# Ruby Money- Taxes, handled — Write offs and quarterly taxes > Smart accounting app for self-employed service providers to manage finances and taxes. (iPhone/iPad app by Ruby Money Inc.) - Source: https://appshunter.io/ios/app/ruby-money-taxes-handled/id1583645751 (this page in markdown: same URL + `.md`) - Developer: [Ruby Money Inc](https://appshunter.io/developer/1583645753) - Category: Finance, Business - Price: Free - Rating: 4.87/5 from 71 App Store ratings · 28 written reviews indexed - Age rating: 4+ - Requires: iOS 13.4 · 33 MB - Languages: English - Released: 2021-12-02 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/ruby-money-taxes-handled/id1583645751/reviews.md ## What is Ruby Money? Ruby Money is the smart accounting app designed for self-employed service providers. Create organized financial reports and identify write-offs in minutes. Make tax filing a breeze this year. SIMPLE SMART BOOKKEEPING >> No book keeper needed. >> Connect your bank and credit card accounts and we do the rest. >> Track self-employed income across 2,000 financial institutions. >> Keep your business expenses separated and organized. >> Generate financial reports when you need them. UNCOVER WRITE OFF's >> Uncover eligible tax write-offs. >> Export into a tax-ready reports and to make tax filing a breeze >> Find tax savings and be prepared for tax season before it arrives. QUARTERLY TAX SUPPORT YEAR AROUND >> Generate quarterly tax estimates in seconds each quarter >> Save for taxes each time you get paid in a dedicated savings bucket >> Pay your taxes in the app with a few taps. NOT YOUR FATHER'S CPA >> Ruby Money does everything you wish an accountant would do for you automatically, around the clock. >> Ask questions and get support from tax experts that get the solopreneur life. >> Business entity, retirement, tax deductions.. We've been there done that and can help. Privacy Policy: https://www.rubymoney.us/legal/ Questions: hello@rubymoney.us Ruby Money is not a bank. Banking services are provided by Blue Ridge Bank, N.A, Member FDIC. Deposits are FDIC insured up to $250,000 through Blue Ridge Bank; Member FDIC. ## Key features - Smart bookkeeping for self-employed - Connect bank and credit card accounts - Track self-employed income - Organize business expenses - Generate financial reports - Identify tax write-offs - Quarterly tax estimates and payments ## Recent user reviews (10 of 28) All indexed reviews: https://appshunter.io/ios/app/ruby-money-taxes-handled/id1583645751/reviews.md ### 5/5 — Super helpful when you’re self employed *2024-01-05* I love the prompts as soon as money hits my account, asking what I want to set aside for taxes and retirement. I like the dashboard showing me my total income, expenses that can be write offs, and taxes owed. It’s like an accountant in my phone, and a good one! **Developer response:** geekgrrl65, Thank you! We think everyone should get accountant level support so we are thrilled to be on of the "good ones' :) ### 5/5 — Amazing! *2023-04-26* I am a Marriage & Family Therapy Intern who.. started getting paid as a 1099. As a grad student on a budget, I found this app on google. I received so much 1-on-1 support on my first Q1 payment. I couldn't believe I had a zoom call with the owner?! That is so sweet and amazing. I also received info on retirement savings because the owner is very big on empowering women and all her clients! Don't think twice, get the membership, and tell all your friends. **Developer response:** Thank you Merry! We love helping those new to working in this way learn all the tips and tricks. So glad you've had a good experience so far. ### 5/5 — Helps me save more for retirement *2023-04-23* I've found that reviewing each invoice and seeing the recommended withholdings for taxes and retirement makes me much more aware of how much money my business is really bringing in, and it helps me save more for retirement. In the past, that was often the bucket that got filled up last. ### 5/5 — The cure to my new tax woes *2023-03-15* After being laid off, I picked up some contract work but then immediately panicked about the complexities of taxes. Enter Ruby Money: they make it easy for me to relax and know how to proceed in this new territory. I really appreciate how simple the tool is to use, and the team has been super responsive when I needed help. Never thought I’d say this, but I can’t wait to make my first tax payment! 😊 **Developer response:** Thank for the kind words. Glad we could make tax payments something to look forward to :) ### 5/5 — Must have for freelancers *2023-02-18, version 1.6.36* I am freelancing on the side of my W2 income which makes taxes super complicated! Ruby Money was a game-changer for me and provieed an easy and efficient way to manage my taxes and retirement taking into account me full time income as well. I highly recommend Ruby Money to any freelancer or independent worker looking for a reliable and user-friendly way to manage their taxes and retirement. This app is a must-have for anyone who wants to take control of their financial future. ### 5/5 — A huge time saver for solo entrepreneurs *2023-02-18, version 1.6.36* I just started freelancing six months ago and there is so much to learn. So happy I found RubyMoney to help me with at least one part of my business - taxes and retirement. RubyMoney sets aside money I owe in taxes for me! Before this app I didn’t know anything about S-corp or LLC taxes or how they worked, since I was a full time employee before starting freelancing. RubyMoney made the transition so much smoother for me and completely automated the entire process. I’m also really excited for other features the app is adding to help with taxes and retirement planning. ### 5/5 — Lifesaver *2023-01-11, version 1.6.33* This app has been totally crucial to helping me turn things around with my taxes! I’m a one woman show and previously had no idea how to save properly for taxes and retirement. Ruby makes it as easy as possible, and customer support has been truly incredible so far. **Developer response:** We are so happy to have you as a member and to be part of your "village". We got you! ### 5/5 — The perfect tax planning partner *2023-01-11, version 1.6.33* If you think tax planning is too complicated, or too expensive, or too stressful, you’ll want to use Ruby. They help you estimate your quarterly taxes, and then PAY THEM FOR YOU. I’m a newer user, but am impressed with their dedication to solving tricky problems for solo entrepreneurs and sole proprietors so that we can spend less (or zero) time thinking about taxes. Co-founders Angie and Evelyn are wonderful to work with and generously make themselves available to their users. **Developer response:** Thank you for the kind words. We are thrilled to be your partner and do what we can to take some of the load off of being a solo-entprerenuer. ### 5/5 — Incredible - my money sidekick! *2023-01-10, version 1.6.33* Honestly, i couldn't be more surprised and grateful to Angie and her team for their incredible support. ### 5/5 — I LOVE Ruby Money! *2022-11-30, version 1.6.22* This app makes my life so much easier. I feel organized and like I’m treating my money with respect and reverence by taking responsibility. I’m grateful for Ruby Money for making the whole process easier. 🙏🏼 ## Frequently asked questions about Ruby Money ### What does Ruby Money do? Ruby Money is an accounting app designed for self-employed service providers. It helps you track income and expenses, identify potential tax write-offs, generate financial reports, and manage quarterly tax payments. ### How does the app help with taxes? The app helps you uncover eligible tax write-offs and provides tax-ready reports to simplify tax filing. It also generates quarterly tax estimates and allows you to save for taxes and pay them directly within the app. ### Is Ruby Money free to use? Based on the provided information, the app is offered for free. There are no mentions of subscription fees or in-app purchases. ### What kind of financial institutions can I connect? You can connect your bank and credit card accounts from over 2,000 financial institutions. This allows the app to track your self-employed income and business expenses automatically. ### Who is the target audience for Ruby Money? The app is specifically designed for self-employed service providers. It aims to simplify financial management and tax preparation for individuals who work for themselves. ## Version history (last 5 releases) ### 2.3.0 — 2024-06-04 Bug fixes ### 2.2.0 — 2024-05-29 Bugs fixes ### 2.1.1 — 2024-05-07 Performance improvements and bugs fixes. ### 2.1.0 — 2024-03-19 Bug fixes! ### 2.0.17 — 2024-03-18 You can now have additional bank accounts to track your expenses! ## Apps similar to Ruby Money | App | Rating | Price | Category | | --- | --- | --- | --- | | [Solid Wallet](https://appshunter.io/ios/app/solid-wallet/id1565407982) | 3.1 (14) | Free | Finance | | [Global Money One](https://appshunter.io/ios/app/global-money-one/id1577785270) | 5.0 (1) | Free | Finance | | [Grind24 - Mobile Banking](https://appshunter.io/ios/app/grind24-mobile-banking/id1599201404) | 2.9 (20) | Free | Finance | | [KlearCard](https://appshunter.io/ios/app/klearcard/id1515735641) | — | Free | Finance | | [Dexy](https://appshunter.io/ios/app/dexy/id1613780445) | 4.7 (6) | Free | Finance | | [Koinage](https://appshunter.io/ios/app/koinage/id1641750746) | 5.0 (7) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*