# RuleCheck — AB/ON/BC agent & PM compliance

> AB/ON/BC agent & PM compliance (iPhone/iPad app by Bruce Foster.)

- Source: https://appshunter.io/ios/app/rulecheck/id6786960142 (this page in markdown: same URL + `.md`)
- Developer: [Bruce Foster](https://appshunter.io/developer/6776850445)
- Category: Productivity, Business
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 16.0 · 17 MB
- Languages: American English
- Released: 2026-07-18
- Data updated: 2026-08-27
- User reviews in markdown: https://appshunter.io/ios/app/rulecheck/id6786960142/reviews.md

## What is RuleCheck?

RuleCheck — Real Estate Compliance for Canadian Agents

RuleCheck turns compliance from a filing cabinet into a working system. Open the app and see what needs your attention — the next requirement, what it's based on, and a one-tap path to complete it. Everything is recorded on your device, built into evidence you can show a broker or examiner.

KNOW WHAT NEEDS ATTENTION
The home screen leads with your compliance state: blocking issues, overdue items, upcoming deadlines, and the next requirement to act on. Every item explains itself — what, why, whose authority, what to do, by when, and what proves it was done — and opens the exact screen where you complete it.

FINTRAC RECORDS THAT HOLD UP
• Client identification records (Individual Identification Information Records)
• Receipt-of-funds records with automatic $10,000 threshold and 24-hour aggregation checks
• Large cash / virtual currency reports, suspicious-transaction and terrorist-property drafts with deadline tracking
• Client-risk worksheets, business relationships, and ongoing-monitoring reviews
• A five-element compliance program — officer, policies, risk assessment, training log, effectiveness reviews — where completion requires evidence, not just a checkbox
• Tamper-evident records with digital signatures, five-year retention tracking, and encrypted backup

ASK COMPLIANCE QUESTIONS IN PLAIN ENGLISH
A built-in rule bank answers real-estate compliance questions offline, with citations and role-aware guidance for residential, commercial, rural, and property-management practice. Connect RuleCheck Cloud for expanded guidance.

FIELD TOOLS FOR EVERYDAY WORK
Document Interpreter for contracts and notices • advertising and listing-disclosure checks • notice generator with statutory deadline help • Script Coach for compliant client conversations • market assessment (CMA) worksheets • real-estate calculators (mortgage, GDS/TDS, proration, leasing, and more) • property records and case files.

BUILT FOR CANADIAN PRACTICE
Made for Alberta (RECA) first, with Ontario and British Columbia rule banks included and provincial obligation tracking based on the checks you run and notices you serve. Identity-verification providers can be connected by your brokerage for technology-assisted ID checks — consent first, evidence-based results, no images stored in RuleCheck.

PRIVATE BY DESIGN
Your records live on your device with iOS file protection — no accounts required, no tracking. On-device AI assists where your hardware supports it. Export encrypted backups you control.

RuleCheck Solo is an auto-renewable monthly subscription with a free preview. Team and brokerage arrangements are available separately — contact us.

Compliance guidance only — not legal advice. RuleCheck prepares and keeps records; it does not file reports with FINTRAC or any regulator and does not decide that a report is warranted. Confirm current legislation, regulator guidance, brokerage policy, and legal counsel where needed.

Subscription terms: RuleCheck Solo renews monthly unless cancelled at least 24 hours before the end of the current period. Payment is charged to your Apple Account; manage or cancel anytime in your Apple Account settings.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://rulecheck.ca/privacy

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Solo — Individual Agent | $14.99 | per month |



## Version history (last 5 releases)

### 4.0.1 — 2026-08-24

• Deleted records now leave a tamper-evident trail. When you delete a transaction file, report draft, training session, or effectiveness review, RuleCheck keeps a dated note of what was removed, by whom, and whether it had been complete — under FINTRAC → Deleted Records, and included in your encrypted backup. The record is gone; the history is not.

• Editing a saved transaction file or report now records a dated note in its audit trail.

• Obligation details now show when the underlying rule content was last reviewed, and remind you to confirm current legislation if it's more than six months old.

• After upgrading, the Compliance Program explains why any element you'd marked complete with a switch alone now asks for its supporting evidence — nothing you entered was deleted.

• Accessibility: sharing an encrypted backup now works reliably with VoiceOver.

Compliance guidance and records only — not legal advice. RuleCheck does not file with FINTRAC.

### 4.0 — 2026-08-22

RuleCheck 4.0 is the biggest update yet — your compliance state now comes to you.

• NEW HOME SCREEN — opens with "Needs attention": the next requirement, overdue items, and deadlines from your recorded work, with a one-tap path to the screen where you complete each one. Your most-used tools float to the top (or pin them in Settings).
• OBLIGATIONS, UNIFIED — every requirement from every authority in one list, each explaining what, why, whose authority, what to do, by when, and what proves it.
• EVIDENCE-BASED COMPLIANCE PROGRAM — the five FINTRAC elements now complete on evidence, not checkboxes: generated policy and risk-assessment documents, a training log that is the training record, and signed effectiveness reviews.
• DEEPER FINTRAC COVERAGE — large virtual-currency reporting, 24-hour aggregation across multiple windows, terrorist-property reports, compliance calendar, and encrypted backup that now includes notice attachments.
• IDENTITY VERIFICATION, ON YOUR BROKERAGE'S TERMS — connect your brokerage's provider for a guided, consent-first ID flow with evidence-based results. Nothing changes until a provider is connected.
• MORE CALCULATORS — financing, leasing, proration, and investment tools, now organized by category.
• Hundreds of fixes for reliability, accuracy, and accessibility across the app.

Compliance guidance only — not legal advice. RuleCheck prepares and keeps records; it does not file reports with FINTRAC or any regulator.

### 3.2 — 2026-08-19

RuleCheck 3.2 is a big one for FINTRAC compliance — it moves beyond per-deal records to the whole brokerage program.

•  Full FINTRAC compliance program. All five required elements in one place — appointed officer, written policies & procedures, business risk assessment, training log, and the effectiveness review — with a live gap analysis. RuleCheck now generates your policies-and-procedures and risk-assessment documents from your own answers, and keeps a training register an examiner can be handed.

•  Report drafting. Draft Suspicious Transaction Reports and Large Cash / Virtual Currency reports straight from your transaction files — indicators surfaced, deadlines tracked, grounds drafted. You review and submit through FINTRAC; the app never files, and never tips off.

• Compliance calendar. Every deadline your records carry — filings, relationship reviews, ID expiries, re-screens, the two-year review — in one list, with optional on-device reminders.

• Encrypted backup & import. Passphrase-encrypted backup and restore of all your FINTRAC records, plus CSV import to bring in historical files from paper or another system.

• Adverse-media screening joins PEP and sanctions on the client record, and you can set your own effectiveness-review cadence (12, 18, or 24 months).

• Settings is simpler. The technical connection fields — cloud legal engine, MLS, and property-data endpoints — now live together under one "Data connections" screen, and status details moved into "Diagnostics & about," so the main Setup list is shorter and easier to scan.

• Easier to reach us. Support now has its own page and a tappable email — one tap opens a pre-addressed message — and in-app feedback now confirms when it's saved. We also refreshed the Support, Privacy Policy, and Terms of Use links.

Compliance guidance only — not legal advice. This app prepares and keeps records; it does not file reports with FINTRAC. "Nothing flagged" means no issue was detected by these checks, not a legal clearance. Confirm current legislation, regulator guidance, and brokerage policy before relying on results.

### 3.13 — 2026-08-13

• Jump to results: the screen now scrolls to the answer after a check, scan, or question — no more hunting below the form. Toggle in Setup → Appearance.
• Advertising Check adds a "Substantiate or verify" result for ranking and comparative claims, instead of a plain pass/fail.
• Answer confidence now flags "verify topic fit" when a source doesn't address your actual question.
• Fewer false flags in the marketing scan, plus reliability improvements.

Compliance guidance only — not legal advice.

### 3.1.2 — 2026-08-10

What's New in RuleCheck 3.1.2

This update expands the Calculator with commercial financing and leasing math, and makes it faster to navigate.

Added 11 calculators for commercial agents and brokers:
Financing: Loan-to-Value (LTV), Debt Yield, Loan Constant, Interest-Only Payment, and Balloon Balance.
Valuation: NOI from Cap Rate.
Commercial leasing: Gross Rent (base + additional, all-in), Free-Rent Period, Rent Escalation, Percentage Rent, and Tenant Improvement (TI) Allowance.
Organized the Calculator menu into sections — Commercial Property, Commercial Leasing, Financing, Investment, Tax & Closing, and more — so the right formula is quicker to find.
Fixed the number pad so it opens above the active field and no longer covers your results while you type.
Loan and balloon math use the Canadian semi-annual compounding convention, consistent with the mortgage payment calculator.

Compliance guidance only — not legal advice. Estimates only; confirm calculations, contract terms, brokerage policy, lender requirements, and current legislation before relying on results.

## More apps by Bruce Foster

- [BC Realty Prep](https://appshunter.io/ios/app/bc-realty-prep/id6796574246)
- [Ontario Realty Prep](https://appshunter.io/ios/app/ontario-realty-prep/id6797107611)
- [Idiom Buddy](https://appshunter.io/ios/app/idiom-buddy/id6798083985)

All apps by Bruce Foster: https://appshunter.io/developer/6776850445

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*