait, invite your friends and family today!
‎
‎If you require additional information, kindly reach out to our active support team via contact@rizoka.com or call our business concierge +234 (201) 330 6155

## Key features

- Banking services (send/receive money)
- Flight booking (domestic & international)
- Gift card buying and selling
- Utility bill payment
- Prepaid meter electricity recharge
- Airtime and data purchases with discounts
- Referral rewards program

## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/rizoka/id6751489748/reviews.md

### 1/5 — Bad app, Bad customer service ,They held my money

*2026-04-15*

Bad app, Bad customer service ,They held my money over 2 months it keeps on showing processing after I’ve provided all the necessary documents They held my payment going to 2 months now . I can hardly feed myself ever since because I had to you my saving to supply the business and it’s draining

### 3/5 — Rizoka to the world

*2025-12-16*

⭐️⭐️⭐️⭐️⭐️
Rizoka is a beautifully designed app that’s easy to use and thoughtfully put together. The interface is clean, smooth, and intuitive which makes navigating the app feel effortless. I really appreciate how everything flows without feeling cluttered or confusing. What stands out most is how engaging and well-structured the experience is it feels intentional and user-focused. Whether you’re new to the app or using it regularly, it’s clear a lot of care went into the details. Overall Rizoka delivers a great experience and I’d definitely recommend it to anyone looking for a reliable and enjoyable app.

## Frequently asked questions about Rizoka

### What banking services does Rizoka offer?

Rizoka allows you to open an account to send and receive money from friends, family, and associates. You can also enjoy cashback services when using the banking features.

### How does Rizoka handle flight bookings?

Rizoka enables booking domestic and international flights with no hidden or extra charges beyond the airline's fixed price. They often provide periodic discounts, making bookings potentially cheaper.

### Can I buy and sell gift cards on Rizoka?

Yes, buying and selling gift cards is simplified on Rizoka. You can purchase any gift card with a minimum of $10.

### What types of bills can be paid through Rizoka?

Rizoka simplifies utility bill payments, including electricity for prepaid meters, airtime, and data purchases. You can recharge your meter directly through the app.

### How can I earn rewards with Rizoka?

You earn rewards each time you refer someone to join Rizoka using your referral link or code. Additionally, you can earn up to 2% discounts on every airtime and data purchase.

### Is Rizoka available on multiple devices?

Based on the data, Rizoka is supported on iPhone, iPad, and iPod, indicating compatibility with Apple devices.

### How often is Rizoka updated?

The latest version of Rizoka was updated on March 18, 2026, suggesting a recent update. The app's version is 1.0.55.

### What is the age rating for Rizoka?

Rizoka has an age rating of 17+, which is typical for apps dealing with financial transactions and services.

## Version history (last 5 releases)

### 1.0.58 — 2026-08-22

• Enhanced Onboarding & Verification: Streamlined ID card and address submission flows, along with updated identification type options and improved validation for personal information.
• Expanded Wallet & Funding Options: Seamless USDT account creation support, swift code integration, and refined deposit flow instructions.
• Improved USD Account Experience: Added account loading states and updated USD wallet reference details.
• UI & Stability Updates: Updated notification messages, added loading skeletons, refreshed screen layouts, and resolved minor bugs.

### 1.0.57 — 2026-05-22

* Improved onboarding experience for faster and smoother setup
* Cleaner onboarding flow with better navigation
* Enhanced first-time user experience
* Easier account setup and app introduction
* Refined onboarding screens for improved usability
* Better onboarding guidance and smoother transitions
* Updated onboarding UI and interaction flow
* Streamlined onboarding process to get started quicker
* Improved onboarding performance and responsiveness
* More intuitive onboarding experience for new users

### 1.0.56 — 2026-05-14

What's New

We’ve made several improvements to enhance your experience:

• Refreshed UI design for a cleaner and more modern look
• Fixed important bugs affecting app performance and usability
• Improved speed, responsiveness, and overall stability
• Added multiple under-the-hood enhancements and optimizations

Update now for the best experience.

### 1.0.55 — 2026-03-18

Redesigned date input for better usability

Improved date picker interface

### 1.0.54 — 2026-03-11

What’s New in This Version

• Introduced Liquid Glass design support for a more modern and immersive interface

• Added Event Ticketing — users can now discover and purchase tickets for events directly in the app

• Updated app design for a smoother and improved user experience

• Performance improvements and minor bug fixes

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## Related topics

[rizoka](https://appshunter.io/ios/topics/rizoka) · [rizoka loan app](https://appshunter.io/ios/topics/rizoka-loan-app)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-24.*
