# Rocky Mountain CU Mobile — Rocky Mountain Credit Union

> Mobile banking app for managing accounts, transfers, payments, and deposits. (iPhone/iPad app by Rocky Mountain Credit Union.)

- Source: https://appshunter.io/ios/app/rocky-mountain-cu-mobile/id493368121 (this page in markdown: same URL + `.md`)
- Developer: [Rocky Mountain Credit Union](https://appshunter.io/developer/493368124)
- Category: Finance, Utilities
- Price: Free
- Rating: 4.76/5 from 2,389 App Store ratings · 52 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.6 · 68 MB
- Languages: English
- Released: 2012-01-11
- Data updated: 2026-08-26
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/rocky-mountain-cu-mobile/id493368121/reviews.md

## What is Rocky Mountain CU Mobile?

Welcome to Rocky Mountain CU Mobile!

Rocky Mountain CU Mobile is RMCU's FREE Mobile Banking Application. Manage your money – anywhere, anytime. 

Do more with our Rocky Mountain CU Mobile app. 

Rocky Mountain CU Mobile allows you to:
- Sign in with Touch ID or Face ID
- Use Quick Balance to view account balances without signing in
- View Quick Balances on your Apple Watch
- Transfer funds between accounts
- View account balances and transactions
- Make loan payments
- Deposit checks
- View check copies
- Pay bills
- Access Statements
- Left/right-handed modes
- Full Neurodiverse features including options for epilepsy, dyslexia, color blindness, and visual sensitivity.
...and more!

For more information or to become a member of Rocky Mountain CU, visit us at rmcu.net

## Key features

- Secure sign-in with Touch ID/Face ID
- Quick Balance view
- Fund transfers
- Bill payments
- Mobile check deposit
- Account statements
- Neurodiverse accessibility features

## What do users think of Rocky Mountain CU Mobile?

Overall sentiment: neutral

**Pros**

- 👍 User-friendly interface
- 🚀 Convenient mobile banking
- 💰 Generous deposit incentives
- 🤝 Helpful and friendly staff

**Cons**

- 🐛 Unreliable mobile deposit feature
- ⏱️ Slow and unresponsive app
- 🔒 Overly complex security measures
- 🕰️ Frequent and disruptive app updates

**Commonly reported bugs**

- App crashes on launch
- Login issues and credential verification problems
- Inability to use mobile deposit feature

**Most requested features**

- Ability to access multiple accounts with one login
- Improved mobile deposit functionality
- Weekend banking hours
- Seamless integration with personal finance tools

## Recent user reviews (10 of 52)

All indexed reviews: https://appshunter.io/ios/app/rocky-mountain-cu-mobile/id493368121/reviews.md

### 1/5 — New contractor/team hired every two years.

*2024-10-04, version 2024.9.0*

I’m tired pf the app changing endlessly. Why can small improvements be made to current versions for long periods like Kaizen? What is this American obsession of starting from square 1, to infinity and beyond? It’s irrational and wasteful, in addition to be in a total PITA. Upon going to pay a bill, for some reason I am required to enter multiple ANTIQUATED & USELESS inane questions about last names and home towns, beat friends, pets names, etc. I despised this before I found out it was busywork much less now. Ever notice you have to create a password that only leads to multiple steps or two factor authentication? The passwords feel like they do squat and research bears that out. SO THEN, why is the new app FORCING me to do some inane lemming work in order to use a basic function on the credit unions’s app that I belong to? I occasionally check my balance and then delete it again. I hate when programs try and run me. I’m the human and therefore the boss or I won’t use it. I’m perpetually unhappy with the bank app as soon as it becomes well understood and bug free, they toss it and bring in some new talent or something. I hate it! 

PLEASE TELL ME I’M NOT ALONE!

### 1/5 — Used to be the best

*2024-08-03, version 2024.7.2*

This used to be the best banking app, but with the new changes, whatever they are, I can’t even login. App support just sends me to a secure email for the bank, not helpful. Even the two new bug fix versions that came out won’t let me login. Too bad. I wonder if others are having the same issue. Hope they get it fixed so I can change my rating.

### 1/5 — Used to be the best

*2024-07-28*

This used to be the best banking app, but with the new changes, whatever they are, I can’t even login. App support just sends me to a secure email for the bank, not helpful. Even the “bug fix” version that just came out won’t let me login. Too bad. I wonder if others are having the same issue. Hope they get it fixed so I can change my rating.

### 2/5 — Overall, great staff

*2023-12-04, version 3024.15.38*

The staff are wonderful. But not having your bank be open on the weekends isn’t the best. When they do their scheduled maintenance it never happens on time, it always starts denying you access to your accounts early and later than said. During maintenance you have no way of knowing what is in your account, you can’t go online, the app, call, or even go to the ATM during that time. Their mobile deposit is the worst set up I’ve ever dealt with. You have to write “for mobile deposit only at Rocky Mountain CU” and unless you TYPE it on the check just right, it won’t read it. Forget about you hand writing it, it won’t read it no matter how nice your penmanship is. Defeating the purpose of mobile deposit, since you inevitably have to bring the check in to be deposited. If you’re needing a local bank it’s not a bad option, but for someone who needs access 24/7, I’d definitely have another bank as well.

### 2/5 — Poor mobile deposit feature

*2023-05-19, version 3024.15.29*

I have used a couple different iterations of this app and then all the deposit feature is the worst. I’m thankful I did not have to deposit checks very often or I would never be able to deposit anything until I physically made it to the bank.

### 1/5 — Updates a Pain

*2022-06-07, version 3023.4.0*

I used to love depositing check on this app, but whatever updates they made have it changed that experience. What used to be quick painless now takes 5-7 “errors” before it works. Bleh. May be back to in person deposits again.

### 5/5 — Mobile app rocks

*2021-12-23, version 3020.1.1*

This Mobile app has gotten way better than it used to be. It’s user-friendly, easy to navigate and the deposit feature is really great now.

### 2/5 — Too erratic

*2021-01-26, version 3015.3.2*

I understand the need for a level of security. But, I don't get this. I successfully signed in from my tablet. I signed out, then, after a short time, went to sign in.

This time I had to go through the identification routine. And, suddenly, the tablet I had just used was not recognized!!!

Makes no sense!!

### 4/5 — Best Bank Ever

*2021-01-14, version 3015.3.2*

So I have the teen account setup for me! I love it. Every time you go in person to deposit they put 10 dollars for every ten you hand them. This is as long as you don’t lose your punch card. Back to the app, this app is so easy to use. If you need to transfer money to pay a bill or something it is super simple. The one thing you cannot do online is put in a travel request for when you are traveling. But it has pretty much everything else and the people who helped me were extremely helpful and it was a fast appointment.

### 5/5 — Best Banking Experiences!

*2020-11-10, version 3015.0.0*

I’ve never trusted a putting my money in banks. But Rocky Mountain credit union has really won me over. To sum it up. I just feel safe with my money there. All the ladies at the Belgrade location have such a kind and welcoming demeanor. Always very helpful and informative. Thank you for such a wonderful experience that continues to grow with each visit.

## Frequently asked questions about Rocky Mountain CU Mobile

### What can I do with the Rocky Mountain CU Mobile app?

The app allows you to manage your money from anywhere, anytime. You can sign in securely, view account balances and transactions, transfer funds between accounts, make loan payments, deposit checks, pay bills, and access your statements.

### Is the Rocky Mountain CU Mobile app free to use?

Yes, the Rocky Mountain CU Mobile app is a FREE Mobile Banking Application provided by Rocky Mountain Credit Union. There are no charges to download or use the core banking features.

### What are the accessibility features in the app?

The app includes full Neurodiverse features, with options designed for epilepsy, dyslexia, color blindness, and visual sensitivity. It also offers left/right-handed modes for improved usability.

### How can I view my account balance quickly?

You can use the Quick Balance feature to view your account balances without needing to sign in fully. This feature is also available on your Apple Watch for even faster access.

### What if I'm not a member of Rocky Mountain CU?

For more information about becoming a member of Rocky Mountain CU, you can visit their website at rmcu.net. The mobile app is designed for existing members to manage their accounts.

## Version history (last 5 releases)

### 2026.6.4 — 2026-07-16

General bug fixes and performance enhancements

### 2026.3.5 — 2026-04-24

General bug fixes and performance enhancements.

### 2025.11.6 — 2026-02-14

General bug fixes and performance enhancements

### 2025.11.3 — 2026-01-23

General bug fixes and performance enhancements

### 2025.9.11 — 2025-12-23

General enhancements and bug fixes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*
