# RukaPay — Seamless Payments

> Seamless Payments (iPhone/iPad app by Rhino Payment Services Limited.)

- Source: https://appshunter.io/ios/app/rukapay/id6748399426 (this page in markdown: same URL + `.md`)
- Developer: [Rhino Payment Services Limited](https://appshunter.io/developer/1825620079)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 15.5 · 75 MB
- Languages: American English
- Released: 2025-07-29
- Data updated: 2026-08-12
- User reviews in markdown: https://appshunter.io/ios/app/rukapay/id6748399426/reviews.md

## What is RukaPay?

RukaPay is a powerful, secure, and user-friendly payment gateway designed to make sending and receiving money effortless. Whether you're a business owner, a service provider, or an everyday user, RukaPay provides the tools you need to manage transactions with confidence, speed, and reliability.

Multiple Payment Methods
With RukaPay, you can accept and send payments using multiple channels:

MTN Mobile Money

Airtel Money

RukaPay Wallet

Linked Bank Accounts

Support for these widely used methods ensures that you’re always connected, whether your customers are local or across borders.

Tap-to-Pay with QR Code
Say goodbye to complicated payment flows. RukaPay supports Tap-to-Pay using dynamic QR codes — a fast, cashless, and secure way to pay. Simply scan the code or let your customer scan yours to complete a transaction instantly. It’s ideal for retail shops, delivery services, and in-person payments.

Built for Users and Businesses
RukaPay is more than just a payment app — it's a full-featured financial tool designed to scale with your needs:

For individuals: Send and receive money, check balances, and monitor transactions in real time.

For businesses: Integrate RukaPay with your POS, website, or mobile app and start receiving payments with low fees and instant settlement.

Fast & Seamless Experience
Our platform is optimized for speed and reliability. With real-time transaction updates and automatic syncing across devices, you’re always in control of your finances.

Security You Can Trust
Security is at the heart of RukaPay. We use modern encryption, tokenized transactions, and secure API keys to protect your data and payments. Whether you’re using our mobile app or integrating with our backend, your information is safe.

Insightful Dashboard & History
Easily track and manage all your transactions. Filter by date, amount, or payment method and generate reports to help you stay on top of your cash flow.

Developer-Friendly API Integration
For businesses and developers, RukaPay offers robust APIs for seamless integration. Our documentation provides everything you need to build custom checkout flows, automate transactions, and scale your payment systems.

Future-Ready Infrastructure
RukaPay is constantly evolving. We’re building features that support international payments, digital invoicing, and more — all designed to future-proof your financial operations.


## Version history (last 5 releases)

### 1.6 — 2026-08-07

Added functionality to check in phonebook when trying to send to user
Enable user to multiple piggy banks

### 1.5 — 2026-07-16

We've refreshed RukaPay with a cleaner, modern look — and added features you've been asking for.

New design — A smoother, easier-to-use experience
Sign up with email — Create your account with email or phone
Dark mode — Easier on the eyes, day or night
Multiple wallets — Manage more than one wallet in one account
Piggybank — Save money in a dedicated piggybank wallet
Wallet numbers — Each wallet has its own number for easy identification
Usernames — Choose a unique @username for your profile
Update now and explore the new RukaPay.

### 1.4 — 2025-10-23

Version 1.4 brings faster performance, improved user experience, and a smoother interface. We’ve also added a resend OTP option and enhanced a few views for better navigation

### 1.3 — 2025-10-09

We’ve added a brand-new bill payment option for school fees, making it easier than ever to handle education payments quickly and securely.

### 1.2 — 2025-08-20

App Update Description

We’ve made exciting improvements to enhance your experience:

Bug Fixes on Navigation – Enjoy smoother and more reliable app navigation with improved responsiveness.

New Card Appearance – Introducing a fresh design featuring the Rhino, our company’s brand identity, for a modern and distinctive look.

Update now to explore the new design and enjoy improved performance!

## Apps similar to RukaPay

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Tropical Bank Mobile Banking](https://appshunter.io/ios/app/tropical-bank-mobile-banking/id6449028728) | — | Free | Finance |
| [Guto](https://appshunter.io/ios/app/guto/id6744040570) | 5.0 (5) | Free | Finance |
| [Vaulit](https://appshunter.io/ios/app/vaulit/id1576077337) | 5.0 (1) | Free | Finance |
| [KauntaBook](https://appshunter.io/ios/app/kauntabook/id6743861359) | — | Free | Finance |
| [Xzerra](https://appshunter.io/ios/app/xzerra/id6529538310) | — | Free | Finance |
| [Wendi Customer](https://appshunter.io/ios/app/wendi-customer/id6450673910) | — | Free | Finance |

## Related topics

[rupay](https://appshunter.io/ios/topics/rupay)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-12.*