# RTP Federal Credit Union > Mobile banking app for managing accounts, transfers, bill pay, and locating branches/ATMs. (iPhone/iPad app by R T P FEDERAL CREDIT UNION INC.) - Source: https://appshunter.io/ios/app/rtp-federal-credit-union/id635738890 (this page in markdown: same URL + `.md`) - Developer: [R T P FEDERAL CREDIT UNION INC](https://appshunter.io/developer/635738893) - Category: Finance, Productivity - Price: Free - Rating: 4.81/5 from 513 App Store ratings · 29 written reviews indexed - Age rating: 4+ - Requires: iOS 17.0 · 164 MB - Languages: English, Chinese - Released: 2013-04-30 - Data updated: 2026-08-24 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/rtp-federal-credit-union/id635738890/reviews.md ## What is RTP Federal Credit Union? Access your accounts on-the-go with RTP Federal Credit Union Mobile Banking. It’s like having a branch at your fingertips 24/7. Convenient, fast and secure, our mobile banking allows you to check balances, make transfers, pay bills and more. RTP Federal Credit Union members must sign up for Home Banking at www.rtpfcu.org to login to the app. Features: ACCOUNT BALANCE -View your account balances and transaction histories by date, amount or check number. TRANSFERS -Quickly transfer funds between your RTP FCU accounts. BILL PAY -Conveniently pay bills from anywhere and search for recent and scheduled payments. LOCATIONS -Locate nearby RTP FCU branches and ATMs. Federally Insured by NCUA. Equal Housing Lender. For more information about RTP Federal Credit Union’s mobile App, visit www.rtpfcu.org. Your mobile device carrier’s Internet access and text messaging rates may apply. ## Key features - Account balance and transaction history - Fund transfers between accounts - Bill payment and history - Branch and ATM locator - Secure 24/7 access ## What do users think of RTP Federal Credit Union? Overall sentiment: mixed **Pros** - 👍 Easy to use and navigate - 🚀 Fast and accurate transactions - 📱 Convenient mobile deposits - ✅ Works well for checking balances - 💡 Quick check feature without login - 🔒 Supports Touch ID for security - ✨ Clean and intuitive interface - 💯 Great for those without computer access **Cons** - 🐛 Loan payment functionality broken - 👎 Lacks Apple Pay/Google Pay - 👴 Outdated app design - 🐌 Slow performance - ❌ No in-person branch support for issues - ⏳ Transactions not real-time on weekends - 📝 Unnecessary sentence for mobile deposits - 📏 Mobile deposit doesn't support legal length checks - 🔓 Security bug with Quick Balance feature **Commonly reported bugs** - Cannot make auto loan payments - Mobile deposit approval issues - Weekend transactions not reflecting until Monday - Security vulnerability allowing unauthorized balance view - Mobile deposit does not support legal length checks **Most requested features** - Implement Apple Pay/Google Pay - Update app design and functionality - Real-time transaction updates - Improve mobile deposit process - Support legal length checks for mobile deposit - Fix security bug with Quick Balance ## Recent user reviews (10 of 29) All indexed reviews: https://appshunter.io/ios/app/rtp-federal-credit-union/id635738890/reviews.md ### 1/5 — Sorry *2026-08-14, version 2026.04* It has far less features compared to the other banking apps, it’s 2026, not 2015 ### 1/5 — We can’t make auto loans payments *2025-06-24, version 2025.2.2.3* Don’t work ### 1/5 — FIX IT *2025-04-22, version 2025.2.2.3* Since the last update we aren’t able to pay our loan through the app!!! Please fix it because we need to make a loan payment!!! ### 2/5 — Mobile Pay *2024-08-19, version 2024.4.0.10* Now that everything is digital you would expect most if not all to provide apple pay or google pay👎🏾 ### 1/5 — Outdated App *2024-06-09* The app is very outdated and could use major help. Looks like they haven’t touched it for years ### 5/5 — Superlative Service *2023-05-27, version 2023.3.0.1* I first joined RTPCU in June of 1984. In thirty-nine years I have not had another financial institution!! I’ve ALWAYS received great service by friendly knowledgeable staff. The advent of your online banking app has saved me money and time. I have used it exclusively for more than ten years without issue!! I HIGHLY RECOMMEND IT!!! ### 1/5 — This stinks *2020-07-17, version 6.3.1.47* Cheap software, not intuitive at all for clicking on an X to activate a process, huh? Then it’s as snail slow, there is no option to drop by a branch and have issues resolved because there’s no WiFi in the bank, and all branches are closed to customers. The get better software. Doing business on the cheap !!!! ### 5/5 — Check for mobile deposits it’s impossible to approve by bank always problem *2020-05-01, version 6.0.1.44* I have to stop by in person to deposit checks. So annoying!!! ### 5/5 — Needs an overhaul. *2019-07-02, version 5.12.43* I love my bank, but this app needs some serious overhauling. If I do anything on the weekend, the app doesn’t show those charges until Monday morning. That means I really don’t have a solid standing on my transactions. I am better off with a check book and pen. No matter what time, day or anything, this app should always reflect real time transactions. That is why it is there correct? I am suppose to be able to check my finances at 4am if I wanted to and know where I stand. Secondly, if I am using the app for my account, writing out a complete sentence to say I am doing mobile deposit is smart, but also an overkill. Third, I suggest looking at the competitors apps. RTPFCU have to see what they are doing and what is desperately missing on this app (functionality and etc). By doing that, they can actually see what people really want from a bank app (i.e. Wells Fargo App) and implement this changes effectively. ### 5/5 — Mobile deposit *2018-09-12, version 5.10.1.40* I think it’s RIDICULOUS you have to write a whole sentence on the back of a check outlining RTPFCU when I’m clearly depositing to an RTPFCU account. ## Frequently asked questions about RTP Federal Credit Union ### What can I do with the RTP Federal Credit Union mobile app? The app allows you to check your account balances and view transaction histories, make quick fund transfers between your RTP FCU accounts, conveniently pay bills from anywhere, and locate nearby RTP FCU branches and ATMs. It provides 24/7 access to your accounts. ### How do I sign up to use the RTP Federal Credit Union mobile app? RTP Federal Credit Union members must first sign up for Home Banking at www.rtpfcu.org to be able to log in to the mobile app. This initial setup is required before you can access the app's features. ### Is the RTP Federal Credit Union mobile app free to use? Yes, the app itself is free to download and use. However, your mobile device carrier's Internet access and text messaging rates may apply when using the app. ### What information can I see about my accounts? You can view your account balances and detailed transaction histories. Transactions can be sorted by date, amount, or check number, giving you a clear overview of your account activity. ### Can I pay bills through the app? Yes, the app offers a convenient Bill Pay feature. You can pay bills from anywhere and also search for recent and scheduled payments, helping you manage your financial obligations effectively. ## Version history (last 5 releases) ### 2026.04 — 2026-07-07 This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience. ### 2026.01.01 — 2026-04-07 This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience. ### 2025.10.1.2 — 2025-12-12 This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience. ### 2025.7.2.1 — 2025-09-15 This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience. ### 2025.05.00 — 2025-06-26 This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience. ## Apps similar to RTP Federal Credit Union | App | Rating | Price | Category | | --- | --- | --- | --- | | [Northeast Family FCU](https://appshunter.io/ios/app/northeast-family-fcu/id811454859) | 4.8 (395) | Free | Finance | | [MIT Federal Credit Union](https://appshunter.io/ios/app/mit-federal-credit-union/id547300541) | 4.8 (1,415) | Free | Finance | | [Shrewsbury Credit Union](https://appshunter.io/ios/app/shrewsbury-credit-union/id476567928) | 4.8 (607) | Free | Finance | | [Interior Federal](https://appshunter.io/ios/app/interior-federal/id569600417) | 4.8 (903) | Free | Finance | | [Go ISUFCU Mobile](https://appshunter.io/ios/app/go-isufcu-mobile/id1048729125) | 4.8 (739) | Free | Finance | | [Riegel Federal Credit Union](https://appshunter.io/ios/app/riegel-federal-credit-union/id752298887) | 4.8 (379) | Free | Finance | ## Related topics [rtp federal credit union](https://appshunter.io/ios/topics/rtp-federal-credit-union) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-24.*