# Rocket Money - Bills & Budgets — Subscription & Expense Manager > All-in-one personal finance app for budgeting, subscriptions, and bill negotiation. (iPhone/iPad app by Rocket Money.) - Source: https://appshunter.io/ios/app/rocket-money-bills-and-budgets/id1130616675 (this page in markdown: same URL + `.md`) - Developer: [Rocket Money](https://appshunter.io/developer/1130616674) - Category: Finance, Productivity - Price: Free with in-app purchases - Rating: 4.50/5 from 383,770 App Store ratings · 2,503 written reviews indexed - Age rating: 4+ - Requires: iOS 15.1 · 133 MB - Languages: American English - Released: 2016-07-05 - Data updated: 2026-08-29 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/rocket-money-bills-and-budgets/id1130616675/reviews.md ## What is Rocket Money? Join over 5 million members in using Rocket Money, the all-in-one personal finance app. Save more, spend less, see everything, and take back control of your financial life. "One of the best personal finance apps we've tested." - PC Mag KEY FEATURES - Find and cancel forgotten subscriptions - Create a monthly budget and track spending by category - Lower your bills and let Rocket Money negotiate on your behalf - Track your monthly expenses and avoid overdrafts - Free budgeting app features to get started immediately - Put your savings on autopilot - Track and grow your net worth - Monitor your credit score - Bank-level security and privacy YOUR ALL-IN-ONE FINANCE APP Rocket Money makes it easier than ever to manage subscriptions, manage your budget, lower your bills, cancel subscriptions, and stay on top of your spending. The app tracks all your accounts so you don't have to – just link them once and let the app handle the rest. MANAGE YOUR SUBSCRIPTIONS ALL IN ONE PLACE Put money back in your pocket by canceling your forgotten subscriptions. Rocket Money instantly finds and tracks your subscriptions, and helps you cancel them within the app with just a few taps. BUDGETING APP THAT WORKS FOR YOUR LIFE Whether you need a personal budget, family budget, home budget, or monthly budget – Rocket Money is the budgeting app that adapts to you. Set up your budget in minutes, track spending automatically, and stay on top of every dollar. Our smart budget tracker categorizes your expenses so you always know where your money is going. CREATE A MONTHLY BUDGET IN MINUTES Stop wondering where your money went. Create a budget that automatically monitors your spending by category and keeps you on track towards your financial goals. Our budget planner makes budgeting simple – set custom spending limits, get alerts when you're close to going over budget, and adjust your budget anytime. FREE BUDGETING FEATURES TO GET STARTED Start budgeting for free with Rocket Money. Track expenses, create a spending tracker, and see your full financial picture at no cost. Our app has free budget features which give you the tools to take control of your money today. TRACK SPENDING & MANAGE MONEY EFFORTLESSLY Our expense tracker and spending tracker give you total visibility into where your money goes each month. Track transactions across all accounts, monitor your budget categories, and make smarter money decisions with real-time insights. GET BETTER RATES ON YOUR EXISTING BILLS Our concierge will identify bills that can be lowered and negotiate on your behalf for the best rates possible. PUT YOUR SAVINGS ON AUTOPILOT Rocket Money makes saving money effortless. Choose your savings goal, pick a preferred frequency and amount for us to set aside, and watch your savings grow without even thinking about it! UNDERSTAND AND GROW YOUR NET WORTH Get a full picture of your assets, debt, and investments in one place. By tracking everything you own and owe in one place, your net worth helps you measure and monitor your financial health over time. [https://www.RocketMoney.com/privacy](https://www.rocketmoney.com/privacy) [https://www.RocketMoney.com/terms](https://www.rocketmoney.com/terms) 8455 Colesville Rd Suite 1645 Silver Spring, MD 20910 ## Key features - Cancel forgotten subscriptions - Negotiate lower bills - Track monthly expenses - Create custom budgets - Automate savings - Monitor net worth - Track credit score ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Premium | $4.99 | per month | | Premium | $2.99 | per month | | Premium | $4.99 | per month | | Premium | $5.99 | per month | | Premium | $6.99 | per month | | Premium | $2.99 | per month | | Premium | $4.99 | per month | | Premium | $5.99 | per month | | Premium | $6.99 | per month | | Premium | $8.99 | per month | | Premium | $9.99 | per month | ## Chart rankings - #15 in Top Free · Finance (US App Store) - #3 in Top Grossing · Finance (US App Store) ## What do users think of Rocket Money? Overall sentiment: positive **Pros** - 🚀 Comprehensive financial tracking - 👍 User-friendly interface - 💰 Helpful budgeting and savings features - 🔒 Secure account integration - 🤑 Ability to negotiate and lower bills - 📈 Provides credit score and financial insights **Cons** - 🐛 Buggy app performance and connectivity issues - 💸 Misleading or ineffective bill negotiation service - 🔍 Difficulty linking all accounts and transactions - 🔑 Requires access to sensitive financial information - 🕰 Lengthy setup and onboarding process **Commonly reported bugs** - App crashes and freezes - Inaccurate account balance and transaction tracking - Inconsistent or missing subscription/bill cancellation **Most requested features** - Ability to create custom budget categories - Rollover budgeting feature to carry over unused funds - Improved subscription and recurring bill management ## Recent user reviews (10 of 2,503) All indexed reviews: https://appshunter.io/ios/app/rocket-money-bills-and-budgets/id1130616675/reviews.md ### 1/5 — Mind blowing. *2026-08-24, version 15.6.0* It honestly surprises me how many people are stupid enough to fall for this app. It’s a subscription app…to control subscriptions..let that sink in. And on top of that, what’s even more wild are the ads for this app on tv. How do you not know you have 23 subscriptions costing you 500 dollars…you have no business making money if you don’t know you’re losing 500 bucks every month. I don’t even know how those commercials are legal to show. Honestly if you aren’t adult enough to handle your finances on this kind of level then you should feel embarrassed. ### 2/5 — Inaccurate review of subscriptions *2026-08-24, version 15.6.0* Been on it for 3 minutes and already seeing that the information Rocket Money is giving me is inaccurate. It’s categorizing one-time payments as recurring subscriptions, which grossly inflates my “expenses.” So far, unimpressed. ### 1/5 — Difficult to cancel *2026-08-23, version 15.6.0* They make it really annoying to cancel with a bunch of deceptive screens. Also didn’t do anything for me expect tell me to cancel subscriptions I use everyday. ### 1/5 — Pointless *2026-08-23, version 15.6.0* Rocket Money is a less efficient version of just remembering your passwords so you can cancel your subscriptions. Utterly pointless. ### 5/5 — Love it!! *2026-08-23, version 15.6.0* Makes keeping track of my expenses so much easier! ### 3/5 — No big so far *2026-08-23, version 15.6.0* Just signed up last night. So far, aside from popups wanting money to use the app, I’m not seeing a benefit. I’ll update in the coming week. ### 1/5 — Don’t waste your time *2026-08-23, version 15.6.0* I used rocket money for over 2 years as a premium subscriber. At first it worked great. It had everything I could ask for. RM was my one stop shop for all our finances. I am deleting the app now because it has become plagued with bugs. The first issue is sometimes the Rules you create don’t always get applied to transactions. This is annoying but easy to fix. The main issue I quit is because sometimes you have to relink your accounts and when you do there is a bug that will duplicate all the transactions. I have thousands of duplicate transactions from years of using rocket money that now ruins all the data. The only way to fix is to unlink and relink the account. But by doing that you will undo all your manual edits to transactions so you will essentially lose all your work and data or have to redo it. I’m not a fan of having to spend hours and hours reworking and coding my transactions. Don’t waste your time and money like I did with this app. ### 2/5 — Confusing app *2026-08-22, version 15.6.0* I found rocket money to be confusing. I do my expense calculation in Excel, and feel comfortable with that rather than keeping track in rocket money. ### 5/5 — Solid app *2026-08-22, version 15.6.0* Easy to setup, powerful and AI-centric! ### 5/5 — Tuff *2026-08-22, version 15.6.0* Tuff ## Frequently asked questions about Rocket Money ### What does Rocket Money do? This app is a comprehensive personal finance tool designed to help users save money, spend less, and gain control over their financial lives. It offers features like subscription management, bill negotiation, expense tracking, budgeting, and automated savings. ### How can Rocket Money help me save money? The app helps you save money in several ways. It identifies and allows you to cancel forgotten subscriptions, negotiates lower rates on your existing bills, and provides tools to create and stick to a budget. It also offers automated savings features to help you grow your funds effortlessly. ### Is Rocket Money free to use? The app is available for free download and use, offering core functionalities for managing your finances. However, it does have in-app purchases, likely for premium features or services such as bill negotiation. ### What kind of security does Rocket Money offer? The application utilizes bank-level security and privacy measures to protect your financial information. This ensures that your sensitive data is kept safe and confidential while you manage your accounts and finances through the app. ### Who is the target audience for this app? This app is designed for individuals who want to improve their financial management. It's ideal for those looking to track their spending, reduce unnecessary expenses like forgotten subscriptions, lower their bills, and build better saving habits. ## Version history (last 5 releases) ### 15.7.0 — 2026-08-25 Bug fixes and improvements. ### 15.6.0 — 2026-08-18 Bug fixes and improvements. ### 15.5.0 — 2026-08-12 Bug fixes and improvements. ### 15.4.0 — 2026-08-04 Bug Fixes and Improvements. ### 15.3.0 — 2026-07-28 Bug fixes and improvements. ## Apps similar to Rocket Money | App | Rating | Price | Category | | --- | --- | --- | --- | | [Buddy: Budget Planner App](https://appshunter.io/ios/app/buddy-budget-planner-app/id936422955) | 4.7 (9,413) | Free | Finance | | [PocketGuard・Budget Planner App](https://appshunter.io/ios/app/pocketguardbudget-planner-app/id949414211) | 4.6 (7,664) | Free | Finance | | [EveryDollar: Budget Management](https://appshunter.io/ios/app/everydollar-budget-management/id942571931) | 4.7 (84,039) | Free | Finance | | [NerdWallet: Smart Money App](https://appshunter.io/ios/app/nerdwallet-smart-money-app/id1174471607) | 4.8 (124,643) | Free | Finance | | [Money Manager Expense & Budget](https://appshunter.io/ios/app/money-manager-expense-and-budget/id560481810) | 4.8 (18,913) | Free | Finance | | [Emma - Budget Planner Tracker](https://appshunter.io/ios/app/emma-budget-planner-tracker/id1270062373) | 4.7 (1,403) | Free | Finance | ## Related topics [money management](https://appshunter.io/ios/topics/money-management) · [financial advisor](https://appshunter.io/ios/topics/financial-advisor) · [subscription manager](https://appshunter.io/ios/topics/subscription-manager) · [best budget app](https://appshunter.io/ios/topics/best-budget-app) · [rocket money](https://appshunter.io/ios/topics/rocket-money) · [subscription tracker](https://appshunter.io/ios/topics/subscription-tracker) · [chargeback](https://appshunter.io/ios/topics/chargeback) · [subscription manager free](https://appshunter.io/ios/topics/subscription-manager-free) · [manage subscriptions](https://appshunter.io/ios/topics/manage-subscriptions) · [subscriptions track](https://appshunter.io/ios/topics/subscriptions-track) · [cancel subscriptions](https://appshunter.io/ios/topics/cancel-subscriptions) · [cancel subscriptions free](https://appshunter.io/ios/topics/cancel-subscriptions-free) · [buget goal](https://appshunter.io/ios/topics/buget-goal) · [top finance tracking apps](https://appshunter.io/ios/topics/top-finance-tracking-apps) · [manage my subscriptions](https://appshunter.io/ios/topics/manage-my-subscriptions) · [cancel subscriptions manager](https://appshunter.io/ios/topics/cancel-subscriptions-manager) · [rocket money free](https://appshunter.io/ios/topics/rocket-money-free) · [find subscriptions](https://appshunter.io/ios/topics/find-subscriptions) · [bills and budget](https://appshunter.io/ios/topics/bills-and-budget) · [delete subscriptions](https://appshunter.io/ios/topics/delete-subscriptions) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*