# RTN Mobile Banking

> Mobile banking app for account access, bill pay, transfers, and deposits. (iPhone/iPad app by RTN Federal Credit Union.)

- Source: https://appshunter.io/ios/app/rtn-mobile-banking/id535716534 (this page in markdown: same URL + `.md`)
- Developer: [RTN Federal Credit Union](https://appshunter.io/developer/535716537)
- Category: Finance, Business
- Price: Free
- Rating: 3.00/5 from 46 App Store ratings · 17 written reviews indexed
- Age rating: 4+
- Requires: iOS 12.2 · 66 MB
- Languages: American English
- Released: 2012-07-04
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/rtn-mobile-banking/id535716534/reviews.md

## What is RTN Mobile Banking?

Members who joined RTN before June 1, 2023, may download our free mobile banking app for 24/7 access to your account. Check your account balances, pay your bills, view history, transfer funds, deposit your checks, locate branches and ATMs and set alerts for reminders all from your iPhone®, iPod® Touch, or iPad®. 

We use the latest technology to ensure all transactions are private, safe and secure. Once you’ve downloaded RTN's mobile banking app, simply sign up for Mobile Banking by clicking the ‘Enroll for Mobile Banking!’ link. 

*Your mobile carrier may assess text messaging and/or web access charges depending on your phone plan.

## Key features

- 24/7 account access
- Bill payment
- Fund transfers
- Check deposit
- Branch and ATM locator
- Transaction history
- Customizable alerts

## Recent user reviews (10 of 17)

All indexed reviews: https://appshunter.io/ios/app/rtn-mobile-banking/id535716534/reviews.md

### 1/5 — Can’t even login.  Crap app!!!

*2023-06-26*

Login works fine at RTN.org, but app says my username and password doesn’t match their records.   Time to switch banks…

### 1/5 — Cant even login

*2021-06-02, version 9.05.112*

This app is crap!   Deleted....

### 2/5 — Severely Outdated!!!

*2020-11-30, version 9.05.112*

In 2020 when online mobile banking is more important than ever, I feel like I’m stuck in the stone ages using this app and at this point I’m starting to think it’s not the app but rtn themselves. I’ve considered switching banks due to this, I envy those who use other banks that can Atleast see same day transactions. The app can be so much better than what it is now but it seems who ever is in charge chooses to be lazy or is directing attention elsewhere. Pack it up!!!!!

### 2/5 — Charges and app crashing

*2020-08-07, version 9.05.112*

The app often crashes. Been accessed charges a couple of times because the app failed to open. Unable to access my account in order to make transfers since yesterday, app is still not up running. Tried to explain the situation and why I was accessed the charges to the customer representative and to possibly have those charges reversed, but to no avail. I can’t access my funds now and it is frustrating.

### 1/5 — App is broken

*2020-07-24, version 9.05.112*

When I click on bill pay option on the app. This app just says loading. Nothing happens.

### 1/5 — Not working!

*2020-05-30, version 9.05.112*

Not working!

### 1/5 — Zero stars

*2020-04-22, version 9.05.112*

App doesn’t even let me log in/ continuously says wrong username and password. Let’s me log in on the website just fine.

### 3/5 — no password sync with internet acct

*2020-01-27, version 9.05.105*

Tried to open app after months passed from last use as I normally use online version. Failed to open three times and locked me out. Finally discovered why:  I changed my internet acct password months ago but it obviously does not sync with associated app.  So, kept trying to open acct via app with hew password and it refused and locked me out. Had to call support number , they unlocked app, got in with old password and then changed to same password as on internet acct site. That is not a good thing, password changes should sync!

Submitted complaint to RTN on Facebook, got a totally useless reply that fails to address suggestion to improve app to “best practices”. Their reply:

“Hi Tony—Thank you for your comment. Currently members are required to provide separate log-in information for Mobile Banking and for Online Banking as these systems are run on different platforms.  Please know that if you ever get locked out of either Mobile or Online Banking, an RTN representative is available 24 hours a day, seven days a week at 781-736-9900 to reset your password or help you with your account in any way.  We appreciate your input and your Credit Union membership.  Have a great day!”

——— 

My reply back summarized : Virtually all bank and financial online and apps run on “different platforms’, but they virtually all use “best practices” and assure that app password is synched and identical to online password changes..

### 4/5 — Principle only payments option would be nice.

*2019-12-16, version 9.05.105*

Can only pay interest on the app.

### 3/5 — Banking info is good but finding an ATM not good

*2016-11-05, version 7.88.00.136*

This app is useful for checking your balance, transferring money or depositing checks. But try searching for an ATM and it says you have to enable location service. Even after doing that, it still doesn't work and gives you the same error. If you type in the location name, it only gives you an address, not a store name. So it is useful but needs some work

## Frequently asked questions about RTN Mobile Banking

### Is RTN Mobile Banking secure?

Yes, RTN Mobile Banking uses the latest technology to ensure all transactions are private, safe, and secure. The app is rated for ages 4+ and has been updated as of August 22, 2023.

### What devices support RTN Mobile Banking?

RTN Mobile Banking is available on iPhone, iPod Touch, and iPad. It also supports Apple Watch for convenient access.

### How do I enroll in RTN Mobile Banking?

After downloading the app, you can enroll by clicking the ‘Enroll for Mobile Banking!’ link within the application. Members who joined RTN before June 1, 2023, can download the free app.

### Can I deposit checks with RTN Mobile Banking?

Yes, the app allows you to deposit checks directly from your mobile device. This feature provides convenient access to your funds.

### What are the costs associated with RTN Mobile Banking?

The RTN Mobile Banking app itself is free to download and use. However, your mobile carrier may charge text messaging and/or web access fees depending on your phone plan.

### How often is RTN Mobile Banking updated?

The latest version of RTN Mobile Banking is 10.00.10, which was last updated on August 22, 2023. Updates ensure the app remains functional and secure.

### What is the user rating for RTN Mobile Banking?

RTN Mobile Banking has a rating of 3.0 stars based on 46 ratings. This indicates a mixed user experience.

### Can I transfer funds between accounts using RTN Mobile Banking?

Yes, you can easily transfer funds between your accounts directly through the RTN Mobile Banking app. This feature is available for 24/7 account access.

## Version history (last 5 releases)

### 10.00.10 — 2023-08-22

Bug fixes

### 10.00.09 — 2023-07-04

Bug fixes

### 10.00.08 — 2023-06-13

Bug Fixes

### 10.00.5 — 2023-06-01

RTN Mobile Banking
Now Merrimack Valley Credit Union (as of June 1, 2023).

### 9.05.148 — 2022-04-16

Bug Fixes

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
