# Rocket Money - Bills & Budgets — user reviews > 2,503 indexed App Store user reviews of Rocket Money by Rocket Money, rated 4.50/5 from 383,770 ratings. - Source: https://appshunter.io/ios/app/rocket-money-bills-and-budgets/id1130616675/reviews - App overview in markdown: https://appshunter.io/ios/app/rocket-money-bills-and-budgets/id1130616675.md - Rating breakdown: 5★ 296,371 · 4★ 36,870 · 3★ 14,813 · 2★ 8,745 · 1★ 26,971 ## What do users think of Rocket Money? Overall sentiment: positive **Pros** - 🚀 Comprehensive financial tracking - 👍 User-friendly interface - 💰 Helpful budgeting and savings features - 🔒 Secure account integration - 🤑 Ability to negotiate and lower bills - 📈 Provides credit score and financial insights **Cons** - 🐛 Buggy app performance and connectivity issues - 💸 Misleading or ineffective bill negotiation service - 🔍 Difficulty linking all accounts and transactions - 🔑 Requires access to sensitive financial information - 🕰 Lengthy setup and onboarding process **Commonly reported bugs** - App crashes and freezes - Inaccurate account balance and transaction tracking - Inconsistent or missing subscription/bill cancellation **Most requested features** - Ability to create custom budget categories - Rollover budgeting feature to carry over unused funds - Improved subscription and recurring bill management ## Newest reviews (11 of 2,503) ### 2/5 — Inaccurate review of subscriptions *2026-08-24, version 15.6.0* Been on it for 3 minutes and already seeing that the information Rocket Money is giving me is inaccurate. It’s categorizing one-time payments as recurring subscriptions, which grossly inflates my “expenses.” So far, unimpressed. ### 3/5 — No big so far *2026-08-23, version 15.6.0* Just signed up last night. So far, aside from popups wanting money to use the app, I’m not seeing a benefit. I’ll update in the coming week. ### 2/5 — Confusing app *2026-08-22, version 15.6.0* I found rocket money to be confusing. I do my expense calculation in Excel, and feel comfortable with that rather than keeping track in rocket money. ### 2/5 — Finding specific things is entirely unintuitive *2026-08-22, version 15.6.0* I should be able to easily find a transaction in a category going back a few months ago but you only display the current month and there is no obvious way to go back and look at it. My dashboard is loaded with things that I don’t care about at all and again there is no way to put the different categories of spending on the dash. ### 3/5 — Removals to calendar delayed *2026-08-21, version 15.6.0* When removing item / bills from the big calendar page, after selecting its removal, they still remain ### 1/5 — Not one click cancel *2026-08-21, version 15.6.0* Have all your info and the card you charged it on ready🙄even from a thousand years ago ### 1/5 — Annoying *2026-08-21, version 15.6.0* Deleted my account, unlinked bank account from the app, deleted the app. Still somehow getting notifications about the linked bank account. ### 1/5 — Not 4 me *2026-08-21, version 15.6.0* Not giving me what I need ### 4/5 — To much! *2026-08-21, version 15.6.0* It’s a great app but it’s sway to hectic. Please simplify it! Thank you ### 2/5 — You should say it cost money! *2026-08-20, version 15.6.0* On the add it makes it sound like it’s free to just download the app and look! ### 1/5 — Gimmick *2026-08-20, version 15.6.0* This site is no better than all of the people that they tell you they will negotiate and get your bill down. But they don’t tell you is that you have to give 65% of what you saved to them so if they save $700 on a bill you owe 65% of that to them for negotiating it when you could’ve done it yourself. I definitely do not recommend this site to anyone. There has to be a better way. ## Most critical reviews (10 lowest-rated) ### 1/5 — Mind blowing. *2026-08-24, version 15.6.0* It honestly surprises me how many people are stupid enough to fall for this app. It’s a subscription app…to control subscriptions..let that sink in. And on top of that, what’s even more wild are the ads for this app on tv. How do you not know you have 23 subscriptions costing you 500 dollars…you have no business making money if you don’t know you’re losing 500 bucks every month. I don’t even know how those commercials are legal to show. Honestly if you aren’t adult enough to handle your finances on this kind of level then you should feel embarrassed. ### 1/5 — Difficult to cancel *2026-08-23, version 15.6.0* They make it really annoying to cancel with a bunch of deceptive screens. Also didn’t do anything for me expect tell me to cancel subscriptions I use everyday. ### 1/5 — Pointless *2026-08-23, version 15.6.0* Rocket Money is a less efficient version of just remembering your passwords so you can cancel your subscriptions. Utterly pointless. ### 1/5 — Don’t waste your time *2026-08-23, version 15.6.0* I used rocket money for over 2 years as a premium subscriber. At first it worked great. It had everything I could ask for. RM was my one stop shop for all our finances. I am deleting the app now because it has become plagued with bugs. The first issue is sometimes the Rules you create don’t always get applied to transactions. This is annoying but easy to fix. The main issue I quit is because sometimes you have to relink your accounts and when you do there is a bug that will duplicate all the transactions. I have thousands of duplicate transactions from years of using rocket money that now ruins all the data. The only way to fix is to unlink and relink the account. But by doing that you will undo all your manual edits to transactions so you will essentially lose all your work and data or have to redo it. I’m not a fan of having to spend hours and hours reworking and coding my transactions. Don’t waste your time and money like I did with this app. ### 1/5 — Do NOT use this app. *2026-08-22, version 15.6.0* I’ve been using this app for 5 years and the glitches basically render it unusable. You will spend your precious time categorizing every single transaction and linking your accounts all for it to not be saved where you have to do it all over again. There are many times where it will double count transactions where it’s impossible to go back and delete all of them, so the entire purpose of using the app is useless. PLEASE do not use this app. It is a big waste of time and you will regret it. ### 1/5 — SCAMMERS OF NEGOTIATIONS *2026-08-22, version 15.6.0* For years I had no issues with the negotiations. They ethically did a decent job, but this last time they waited till my bill went up to then say they saved me $434 for 12 months so I owe them $151.95. Not only did they make my bill $10 more per month than what I was paying before but they said they did it for a year which that has never happened before. I had to call and get my bill fixed back to the amount I normally would pay and I was able to get that rate for 5 years so they actually did nothing so save me money and I did it myself after their screw up. I contacted the company multiple times that I do not authorize this transaction and can never get an actual person to respond and they charged me anyways. I will NEVER USE ROCKET MONEY AGAIN AND HIGHLY STOP RECOMMENDING THEM!!!! Poor customer service to treat a long time member who trusted them. ### 1/5 — Trash *2026-08-22, version 15.6.0* Absolutely trash app. Deceptive, poor spending identification. Just a bad app for 10+$ a month. How is evergy a entertainment bill? ### 1/5 — Doesn’t live up to the hype *2026-08-21, version 15.6.0* Useless app. For years I have considered getting this app. Little did I know that you sign on and it asks you to pay for a subscription. I payed $10 for a few months. Then when I quit it said it would give me the same service for $3 a month. But I wasn’t using the service anyways. Turns out you can still basically get the app for free. You don’t need to pay Also all the glamour it’s supposed to help you? If you are actually on top of looking at your bank statements you will know something before this app ever notifies you about it. For example I knew I had an overdraft fee. I called the bank that day to get it resolved. Rocket money sent me a notification 3 days later. You don’t really need this app and I regret ever spending money on it ### 1/5 — Not good at tracking expenses *2026-08-21, version 15.6.0* We’re bombarded with ads from these guys claiming they keep track of subscriptions… and right away I noticed several that were missing from this list. For whatever reason it does a very poor job of listing annual subscriptions. So my PlayStation Plus, Amazon Prime, and Apple TV annual subscriptions were all not listed ### 1/5 — SCAM APP *2026-08-21, version 15.6.0* I NEVER EVER signed up for the premium membership. I used the App once and never touched anything agreeing to payment to subscribe to a “premium membership”. It was a bit of a shock when I saw they’ve been charging my bank?! I notified their team and no one has gotten back with me. What a scam of a company. Be careful! They will charge you without your consent!!! ## Most praised reviews (10 highest-rated) ### 5/5 — Love it!! *2026-08-23, version 15.6.0* Makes keeping track of my expenses so much easier! ### 5/5 — Solid app *2026-08-22, version 15.6.0* Easy to setup, powerful and AI-centric! ### 5/5 — Tuff *2026-08-22, version 15.6.0* Tuff ### 5/5 — Highly recommend *2026-08-22, version 15.6.0* Rocket Money has been so helpful for us and has completely changed our financial stability. I really enjoy how easy it is to use. ### 5/5 — Ryan *2026-08-22, version 15.6.0* I love the Rocket Money app and the Smart Savings feature is the best. All the money I need to save for vacations gets put aside for me and it adds up much faster than if I were trying to save it on my own. ### 5/5 — Love this app *2026-08-21, version 15.6.0* Love this app. Not only does it show my recurring bills and expenses, but shows payday and how much is safe to spend and I’m able to edit details of my bills and mark off paid bills if paid early. Definitely made it helpful for my husband and his hobbies as I was able to add him to the account see he can see everything too ### 5/5 — Helps a lot *2026-08-21, version 15.6.0* Rocket money helps put your finances into perspective. It lets you know how much you can spend from your paycheck based off what bills are due. You don’t have to write all your bills out and do math. Rocket money simply tells you ### 5/5 — FINALLY an app that Works *2026-08-20, version 15.6.0* I have tried all the other apps and nothing works as great as this does. I can see where all my money is at all time, the budget is easy to set up, and you know exactly where your money is going. It’s very user friendly, and budget categories are customizable. ### 5/5 — The final touch! *2026-08-20, version 15.6.0* Well, I’m enjoying it. I should’ve done this a long time ago. It’s my only regret but like they say it’s never too late and they also say it’s not the way you start, but it’s the way you finish and I want to finish well with the help of you guys thank you again ### 5/5 — Expand Utility *2026-08-19, version 15.6.0* Rocket Money is excellent, and great for the iPhone but would love to see it app for us on iPad and Laptop, for easier use --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-30.*