# Ruby Money- Taxes, handled — user reviews > 28 indexed App Store user reviews of Ruby Money by Ruby Money Inc, rated 4.87/5 from 71 ratings. - Source: https://appshunter.io/ios/app/ruby-money-taxes-handled/id1583645751/reviews - App overview in markdown: https://appshunter.io/ios/app/ruby-money-taxes-handled/id1583645751.md - Rating breakdown: 5★ 66 · 4★ 3 · 3★ 1 · 2★ 0 · 1★ 1 ## Newest reviews (16 of 28) ### 5/5 — Great app for small business owners *2022-09-07, version 1.6.14* I've been using this app to manage my taxes for my small business and have loved it! It is easy to use and they are always so friendly to work with. ### 5/5 — Takes the guesswork out of taxes and retirement savings *2022-08-31, version 1.6.9* As a commercial photography my income varies throughout the year so sometimes planning for taxes and retirement is confusing- Ruby money has been great so far in simplifying it so I know what to save and it's there for me when I need to pay quarterly. Highly reccomend! ### 5/5 — Business Must Have *2022-08-31, version 1.6.9* Ruby Money makes paying my taxes and saving for retirement easy. What used to be an after thought at the end of the year, hoping I did it right, is now something I confidently know I’m taking care of as the money rolls in. Love this app and the woman behind it! ### 5/5 — Thank you, Ruby! *2022-08-29, version 1.6.9* Working for myself, tax and retirement savings have been like that kitchen junk drawer that I couldn’t figure out how to organize. Ruby has saved me from having to organize it—and from doing math and logging into government websites. It’s seamless peace of mind and even feels good! ### 5/5 — Easiest way for solo-preneurs to manage taxes / retirement *2022-08-29, version 1.6.9* This year I started my consulting business, Ruby makes the mental tasks of saving for taxes and retirement very easy. Ruby helped me set up my retirement SEP-IRA and keeps me on my toes for paying estimated taxes on time. While there have been minor product kinks, the team is clearly working them out is updates and have been super helpful in making this product work for contractors like me. I’m happy with the experience so far. ### 5/5 — Easy to use, super organized app! *2022-08-29, version 1.6.9* As a freelancer, any financial tools AND streamlined systems are appreciated and RubyMoney offers both. I have gone from not understanding freelance taxes and being very stressed each April to feeling confident and organized 12 months of the year. ### 5/5 — Empowering for New Business Owners *2022-06-23, version 1.3.5* Love it! Taxes + retirement + everything you need right in one place! I recently launched a business, and have felt so overwhelmed by getting my finances organized and making sure my tax bases are covered. Ruby Money is so simple to use, organized, and empowering. The Ruby Money team have done a phenomenal job at creating a personal experience and making me feel confident in the uncharted territory of being a new business owner. ### 5/5 — Life Saver! *2022-06-15, version 1.3.5* Ruby Money makes it so easy to set up your base and let it ride. The seamless detection of funds coming in and automation of being able to accept or deny a transfer via text makes life so easy! ### 5/5 — Essential for the freelancer’s stack *2022-06-09, version 1.3.4* This is a fantastic app! As an independent freelancer there’s not a lot that’s created just for us. Ruby Money is!! It’s helped me immensely in getting a grip on my taxes and retirement planning. No more guessing about quarterly taxes or huge end of year payments! Bottom line—Ruby Money is an essential tool on any freelancer’s “stack” ### 5/5 — Super helpful for freelancers *2022-06-09, version 1.3.4* Ruby Money is a great way to track, manage and pay for tax and retirement as a freelancer. Great product. ### 5/5 — A must have for taxes and retirement! *2022-06-09, version 1.3.4* As a business of one, I quickly realized my time was better spent working with clients on hard problems than it was on managing my business finances. I would dread tax time because I worried I’d forgotten to do something or miscalculated what I owed—and I was in it alone. That’s why I love how simple Ruby Money has made it to manage this aspect of my business. Paying taxes takes less than a minute (really!) and I feel so much more confident doing it. Plus, I’ve even started saving more for retirement. Can’t recommend this app more! ### 5/5 — Takes the guesswork out of taxes and retirement *2022-02-14, version 1.2.1* I have been using Ruby Money for a couple months now and it is an amazing feeling to see the money I’ve set aside for retirement and quarterly taxes grow. Before finding this app, I was trying to figure out what I owed to quarterly taxes myself and honestly kind of ignoring my retirement account. I set the app up and it only took like five minutes and now it’s doing all the work for me. Would totally recommend to any freelancers trying to get a handle on their money! ### 5/5 — Because being a freelancer is hard enough! *2022-01-12, version 1.1.0* I made the leap to being fully freelance this year, and one of the things I’ve been stressing out the most is managing my money. I feel so lucky that I found Ruby Money at the right time. The team has been incredibly supportive of my journey, PLUS they’ve been building the tool with freelancers in mind. Exactly what we want, not forcing us into services we don’t need. I love what they’ve created so far, and I can’t wait to see what’s next. ### 5/5 — Simplified my business *2022-01-11, version 1.1.0* Paying taxes and saving for retirement is not in my wheelhouse. I’m a content creator, not a financial expert. This app does the job for me. It takes the task off of my plate and I couldn’t be happier! Plus, I know I will be happier when retirement comes around. ### 5/5 — Love this for me *2021-12-28, version 1.1.0* Just started using this app. Great design and easy to use features to save money for taxes and retirement. Working for yourself this stuff is always a stress. And nobody takes care of it but you. With Ruby I Love that I have I can just set it and forget it and know I’m all good. ### 5/5 — Takes the headache out of taxes *2021-12-20, version 1.0.2* As a freelancer I am always looking for ways to streamline my business. Ruby Money helps me set aside the right amount of money each month for taxes without having to think about it and has even set me up to start a savings bucket for retirement that gets funded with each deposit. This app has everything I need and nothing I don’t! ## Most critical reviews (10 lowest-rated) ### 3/5 — Wish it had more features *2022-11-27, version 1.6.22* I’m not trying to be that person, but the app is a bit laggy. I find myself having to click on things more than two times. Also, I wish there were more options to add additional bank accounts, as someone who has trouble keeping track of all of them it’d be very helpful to get a more accurate picture of my income for the year. Otherwise, I like the fact that the app makes taxes a lot less intimidating! Looking forward to future updates! **Developer response:** Thank you for the feedback Taylor. Making takes less intimidating is a huge feat so really happy to hear we have helped. Adding more bank accounts is on our backlog so great to year that you would find that useful. Keep Thriving! - Angie ### 4/5 — New user *2022-06-10, version 1.3.4* I just started using Ruby Money, and given the simple nature of my business I’m still evaluating how useful it will be for me. That said, it seems the developers are very focused on making things easier for small businesses/sole proprietors like me. And their responsiveness to questions is outstanding. If they can keep that up as they grow, this will be a very valuable tool indeed. ### 5/5 — Super helpful when you’re self employed *2024-01-05* I love the prompts as soon as money hits my account, asking what I want to set aside for taxes and retirement. I like the dashboard showing me my total income, expenses that can be write offs, and taxes owed. It’s like an accountant in my phone, and a good one! **Developer response:** geekgrrl65, Thank you! We think everyone should get accountant level support so we are thrilled to be on of the "good ones' :) ### 5/5 — Amazing! *2023-04-26* I am a Marriage & Family Therapy Intern who.. started getting paid as a 1099. As a grad student on a budget, I found this app on google. I received so much 1-on-1 support on my first Q1 payment. I couldn't believe I had a zoom call with the owner?! That is so sweet and amazing. I also received info on retirement savings because the owner is very big on empowering women and all her clients! Don't think twice, get the membership, and tell all your friends. **Developer response:** Thank you Merry! We love helping those new to working in this way learn all the tips and tricks. So glad you've had a good experience so far. ### 5/5 — Helps me save more for retirement *2023-04-23* I've found that reviewing each invoice and seeing the recommended withholdings for taxes and retirement makes me much more aware of how much money my business is really bringing in, and it helps me save more for retirement. In the past, that was often the bucket that got filled up last. ### 5/5 — The cure to my new tax woes *2023-03-15* After being laid off, I picked up some contract work but then immediately panicked about the complexities of taxes. Enter Ruby Money: they make it easy for me to relax and know how to proceed in this new territory. I really appreciate how simple the tool is to use, and the team has been super responsive when I needed help. Never thought I’d say this, but I can’t wait to make my first tax payment! 😊 **Developer response:** Thank for the kind words. Glad we could make tax payments something to look forward to :) ### 5/5 — Must have for freelancers *2023-02-18, version 1.6.36* I am freelancing on the side of my W2 income which makes taxes super complicated! Ruby Money was a game-changer for me and provieed an easy and efficient way to manage my taxes and retirement taking into account me full time income as well. I highly recommend Ruby Money to any freelancer or independent worker looking for a reliable and user-friendly way to manage their taxes and retirement. This app is a must-have for anyone who wants to take control of their financial future. ### 5/5 — A huge time saver for solo entrepreneurs *2023-02-18, version 1.6.36* I just started freelancing six months ago and there is so much to learn. So happy I found RubyMoney to help me with at least one part of my business - taxes and retirement. RubyMoney sets aside money I owe in taxes for me! Before this app I didn’t know anything about S-corp or LLC taxes or how they worked, since I was a full time employee before starting freelancing. RubyMoney made the transition so much smoother for me and completely automated the entire process. I’m also really excited for other features the app is adding to help with taxes and retirement planning. ### 5/5 — Lifesaver *2023-01-11, version 1.6.33* This app has been totally crucial to helping me turn things around with my taxes! I’m a one woman show and previously had no idea how to save properly for taxes and retirement. Ruby makes it as easy as possible, and customer support has been truly incredible so far. **Developer response:** We are so happy to have you as a member and to be part of your "village". We got you! ### 5/5 — The perfect tax planning partner *2023-01-11, version 1.6.33* If you think tax planning is too complicated, or too expensive, or too stressful, you’ll want to use Ruby. They help you estimate your quarterly taxes, and then PAY THEM FOR YOU. I’m a newer user, but am impressed with their dedication to solving tricky problems for solo entrepreneurs and sole proprietors so that we can spend less (or zero) time thinking about taxes. Co-founders Angie and Evelyn are wonderful to work with and generously make themselves available to their users. **Developer response:** Thank you for the kind words. We are thrilled to be your partner and do what we can to take some of the load off of being a solo-entprerenuer. ## Most praised reviews (2 highest-rated) ### 5/5 — Incredible - my money sidekick! *2023-01-10, version 1.6.33* Honestly, i couldn't be more surprised and grateful to Angie and her team for their incredible support. ### 5/5 — I LOVE Ruby Money! *2022-11-30, version 1.6.22* This app makes my life so much easier. I feel organized and like I’m treating my money with respect and reverence by taking responsibility. I’m grateful for Ruby Money for making the whole process easier. 🙏🏼 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*