# Rune: Credit Rewards — Which card should you use?

> Which card should you use? (iPhone/iPad app by Tso-Liang Wu.)

- Source: https://appshunter.io/ios/app/rune-credit-rewards/id6821535263 (this page in markdown: same URL + `.md`)
- Developer: [Tso-Liang Wu](https://appshunter.io/developer/6821535265)
- Category: Finance, Utilities
- Price: Free
- Age rating: 4+
- Requires: iOS 18.0 · 18 MB
- Languages: American English, Chinese (Traditional, Taiwan)
- Released: 2026-10-28
- Data updated: 2026-10-31

## What is Rune?

Rune tells you which credit card to use, right when you're about to pay. Made for U.S. credit cards, including the popular ones.

WHICH CARD?
Search a store, brand or category, or pick from the stores around you. Rune finds the best card among the ones you own and shows the estimated return and why.

YOUR CARDS
Add the cards you hold. Only your own cards are compared.

TRAVELING ABROAD
Pick where you're spending. Rune counts foreign-spending bonuses and subtracts foreign transaction fees.

REWARD SETTINGS
Tell Rune about bank tiers like BofA Rewards and the categories you picked on cards like Cash+ or Citi Strata, and they are included in the estimate. Rent through Bilt is counted too.

BONUSES THAT NEED ACTIVATING
Rotating 5% categories only earn once you activate them. Rune reminds you each quarter, shows what a card earns now and after you activate it, and counts bonuses that stack with a card's everyday rate.

REMINDERS
• Annual fees coming up
• Statement credits that reset soon
• 5/24 rule count

FAMILY SHARING
Share cards with family and see whose name each card is under, so whoever is at the store knows which card to use. Each person gets their own 5/24 count. Reminders are shared too, so a credit isn't used twice.

PRIVATE
Use it without an account, or sign in with Apple or Google to back up your cards. Your location stays on your phone. No ads and no third-party tracking.

Rune is an independent app and is not affiliated with any card issuer. Rates and benefits come from public sources and can change; check your issuer before relying on them.

## Is Rune safe?

Not enough ratings yet to assess Rune.

## Is Rune legit?

Rune: Credit Rewards has limited verification signals. The AppsHunter Legitimacy Score for Rune is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 3 releases)

### 1.2 — 2026-10-30

• Reward settings: tell Rune about your bank tiers and the categories you picked (U.S. Bank Cash+, Citi Strata, Amex Business Gold, Bilt Obsidian), and the answer follows. The number you can pick matches each issuer's limit.
• Bilt cards and rent: paying rent through Bilt with an Atmos card is counted, minus the 3% fee. Other cards show no rent rate, since paying rent by card usually costs a fee.
• Family reminders are shared: when someone uses a credit or activates a bonus, everyone sees who did, so nobody uses it twice. Viewers can see and mark them too.
• Adding a card? Pick the applicant, so one person can add cards under another family member.
• Send feedback from Settings, report wrong data from a result or card, or ask for a missing card.
• Adding a card you already hold asks for its application month, so two copies stay separate.
• Fix: tapping a category in All categories or a store in See all nearby did nothing.

### 1.1 — 2026-10-29

• Nearby stores update as you move: pull down on Which card to refresh your location.
• More places around you, with street addresses and a scrollable full list.
• A small map on the result page shows where the store is.
• Quarterly bonuses show what a card earns now and after you activate it.
• Family: each card sits under one person's name, and every person gets their own 5/24 count. Add cards for family members who don't use Rune.
• The same card opened more than once now folds into one stack in My cards.
• Remove a card by swiping its row or tapping the ⋯ button.
• Signing in after using Rune as a guest no longer duplicates cards.
• Going abroad? Pick where you're spending on the result page. Cards with a foreign-spending bonus (like Atmos Summit) are counted, and foreign transaction fees are subtracted.
• New in Settings: Bank relationships. Choose your BofA Rewards tier and your Atmos points include the bonus.
• Store alerts have been removed.

### 1.0 — 2026-10-28

No release notes.

## Related topics

[caesars rewards credit card](https://appshunter.io/ios/topics/caesars-rewards-credit-card) · [repcard](https://appshunter.io/ios/topics/repcard) · [meijer credit card](https://appshunter.io/ios/topics/meijer-credit-card)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-31.*