# Rooted: Budget & Money Coach — Savings advice, no bank link > Free, private budgeting and financial education app for young adults. (iPhone/iPad app by juan larraondo.) - Source: https://appshunter.io/ios/app/rooted-budget-and-money-coach/id6778827882 (this page in markdown: same URL + `.md`) - Developer: [juan larraondo](https://appshunter.io/developer/6778827884) - Category: Finance - Price: Free - Rating: 5.00/5 from 4 App Store ratings - Age rating: 4+ - Requires: iOS 15.0 · 3 MB - Languages: American English - Released: 2026-06-18 - Data updated: 2026-08-27 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/rooted-budget-and-money-coach/id6778827882/reviews.md ## What is Rooted? Take control of your money, starting today. Rooted is the free, simple budgeting app built for teens and young adults who want to understand where their money goes, build smart financial habits, and feel confident about their future. No bank account required, no subscription, no sign-up. How it works: 1. Enter your income: weekly, every two weeks, or monthly 2. Add your expenses by category 3. See instantly whether you're on track, tight, or overspending, and get a personalized game plan built around your actual numbers What makes Rooted different: FREE, ALWAYS. No hidden fees, no premium tier, no ads. PRIVATE BY DESIGN. No bank linking, no account. Your financial data stays on your device. We never see it. ADVICE YOU CAN TRUST. Rooted analyzes your income, expenses, and goals and gives you a specific action plan. Every recommendation is grounded in guidelines from the CFPB and the FDIC Money Smart for Young Adults program. No made up statistics. BEAT DEBT FASTER. Credit cards, student loans, car loans. See your real payoff date, what the interest costs you, and which debt to attack first. ASK ROOTED. A private money coach in your pocket. Ask any question about saving, credit, or debt and get a straight answer in plain language. LEARN IN TWO MINUTES. Short money lessons with quick quizzes, built on the same standards schools use, plus a credit score simulator that shows what really moves a score. FIND A HOME FOR YOUR MONEY. Explore banks and credit unions near you using the official FDIC and NCUA directories in the United States, or search by city anywhere in the world. Educational only, and your ZIP or city is never stored. SET REAL GOALS. Emergency fund, car, trip, home deposit. See exactly how long each takes at weekly, biweekly, or monthly saving rates. BUILD THE HABIT. Weekly check-in streaks, badges, savings challenges, and a month by month view of your progress. YOUR CURRENCY. Pick your currency and every number in the app uses it. IN ENGLISH AND SPANISH. Fully translated, not machine translated. Built on trusted financial education: Rooted's guidance follows the Consumer Financial Protection Bureau (CFPB) Financial Well-Being Framework, the FDIC Money Smart for Young Adults curriculum, and the JumpStart Coalition National Standards, the same frameworks used in schools and financial counseling programs across the United States. Who Rooted is for: teens with their first job, college students managing expenses for the first time, young adults building their financial foundation, and anyone who wants a clear picture of their money without the complexity. Your money. Your future. Your plan. ## Key features - Free budgeting and expense tracking - Personalized financial action plans - Debt payoff strategies - Private, device-only data storage - Short money lessons and quizzes - Credit score simulator - Goal setting and progress tracking ## Frequently asked questions about Rooted ### Does Rooted have ads? No, Rooted is completely ad-free. The app is designed to be a private and distraction-free experience for users managing their finances. ### How much does Rooted cost? Rooted is a free application. There are no hidden fees, no premium tiers, and no subscriptions required to use its full functionality. ### Is Rooted safe to use? Yes, Rooted is designed with privacy as a core feature. Your financial data stays on your device, and the app does not link to bank accounts, ensuring your information is not shared or seen by the developers. ### What devices does Rooted support? Rooted is available for iPhone, iPad, and iPod devices. It is designed to provide a seamless experience across Apple's mobile ecosystem. ### How often is Rooted updated? The latest version of Rooted is 1.7, and it was last updated on July 23, 2026. This indicates a commitment to ongoing development and improvements. ### What financial principles does Rooted follow? Rooted's guidance is grounded in trusted financial education frameworks, including the CFPB Financial Well-Being Framework and the FDIC Money Smart for Young Adults curriculum. ### Can Rooted help with debt? Yes, Rooted helps users beat debt faster by visualizing payoff dates, calculating interest costs, and recommending which debts to prioritize. It covers credit cards, student loans, and car loans. ### What languages does Rooted support? Rooted is fully translated into both English and Spanish, offering a comprehensive experience for a wider range of users without relying on machine translation. ## Version history (last 5 releases) ### 1.8 — 2026-08-26 Learn how cryptocurrency actually works, without the hype. • New: a full lesson on cryptocurrency, blockchain and decentralized finance. It starts from the original 2008 Bitcoin paper and explains what it is, how it works, why people use it, and how the scams operate. • Built on official sources: the FDIC, SEC, FTC and IRS for the risks, and MIT and Princeton course material to go deeper. • Rooted never tells you to buy any cryptocurrency. This is here so you understand it, and can spot a scam, before anyone asks you for money. • Ask Rooted now explains crypto questions too, and answers read more naturally. ### 1.7 — 2026-07-23 More from your feedback: • Credit unions now appear right in the app when you search by ZIP, with official NCUA records. • Pick your own currency, now 54 supported, and every number in the app uses your local format. • Budgeting outside the U.S.? The app points you to your region's official financial educator and deposit insurance. • Easier city search worldwide, and cleaner wording throughout. ### 1.6 — 2026-07-22 This update is built from your feedback: • Your tabs now live at the bottom of the screen and never scroll away, just like you asked. • Fixed the screen zooming in when you tap a field. No more double-tapping to zoom out. • Simpler 3-step flow, and swiping between tabs is much easier. • New: explore banks and credit unions near you, in the U.S. (official FDIC and NCUA directories) or worldwide by city. Educational only, and your ZIP or city is never stored. • Share feedback right inside the app with a quick star rating. Keep it coming! ### 1.5 — 2026-07-15 • New "show me around" guide for first-time users — replay it anytime from the ? icon. • New dark mode — the app now follows your device's light/dark setting, with a manual toggle in the top corner. • Redesigned results screen — your budget, plan, lessons, and progress are now in easy swipeable tabs instead of one long scroll. • Edit anytime — jump back to your income or expenses without starting over. • Added an in-app privacy policy link and a way to rate the app, plus small wording refinements for accuracy. ### 1.4 — 2026-07-09 What's new in Rooted: • Everything is completely free. All coaching, debt tools, and plan export, no subscription, ever. • See what's safe to spend this month, after your bills and savings, at a glance. • Try the credit score simulator: learn what moves a score, no bank link needed. • 2-minute money lessons with quick quizzes, built on the same standards schools use. • Earn badges, keep your weekly streak, and take on savings challenges. • Watch your progress month over month, and share a progress card with friends. • Save your budget and plan as a clean PDF you can share or print. ## Related topics [teen money budgeting](https://appshunter.io/ios/topics/teen-money-budgeting) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*