# RLM-BA2 — Financial Analyst Calculator

> A professional financial and business calculator with extensive worksheets. (iPhone/iPad app by Ricardo Lira Matte.)

- Source: https://appshunter.io/ios/app/rlm-ba2/id6443453491 (this page in markdown: same URL + `.md`)
- Developer: [Ricardo Lira Matte](https://appshunter.io/developer/289639238)
- Category: Finance, Business
- Price: Free with in-app purchases
- Rating: 5.00/5 from 2 App Store ratings · 2 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 4 MB
- Languages: English
- Released: 2022-11-03
- Data updated: 2026-06-01
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/rlm-ba2/id6443453491/reviews.md

## What is RLM?

The RLM-BA2 application is a general purpose calculator with a special focus in finance and business. It is inspired by the Texas Instrument BAII+Professional calculator, but specially designed to bring up the most of your iOS devices.

The RLM-BA2 has a extensive Menu System:

>Finance Worksheets:
•Account Balance: Calculates the Balance of cash transactions and interest applied at arbitrary dates. 
•Amortization: Loan Amortization Schedule for a single or several loan payments. 
•Bond Price & Yield: Calculates the Price, Yield and Effective Duration of a Bond.
•Black-Scholes Options: Calculates the CALL, PUT and “Greeks” values of a Black-Scholes European option.
•Depreciation: Calculates depreciation with SL, SOYD, DB or MACRS methods and conventions.
•Time Value of Money: Calculates compound Interest problems.

>Business Worksheets:
•Bill-Tip-Split: Calculates the sharing of a Bill with Tip.
•Break-Even: Analyze the following relation: Profit = (Price - Var.Cost) • Units - Fix.Cost
•Currency Exchange with on-line rates.
•Percents & Margins: Calculates %Change, %Total and Business margins.

>Cash Flows Worksheets:
•Equal Periods: Calculations with Cash Flows occurring at regular time intervals.
•Unequal Periods: Calculations with Cash Flows occurring at arbitrary dates.

>Statistics Worksheets:
•One-Variable Statistics: Calculations for one variable data samples.
•Two-Variable Statistics: Calculations for two variables data samples.
•Probability: Combinations, permutations and Normal, Exponential, t-Student and Weibull probability distributions.

>Scientific Worksheets:
•Angles & Polar: Convert angles and coordinates.
•Logarithm functions with common or arbitrary base.
•Number Alteration functions
•Trigonometric & Hyperbolic functions.

>Conversion Worksheets:
•Angles & Polar: Convert angles between DEG,RAD,GRAD,DMS or Slope % and Polar-Rectangular coordinates.
•Currencies: world currencies conversions with manual input or on-line current rates.
•Interest Rates: Nominal and effective interest conversion.
•Units: Physical units conversions.

>General Worksheets:
•Date: Calculates days between dates with Actual, 360 or 365 days calendars.
•Time: Calculates time intervals between different times.
•Solver: Calculates arbitrary equations entered as text expression to solve any of the variables knowing the others.
•Storage Registers: Store and perform operations directly over the calculators storage registers.
•Memory Content: Clear, Back-Up or Restore part or all of the Calculator's memory.
•General Settings: Customize many aspects of the calculator including formats & feedbacks.
•Help Documents: Description and examples of all the calculator worksheets and features.

>Editors Worksheets: To create or edit data
•(Date,Trx) List: Transactions and the dates they occurs for the "Account Balance Worksheet". 
•(Date.CF) List: Cash flows and the dates they occurs for the "Unequal Periods Cash Flows Worksheet".
•(X,N) List: Cash flows and repetitions for the "Equal Periods Cash Flows Worksheet".
•(X,Y) List: X and Y data samples for the Statistics worksheets.
•Solver Equation: Algebraic expression for use in the "Solver" worksheet.
•Units Database: Customize the "Units" worksheet.

System requirements: iOS 15.0 or above.

30 days Free-Trial.
In-App-Purchase: One-Payment for life. 
License Agreement: 
http://www.apple.com/legal/itunes/appstore/dev/stdeula

DISCLAIMER: THIS IS NOT A TEXAS INSTRUMENT CALCULATOR, AND IS NOT SPONSORED IN ANYWAY BY TEXAS INSTRUMENT OR ANY OF ITS SUBSIDIARIES.

## Key features

- Finance Worksheets (Amortization, Bonds, Options)
- Business Calculations (Break-Even, Bill Split)
- Cash Flow Analysis
- Statistical Functions
- Scientific Calculator
- Unit and Currency Conversions
- Equation Solver

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Lifetime Full Access | $9.99 | one-time |


## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/rlm-ba2/id6443453491/reviews.md

### 5/5 — Is this still being updated?

*2024-03-06*

Hi developers is this still being updated as I can no longer get currency conversion data

**Developer response:** Please update to the latest version 2.1.4

### 5/5 — Stunning

*2024-02-29*

His work on these calculator apps is just a work of art. Such fina attention to detail. Im a financial advisor and this is one of the best financial calculator apps in the store.  I think i own pretty much all the calculator apps he has made.

## Frequently asked questions about RLM

### What financial calculations can RLM-BA2 perform?

RLM-BA2 offers specialized worksheets for Account Balance, Loan Amortization, Bond Price & Yield, Black-Scholes Options, Depreciation (SL, SOYD, DB, MACRS), and Time Value of Money calculations.

### Does RLM-BA2 support currency exchange?

Yes, RLM-BA2 includes a Currency Exchange feature that utilizes on-line rates for conversions, as well as manual input options.

### Can RLM-BA2 solve arbitrary equations?

Yes, RLM-BA2 features a Solver worksheet that allows you to enter arbitrary equations as text expressions and solve for any variable when others are known.

### What statistical functions are available in RLM-BA2?

RLM-BA2 provides One-Variable Statistics, Two-Variable Statistics, and Probability calculations, including combinations, permutations, and various probability distributions.

### How does RLM-BA2 handle date and time calculations?

RLM-BA2 can calculate the number of days between dates using Actual, 360, or 365-day calendars, and also calculate time intervals between different times.

### Is RLM-BA2 available on Android devices?

Based on the provided information, RLM-BA2 is designed for iOS devices, including iPhone, iPad, and iPod.

### How often is RLM-BA2 updated?

RLM-BA2 was last updated on April 26, 2024, indicating active development and support for the application.

### What is the user sentiment for RLM-BA2?

RLM-BA2 has received an average rating of 5.0 stars from 2 ratings, suggesting a very positive user reception.

## Version history (last 5 releases)

### 2.1.4 — 2024-04-26

Now you can listen music while using the calculator.

### 2.1.3 — 2024-04-04

New editor for the Unit Conversion Database. Fix a problem with some devices involving the edition of a units conversions and categories in the database.

### 2.1.2 — 2024-03-07

Fix a bug regarding Accessibility Setting that affect the look of the interface.
Now is always drawn well.

### 2.1.1 — 2024-02-18

Fix the issue of Currency Exchange menu where the "Get Rate" stop working since February 16th, 2024.

### 2.1 — 2023-09-05

- Lots of refinements in all menu views.
- Small layout bugs in iPad fixed.
- Improvements in performance and stability.

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## More apps by Ricardo Lira Matte

- [RLM-10BX](https://appshunter.io/ios/app/rlm-10bx/id1563019331)
- [RLM-17BX](https://appshunter.io/ios/app/rlm-17bx/id1593889938)
- [RLM-19BX](https://appshunter.io/ios/app/rlm-19bx/id1597086394)
- [RLM-12CX](https://appshunter.io/ios/app/rlm-12cx/id1613759385)
- [RLM-12PX](https://appshunter.io/ios/app/rlm-12px/id1613770734)
- [RLM-11CX](https://appshunter.io/ios/app/rlm-11cx/id1630739014)

All apps by Ricardo Lira Matte: https://appshunter.io/developer/289639238

## Related topics

[ba2 calculator](https://appshunter.io/ios/topics/ba2-calculator)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-01.*