# RupeeSmart-Credit Loan App

> Online personal loan app for Indian residents, offering amounts from ₹5,000 to ₹80,000. (iPhone/iPad app by NDS FINANCIAL SERVICES PRIVATE LIMITED.)

- Source: https://appshunter.io/ios/app/rupeesmart-credit-loan-app/id6445922697 (this page in markdown: same URL + `.md`)
- Developer: [NDS FINANCIAL SERVICES PRIVATE LIMITED](https://appshunter.io/developer/1674874005)
- Category: Finance
- Price: Free
- Rating: 5.00/5 from 2 App Store ratings
- Age rating: 4+
- Requires: iOS 11.0 · 19 MB
- Languages: English
- Released: 2023-03-04
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/rupeesmart-credit-loan-app/id6445922697/reviews.md

## What is RupeeSmart?

RupeeSmart is a personal loan app that offers  loans online starting from ₹ 5,000 up to ₹ 80,000. Apply for a personal loan and receive up to ₹80,000 as a direct cash transfer to your bank account.

Feature of product:
1.Easy to borrow: The threshold is low, just register your mobile phone number, fill in the basic information and apply for a loan.
2.Flexible quotas: In order to meet the borrowing needs of different customers, we have designed a variety of products. 

Loan information:
Amount from ₹5,000 to ₹80,000.
Duration from 91days to 365 days.
Interest rate: The APR from 10% to 24% per annual.
No other hidden costs.

RupeeSmart is just a lending platform to facilitate RBI registered non-bank financial companies (NBFC) - NDS Financial Services Private Limited to lend users.

We are legally compliant and well regulated.

What should you do first?
1. Download and install the RupeeSmart from App Store.
2. Create an account.
3. Upload your KYC documents, which includes your Aadhaar and PAN card.
4. Loan Approval.
5. Receive money in your bank account.

RupeeSmart eligibility requirements:
1) Indian residents
2) Over 18 years old

Reach out to us:
Email us at ndsfinancialspl@outlook.com
Address: 8/215 ARYA NAGAR Kanpur, Uttar Pradesh, 208002 India

## Key features

- Online loan application
- Loan amounts up to ₹80,000
- Direct bank transfer
- Easy registration process
- Flexible loan quotas
- KYC document upload


## Frequently asked questions about RupeeSmart

### What is the minimum and maximum loan amount offered by RupeeSmart?

RupeeSmart offers personal loans ranging from a minimum of ₹5,000 up to a maximum of ₹80,000.

### What is the loan duration and interest rate for RupeeSmart loans?

Loan durations are from 91 days to 365 days, with an Annual Percentage Rate (APR) ranging from 10% to 24%.

### Who is eligible to apply for a loan through RupeeSmart?

To be eligible for a loan, you must be an Indian resident and over 18 years old.

### How does RupeeSmart ensure user security?

RupeeSmart is a legally compliant and well-regulated lending platform that facilitates loans from RBI registered NBFCs. They require KYC documents for verification.

### What information do I need to provide to apply for a loan?

You need to register with your mobile phone number, fill in basic information, and upload KYC documents such as your Aadhaar and PAN card.

### How long does it take to receive the loan amount after approval?

The description states that approved loan amounts are transferred directly to your bank account, but does not specify the exact timeframe for receiving the money.

### Does RupeeSmart have any hidden costs associated with loans?

The app explicitly states that there are no other hidden costs associated with the loans offered.

### How often is RupeeSmart updated?

The app was last updated on March 26, 2023, with version 1.0.4. The release date was March 4, 2023.

## Version history (last 2 releases)

### 1.0.4 — 2023-03-26

1. Optimized the display problem in dark mode
2. Solved the problem of the wrong position of the title of the web page

### 1.0.3 — 2023-03-21

1.Some functions and operating experience optimization

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*