# Rizq Studio — Rizq tracked, principles lived > Comprehensive personal finance app for household planning, tax calculations, and financial projections. (iPhone/iPad app by Hashim Abdul.) - Source: https://appshunter.io/ios/app/rizq-studio/id6765568241 (this page in markdown: same URL + `.md`) - Developer: [Hashim Abdul](https://appshunter.io/developer/1895996626) - Category: Finance, Utilities - Price: Free - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 17.0 · 8 MB - Languages: American English, Arabic, French (France), Hindi, Punjabi, Telugu - Released: 2026-05-15 - Data updated: 2026-08-17 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/rizq-studio/id6765568241/reviews.md ## What is Rizq Studio? Rizq Studio is a comprehensive personal finance app designed for individuals and families who want to take control of their money — and align it with their values. HOUSEHOLD FINANCIAL PLANNING Create profiles for every earner in your household. Each profile tracks income, taxes, 401(k) contributions, expenses, and net worth independently — then combines everything into a unified household view. ACCURATE TAX CALCULATIONS See your real take-home pay with federal and state tax calculations for all 50 US states plus DC. Includes FICA, Social Security, Medicare, traditional 401(k) pre-tax deductions, and Section 125 health insurance premiums. 10-YEAR FINANCIAL PROJECTIONS Visualize your financial future with a month-by-month timeline spanning 120 months. See projected net worth, cumulative savings, and when you'll hit your goals — all based on your actual income and spending. SMART EXPENSE TRACKING Categorize expenses by type, set frequencies, and see exactly where your money goes. The dashboard breaks down spending by category and alerts you when you're over budget. FINANCIAL GOALS Set targets for emergency funds, home purchases, retirement, education, or any custom goal. Track progress and see projected completion dates on your timeline. RISK SCORE Get a personalized financial health score from 0 to 100 based on four key factors: savings rate, debt burden, emergency fund coverage, and income stability. Actionable recommendations help you improve. FINANCIAL SIMULATORS Run what-if scenarios before making decisions: • Spending Impact — see how a new expense affects your 10-year outlook • Side Hustle — model additional income streams • Pay Off vs. Invest — compare debt payoff against investing returns • Goal Timeline — adjust savings rates to hit targets sooner CASH FLOW CALENDAR See upcoming paydays, bill due dates, and goal milestones on a unified calendar. Know exactly when money comes in and goes out. ISLAMIC FINANCE TOOLS For Muslim users, Rizq Studio includes a suite of faith-aligned features: • Zakat Calculator — computes obligation based on nisab (gold or silver), with Sunni and Shia support • Halal 401(k) Guide — AAOIFI-based fund screening for employer retirement plans, with purification calculations • Barakah Score — measures financial alignment with Maqasid al-Shariah principles • Rizq Framework — giving analysis, riba-free tracking, and Islamic goal monitoring PRINCIPLES-BASED FINANCE Declare the values that shape your financial life: • Debt Free — get alerts when spending exceeds income • Religious Commitment — track obligations for 11 faith traditions with scholarly citations • Family Guardian — household leadership dashboard with consolidated alerts PRIVACY FIRST Your data stays on your device, protected by AES-256 encryption. Sign in with Apple for secure, anonymous authentication. No ads. No data selling. No third-party analytics. iCLOUD SYNC Seamlessly sync your financial data across all your Apple devices with CloudKit. Your data remains encrypted and under your control. WIDGETS Stay on top of your finances with home screen widgets: • Payday Countdown — days until your next paycheck • Upcoming Events — bills, goals, and paydays at a glance • Quick Expense — log spending without opening the app Rizq Studio is built for anyone who wants clarity and intention in their financial life — whether you're a single professional, a growing family, or someone seeking to align wealth with faith. ## Key features - Household financial planning - Accurate tax calculations - 10-year financial projections - Smart expense tracking - Financial goal setting - Islamic finance tools - Privacy-first data protection ## Frequently asked questions about Rizq Studio ### What is Rizq Studio? Rizq Studio is a comprehensive personal finance app designed for individuals and families. It helps users manage household finances, track income and expenses, and plan for the future with detailed projections and value-aligned tools. ### Does Rizq Studio have ads? No, Rizq Studio is ad-free. The app prioritizes user privacy and does not contain advertisements or third-party analytics. ### What are the key financial planning features of Rizq Studio? Rizq Studio offers household financial planning with independent profiles for earners, accurate federal and state tax calculations for all US states, and 10-year month-by-month financial projections for net worth and savings. ### Can Rizq Studio help with Islamic finance? Yes, Rizq Studio includes specific tools for Muslim users, such as a Zakat calculator, a Halal 401(k) guide with fund screening, a Barakah Score based on Maqasid al-Shariah principles, and a Rizq Framework for giving analysis and riba-free tracking. ### How does Rizq Studio protect user data? Rizq Studio employs a privacy-first approach. Your financial data stays on your device, protected by AES-256 encryption. It also offers secure, anonymous authentication via Sign in with Apple and does not sell user data. ### What kind of financial simulators are available in Rizq Studio? Rizq Studio provides financial simulators to model various scenarios. These include analyzing the impact of new expenses, modeling side hustle income, comparing debt payoff versus investing, and adjusting savings rates to meet goals sooner. ### What is the risk score in Rizq Studio? The risk score in Rizq Studio is a personalized financial health score from 0 to 100. It is based on four key factors: savings rate, debt burden, emergency fund coverage, and income stability, with actionable recommendations to improve it. ### Is Rizq Studio available on multiple devices? Rizq Studio supports seamless syncing across all your Apple devices using CloudKit. It is currently listed as supported on iPhones. ## Version history (last 3 releases) ### 26.7 — 2026-08-11 **What's New** • Rizq Studio goes live on more platforms: a full iPad layout with sidebar navigation, an Apple Watch companion. • On your wrist: glanceable Net Worth, this-month cash flow, and a payday countdown, plus one-tap expense logging that syncs straight back to iPhone. • On your iPad: a real desktop sidebar, keyboard menus, and multi-column layouts for reviewing your whole household's finances on a big screen. • Faith-first tools, refined: Zakat & Nisab, Riba Radar, the Sadaqah Jar, Faraid inheritance, Halal investing guidance, and your Barakah score. • Reliability: Addressed minor layout issues, cleaner profile handling, and dozens of minor fixes. Jazakum Allahu khayran for using Rizq Studio. ### 26.6 — 2026-06-26 **What's New** ### Bug Fixes * Addressed minor layout and responsiveness bugs. ### Enhancements * Versioning now follows Apple macOS like format YY.MM * Added more countries support for regional customizations * Added demo portfolios per country ### 1.0 — 2026-05-15 No release notes. ## More apps by Hashim Abdul - [Ad-Engine](https://appshunter.io/ios/app/ad-engine/id6766070558) - [Itqān Studio](https://appshunter.io/ios/app/itqan-studio/id6774776479) All apps by Hashim Abdul: https://appshunter.io/developer/1895996626 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-17.*